IIFL Home Finance Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)

Latest Rating

AA (CRISIL)

Total Debt Outstanding

₹4,103 Cr

Across 37 instruments

Listed Bonds

First Issue

2017-07-27

Latest Issue

2025-11-28

Maturity Range

2026 - 2031

Observation

37 active bonds tracked from this issuer.

View details →

Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies

01 Issuer Overview

Sector

Financial Services

Issuer Type

Nbfc

First Tracked Bond

2017-07-27

Start of this issuer's debt program timeline

37 active bonds tracked from this issuer.
30 of 37 tracked bonds with a stated security status are secured. (based on 37 bonds with a disclosed security status)
Most recent rating action: reaffirm by CRISIL on 2026-07-27.

IIFL Home Finance Limited, an NBFC in the financial services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 5.00% - 10.00%, paid annual. Maturities on outstanding bonds fall between 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile

Outstanding Bonds

Tracked by RetailBonds

Amount Tracked

₹4,103 Cr

Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 35 of 37 bonds)

Avg Coupon

8.71%

Range 5.00% - 10.00%

Avg Remaining Tenure

2.1 Yrs

Nearest maturity 2026-09

Secured

81%

30 of 37 bonds with known status

Callable

Of 37 bonds

Avg Spread vs G-Sec

+278 bps

Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (10 bonds).

Security Type / Instrument Mix

NCD 37 bonds · 100% · ₹4,103 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)

Based on 35 of 37 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile

AA 35 bonds · 95%
Unrated 2 bonds · 5%

Agency	Rating	Outlook	Bonds
CRISIL	AA	—	26
BRICKWORK	AA+	—	9
ICRA	AA	—	6
INDIA_RATINGS	AA	—	5
CRISIL	AA+	—	2

Recent Rating Actions

2026-07-27 · CRISIL

—

Reaffirmed

2026-07-15 · CRISIL

—

Other

04 Outstanding Bonds View all bonds →

ISIN	Bond Name	Coupon	Rating	Maturity	YTM	Last Trade
INE477L07AK5	8.20% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES D7.DATE OF MATURITY 28/09/2026	8.20%	AA (CRISIL)	2026-09-28	—	—
INE477L07BA4	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES II TRANCHE I DATE OF MATURITY 26/12/2026	—	AA (CRISIL)	2026-12-26	—	2026-08-12
INE477L07AZ3	8.85% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES I TRANCHE I DATE OF MATURITY 26/12/2026.	8.85%	AA (CRISIL)	2026-12-26	—	2026-08-24
INE477L07AN9	8.20% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES III TRANCHE II. DATE OF MATURITY 03/01/2027.	8.20%	AA (CRISIL)	2027-01-03	9.61%	2026-08-25
INE477L07AP4	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES V TRANCHE II. DATE OF MATURITY 03/01/2027.	—	AA (CRISIL)	2027-01-03	—	2026-08-25
INE477L07AO7	8.50% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES IV TRANCHE II. DATE OF MATURITY 03/01/2027.	8.50%	AA (CRISIL)	2027-01-03	1.49%	2026-08-03
INE477L07BL1	7.90% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES H1 FY 2025-26 DATE OF MATURITY 28/05/2027	7.90%	AA (CRISIL)	2027-05-28	—	—
INE477L08089	8.85% UNSECURED SUBORDINATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES U06. DATE OF MATURITY 27/07/2027	8.85%	AA+ (BRICKWORK)	2027-07-27	—	—
INE477L07BK3	8% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES E1 DATE OF MATURITY 04/08/2027	8.00%	AA (CRISIL)	2027-08-04	—	—
INE477L07BC0	9% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES IV TRANCHE I DATE OF MATURITY 26/12/2027	9.00%	AA (CRISIL)	2027-12-26	5.45%	2026-08-25
INE477L07BD8	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES V TRANCHE I DATE OF MATURITY 26/12/2027	—	AA (CRISIL)	2027-12-26	—	2026-07-03
INE477L07BB2	8.65% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES III TRANCHE I DATE OF MATURITY 26/12/2027	8.65%	AA (CRISIL)	2027-12-26	7.59%	2026-08-26
INE477L07BJ5	9.18% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES K1 DATE OF MATURITY 06/02/2028	9.18%	AA (ICRA)	2028-02-06	—	—
INE477L07AG3	8.60% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES D3.DATE OF MATURITY : 11/02/2028	8.60%	AA (ICRA)	2028-02-11	—	—
INE477L08105	9.05% UNSECURED SUBORDINATED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES U08. DATE OF MATURITY 28/02/2028	9.05%	AA (ICRA)	2028-02-28	—	—
INE477L07AH1	8.62% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES D4.DATE OF MATURITY 12/03/2028	8.62%	AA (CRISIL)	2028-03-12	—	—
INE477L08113	9.85% UNSECURED SUBORDINATED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES U09. DATE OF MATURITY 16/06/2028	9.85%	AA (ICRA)	2028-06-16	—	—
INE477L08121	9.85% UNSECURED SUBORDINATED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES U010. DATE OF MATURITY 13/07/2028	9.85%	AA+ (BRICKWORK)	2028-07-13	—	—
INE477L08154	9.6% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES II.DATE OF MATURITY : 03/11/2028	9.60%	AA (CRISIL)	2028-11-03	9.48%	2026-08-26
INE477L08147	10% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES I.DATE OF MATURITY : 03/11/2028	10.00%	AA (CRISIL)	2028-11-03	9.83%	2026-08-26
INE477L08162	UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES III.DATE OF MATURITY : 03/11/2028	—	AA (CRISIL)	2028-11-03	—	2026-08-20
INE477L07AS8	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES VIII TRANCHE II. DATE OF MATURITY 03/01/2029.	—	AA+ (CRISIL)	2029-01-03	—	2026-08-26
INE477L07AR0	8.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES VII TRANCHE II. DATE OF MATURITY 03/01/2029.	8.75%	AA (CRISIL)	2029-01-03	7.65%	2026-08-26
INE477L07AQ2	8.43% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES VI TRANCHE II. DATE OF MATURITY 03/01/2029.	8.43%	AA+ (CRISIL)	2029-01-03	9.17%	2026-08-26
INE477L07AI9	8.70% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES D5.DATE OF MATURITY 16/04/2029	8.70%	AA (CRISIL)	2029-04-16	—	—
IN8477L07015	8.70% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES D5.DATE OF MATURITY 16/04/2029	8.70%	—	2029-04-16	—	—
INE477L07AX8	8.36% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT DATE OF MATURITY 15/08/2029.	8.36%	AA (ICRA)	2029-08-15	—	—
INE477L07AD0	9.18% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES C15. DATE OF MATURITY: 03/10/2029	9.18%	AA (CRISIL)	2029-10-03	—	—
INE477L07BF3	SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES VIII TRANCHE I DATE OF MATURITY 26/12/2029	—	AA (CRISIL)	2029-12-26	—	—
INE477L07BH9	9.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES VII TRANCHE I DATE OF MATURITY 26/12/2029	9.25%	AA (CRISIL)	2029-12-26	10.14%	2026-08-26
INE477L07BG1	8.9% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES VI TRANCHE I DATE OF MATURITY 26/12/2029	8.90%	AA (CRISIL)	2029-12-26	9.43%	2026-08-25
INE477L07AT6	8.585% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES AD I.DATE OF MATURITY 25/02/2030	8.59%	AA (CRISIL)	2030-02-25	—	—
INE477L07AJ7	8.70% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES D6.DATE OF MATURITY 14/05/2030	8.70%	AA (CRISIL)	2030-05-14	—	—
IN8477L07023	8.70% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES D6.DATE OF MATURITY 14/05/2030	8.70%	—	2030-05-14	—	—
INE477L07AF5	8.69% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES D2. DATE OF MATURITY: 12/11/2030.	8.69%	AA (CRISIL)	2030-11-12	—	—
INE477L07AU4	5% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES AD II. DATE OF MATURITY 28/02/2031	5.00%	AA (CRISIL)	2031-02-28	—	—
INE477L07BE6	9.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES IX TRANCHE I DATE OF MATURITY 26/12/2031	9.25%	AA (CRISIL)	2031-12-26	9.17%	2026-08-10

Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)

₹0.0 Cr

Number of Trades (Last 30 Days)

142

Avg. Yield (Last 30 Days)

9.3%

06 Payment Disclosures (SEBI Reg52(4)) 8 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due Date	Bond	Type	Amount Due	Amount Paid	Status	Filing
2026-08-04	8% SECURED RATED LISTED REDEEMABLE...	Interest	₹80,000,000.00	₹78,400,000.00	Paid	XBRL →
2026-08-03	10% UNSECURED RATED LISTED...	Interest	₹232,700,000.00	₹218,600,000.00	Paid	XBRL →
2026-08-01	8.20% SECURED RATED LISTED...	Interest	₹3,700,000.00	₹3,400,000.00	Paid	XBRL →
2026-08-01	8.65% SECURED RATED LISTED...	Interest	₹700,000.00	₹700,000.00	Paid	XBRL →
2026-08-01	9.6% UNSECURED RATED LISTED...	Interest	₹31,200,000.00	₹28,300,000.00	Paid	XBRL →
2026-08-01	8.43% SECURED RATED LISTED...	Interest	₹3,900,000.00	₹3,500,000.00	Paid	XBRL →
2026-08-01	8.9% SECURED RATED LISTED REDEEMABLE...	Interest	₹1,200,000.00	₹1,000,000.00	Paid	XBRL →
2026-07-27	8.85% UNSECURED SUBORDINATED LISTED...	Interest	₹66,400,000.00	₹62,400,000.00	Paid	XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

07 Regulatory Filings

Credit Rating Rationale

CRISIL Rating Rationale 2026-07-27

08 Methodology & Data Coverage

Dataset	Count	Freshness
Credit Ratings (current)	48	2026-06-28
Rating Actions History	2	2026-07-27
Secondary-Market Trades	268	2026-08-26
Reg52(4) Payment Disclosures	8	2026-08-04

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions

How many active bonds does IIFL Home Finance Limited have?

IIFL Home Finance Limited currently has 37 active bonds with coupons 5.00% - 10.00%, maturities spanning 2026 - 2031.

What is IIFL Home Finance Limited's credit rating?

The most recent rating on IIFL Home Finance Limited's bonds is AA (CRISIL), published by BRICKWORK, CRISIL, ICRA, INDIA_RATINGS.

Are IIFL Home Finance Limited's bonds secured?

Of the 37 bonds with a disclosed security status, 30 are secured (81%) and 7 are unsecured.

When do IIFL Home Finance Limited's bonds mature?

IIFL Home Finance Limited's active bonds mature between 2026 - 2031; the nearest matures in 2026-09; the average tenure is 2.1 Yrs.

What is the average coupon on IIFL Home Finance Limited's bonds?

The average coupon across IIFL Home Finance Limited's 37 active bonds is 8.71%.

Disclaimer: This page aggregates publicly available data about IIFL Home Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.