IIFL Home Finance Limited — Bonds & AA (CRISIL) Rating
NBFC · Financial Services
Verify this issuer →- Current ratings CRISIL AA, CRISIL AA+
- Rating range Current ratings range from AA (CRISIL 28 Jun 2026) to AA+ (CRISIL 28 Jun 2026)
- Rating direction, 12 months 0 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 28 Jun 2026
- Payment record 26 payment disclosures since 17 Jul 2026: 0 paid more than 3 days late, 3 short-paid
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 18 of 36 active bonds had an exchange trade
- Exchange filings, 90 days 0 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
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- 36 active bonds tracked from this issuer.
- 29 of 36 tracked bonds with a stated security status are secured. (based on 36 bonds with a disclosed security status)
- Most recent rating action: update by CRISIL on 28 Sep 2026.
IIFL Home Finance Limited, an NBFC in the Financial Services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 5.00% - 10.00%, paid annually. Maturities on outstanding bonds fall between 2026 - 2031.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (10 bonds).
Security Type / Instrument Mix
- NCD 36 bonds · 100% · ₹3,991 Cr tracked
Funding Evolution
Based on 34 of 36 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
- AA 34 bonds · 94%
- Unrated 2 bonds · 6%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CRISIL | AA | — | 11 |
| CRISIL | AA+ | — | 2 |
| CRISIL | AA | — | 14 |
| ICRA | AA | — | 5 |
| Brickwork | AA+ | — | 2 |
Recent Rating Actions
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE477L07BA4 | IIFL Home Finance Dec 2026 NCD | — | AA (CRISIL) | 2026-12-26 | — | — | |
| INE477L07AZ3 | IIFL Home Finance 8.85% Dec 2026 NCD | 8.85% | AA (CRISIL, NSDL record 2024) | 2026-12-26 | 14.28% | 2026-11-03 | |
| INE477L07AN9 | IIFL Home Finance 8.20% Jan 2027 NCD | 8.20% | AA (CRISIL, NSDL record 2021) | 2027-01-03 | 11.37% | 2026-11-03 | |
| INE477L07AP4 | IIFL Home Finance Jan 2027 NCD | — | AA (CRISIL) | 2027-01-03 | — | — | |
| INE477L07AO7 | IIFL Home Finance 8.50% Jan 2027 NCD | 8.50% | AA (CRISIL) | 2027-01-03 | 12.11% | 2026-11-03 | |
| INE477L07BL1 | IIFL Home Finance 7.90% May 2027 NCD | 7.90% | AA (CRISIL) | 2027-05-28 | — | — | |
| INE477L08089 | IIFL Home Finance 8.85% Jul 2027 NCD | 8.85% | AA+ (Brickwork, NSDL record 2017) | 2027-07-27 | — | — | |
| INE477L07BK3 | IIFL Home Finance 8.00% Aug 2027 NCD | 8.00% | AA (CRISIL) | 2027-08-04 | — | — | |
| INE477L07BC0 | IIFL Home Finance 9.00% Dec 2027 NCD | 9.00% | AA (CRISIL, NSDL record 2024) | 2027-12-26 | 8.92% | 2026-11-06 | |
| INE477L07BD8 | IIFL Home Finance Dec 2027 NCD | — | AA (CRISIL, NSDL record 2024) | 2027-12-26 | 9.50% | 2026-10-16 | |
| INE477L07BB2 | IIFL Home Finance 8.65% Dec 2027 NCD | 8.65% | AA (CRISIL) | 2027-12-26 | 9.15% | 2026-10-16 | |
| INE477L07BJ5 | IIFL Home Finance 9.18% Feb 2028 NCD | 9.18% | AA (ICRA, NSDL record 2025) | 2028-02-06 | — | — | |
| INE477L07AG3 | IIFL Home Finance 8.60% Feb 2028 NCD | 8.60% | AA (ICRA, NSDL record 2021) | 2028-02-11 | — | — | |
| INE477L08105 | IIFL Home Finance 9.05% Feb 2028 NCD | 9.05% | AA (ICRA, NSDL record 2018) | 2028-02-28 | — | — | |
| INE477L07AH1 | IIFL Home Finance 8.62% Mar 2028 NCD | 8.62% | AA (CRISIL, NSDL record 2021) | 2028-03-12 | — | — | |
| INE477L08113 | IIFL Home Finance 9.85% Jun 2028 NCD | 9.85% | AA (ICRA, NSDL record 2018) | 2028-06-16 | — | — | |
| INE477L08121 | IIFL Home Finance 9.85% Jul 2028 NCD | 9.85% | AA+ (Brickwork, NSDL record 2018) | 2028-07-13 | — | — | |
| INE477L08154 | IIFL Home Finance 9.60% Nov 2028 NCD | 9.60% | AA (CRISIL, NSDL record 2021) | 2028-11-03 | 9.49% | 2026-11-06 | |
| INE477L08147 | IIFL Home Finance 10.00% Nov 2028 NCD | 10.00% | AA (CRISIL) | 2028-11-03 | 10.20% | 2026-10-30 | |
| INE477L08162 | IIFL Home Finance Nov 2028 NCD | — | AA (CRISIL) | 2028-11-03 | — | — | |
| INE477L07AS8 | IIFL Home Finance Jan 2029 NCD | — | AA+ (CRISIL) | 2029-01-03 | — | — | |
| INE477L07AR0 | IIFL Home Finance 8.75% Jan 2029 NCD | 8.75% | AA (CRISIL) | 2029-01-03 | 10.17% | 2026-10-30 | |
| INE477L07AQ2 | IIFL Home Finance 8.43% Jan 2029 NCD | 8.43% | AA+ (CRISIL) | 2029-01-03 | 9.11% | 2026-11-05 | |
| INE477L07AI9 | IIFL Home Finance 8.70% Apr 2029 NCD | 8.70% | AA (CRISIL, NSDL record 2021) | 2029-04-16 | — | — | |
| IN8477L07015 | IIFL Home Finance 8.70% Apr 2029 NCD | 8.70% | — | 2029-04-16 | — | — | |
| INE477L07AX8 | IIFL Home Finance 8.36% Aug 2029 NCD | 8.36% | AA (ICRA, NSDL record 2023) | 2029-08-15 | — | — | |
| INE477L07AD0 | IIFL Home Finance 9.18% Oct 2029 NCD | 9.18% | AA (CRISIL, NSDL record 2019) | 2029-10-03 | — | — | |
| INE477L07BF3 | IIFL Home Finance Dec 2029 NCD | — | AA (CRISIL) | 2029-12-26 | — | — | |
| INE477L07BH9 | IIFL Home Finance 9.25% Dec 2029 NCD | 9.25% | AA (CRISIL, NSDL record 2024) | 2029-12-26 | 10.34% | 2026-10-30 | |
| INE477L07BG1 | IIFL Home Finance 8.90% Dec 2029 NCD | 8.90% | AA (CRISIL) | 2029-12-26 | — | 2026-09-17 | |
| INE477L07AT6 | IIFL Home Finance 8.59% Feb 2030 NCD | 8.59% | AA (CRISIL, NSDL record 2021) | 2030-02-25 | — | — | |
| INE477L07AJ7 | IIFL Home Finance 8.70% May 2030 NCD | 8.70% | AA (CRISIL, NSDL record 2021) | 2030-05-14 | — | — | |
| IN8477L07023 | IIFL Home Finance 8.70% May 2030 NCD | 8.70% | — | 2030-05-14 | — | — | |
| INE477L07AF5 | IIFL Home Finance 8.69% Nov 2030 NCD | 8.69% | AA (CRISIL, NSDL record 2020) | 2030-11-12 | — | — | |
| INE477L07AU4 | IIFL Home Finance 5.00% Feb 2031 NCD | 5.00% | AA (CRISIL, NSDL record 2021) | 2031-02-28 | — | — | |
| INE477L07BE6 | IIFL Home Finance 9.25% Dec 2031 NCD | 9.25% | AA (CRISIL, NSDL record 2024) | 2031-12-26 | 12.77% | 2026-10-29 |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.
| Due Date | Bond | Type | Amount Due | Amount Paid | Status | Filing |
|---|---|---|---|---|---|---|
| 1 Nov 2026 | 8.20% SECURED RATED LISTED... | Interest | ₹37,00,000.00 | ₹34,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 8.65% SECURED RATED LISTED... | Interest | ₹7,00,000.00 | ₹6,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 9.6% UNSECURED RATED LISTED... | Interest | ₹3,12,00,000.00 | ₹2,76,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 8.43% SECURED RATED LISTED... | Interest | ₹39,00,000.00 | ₹35,00,000.00 | Paid | XBRL → |
| 1 Nov 2026 | 8.9% SECURED RATED LISTED REDEEMABLE... | Interest | ₹12,00,000.00 | ₹10,00,000.00 | Paid | XBRL → |
| 3 Oct 2026 | 9.18% SECURED RATED LISTED... | Interest | ₹6,94,00,000.00 | ₹6,94,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 8.20% SECURED RATED LISTED... | Interest | ₹36,00,000.00 | ₹33,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 8.65% SECURED RATED LISTED... | Interest | ₹7,00,000.00 | ₹6,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 9.6% UNSECURED RATED LISTED... | Interest | ₹3,02,00,000.00 | ₹2,74,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 8.43% SECURED RATED LISTED... | Interest | ₹38,00,000.00 | ₹34,00,000.00 | Paid | XBRL → |
| 1 Oct 2026 | 8.9% SECURED RATED LISTED REDEEMABLE... | Interest | ₹11,00,000.00 | ₹10,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 8.20% SECURED RATED LISTED... | Interest | ₹37,00,000.00 | ₹33,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 8.65% SECURED RATED LISTED... | Interest | ₹7,00,000.00 | ₹7,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 9.6% UNSECURED RATED LISTED... | Interest | ₹3,12,00,000.00 | ₹2,80,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 8.43% SECURED RATED LISTED... | Interest | ₹39,00,000.00 | ₹35,00,000.00 | Paid | XBRL → |
| 1 Sep 2026 | 8.9% SECURED RATED LISTED REDEEMABLE... | Interest | ₹12,00,000.00 | ₹10,00,000.00 | Paid | XBRL → |
| 4 Aug 2026 | 8% SECURED RATED LISTED REDEEMABLE... | Interest | ₹8,00,00,000.00 | ₹7,84,00,000.00 | Paid | XBRL → |
| 3 Aug 2026 | 10% UNSECURED RATED LISTED... | Interest | ₹23,27,00,000.00 | ₹21,86,00,000.00 | Paid | XBRL → |
| 1 Aug 2026 | 8.20% SECURED RATED LISTED... | Interest | ₹37,00,000.00 | ₹34,00,000.00 | Paid | XBRL → |
| 1 Aug 2026 | 8.65% SECURED RATED LISTED... | Interest | ₹7,00,000.00 | ₹7,00,000.00 | Paid | XBRL → |
Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 34 | 2026-06-28 |
| Rating Actions History | 3 | 2026-09-28 |
| Secondary-Market Trades | 616 | 2026-11-06 |
| Reg52(4) Payment Disclosures | 20 | 2026-11-01 |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does IIFL Home Finance Limited have?
IIFL Home Finance Limited currently has 36 active bonds with coupons of 5.00% - 10.00%, maturities spanning 2026 - 2031.
What is IIFL Home Finance Limited's credit rating?
The most common current rating on IIFL Home Finance Limited's senior bonds is AA (CRISIL). Ratings on file come from CRISIL.
Are IIFL Home Finance Limited's bonds secured?
Of the 36 bonds with a disclosed security status, 29 are secured (80%) and 7 are unsecured.
When do IIFL Home Finance Limited's bonds mature?
IIFL Home Finance Limited's active bonds mature between 2026 - 2031; the nearest matures in Dec 2026; the average tenure is 2.0 Yrs.
What is the average coupon on IIFL Home Finance Limited's bonds?
The average coupon across IIFL Home Finance Limited's 36 active bonds is 8.73%.
Disclaimer: This page aggregates publicly available data about IIFL Home Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.