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IIFL Home Finance 8.90% Dec 2029 NCD

AA Secured NCD

IIFL Home Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2029

Current YTM
9.43%
Market YTM
Coupon Rate
8.90%
Per annum
Maturity Date
26 Dec 2029
3.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,000
Per Bond
Market Position
YTM (Annual)
9.43%
Live, last traded 2026-08-25
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+359 bps
vs 3.3Y G-Sec at 5.84%
Above the median spread for similar-tenor peers
Tenure
3.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-29 2026-08-25
Cashflow Timeline
26 Sep 2026
Interest Payment
₹7.42 / Bond
26 Oct 2026
Interest Payment
₹7.42 / Bond
26 Nov 2026
Interest Payment
₹7.42 / Bond
26 Dec 2026
Interest Payment
₹7.42 / Bond
26 Jan 2027
Interest Payment
₹7.42 / Bond
26 Feb 2027
Interest Payment
₹7.42 / Bond
26 Mar 2027
Interest Payment
₹7.42 / Bond
26 Apr 2027
Interest Payment
₹7.42 / Bond
26 Dec 2029
Principal Payment
₹1,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹1,000 face value

Payment Disclosures (SEBI Reg52(4)) 1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-08-01 Interest ₹1,200,000.00 ₹1,000,000.00 Paid XBRL →
Non-payment reason: NA

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Reaffirmed: by CRISIL on 2026-07-27 Rating action: by CRISIL on 2026-07-15 Interest paid (SEBI Reg52(4) disclosure) — due 2026-08-01 Issued 2024-12-26 Matures 2029-12-26

2 rating actions on file since issue — hover a dot for detail.

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics
Coupon Rate
8.90%
YTM (Annual)
9.43%
Credit Rating
AA
(CRISIL)
Remaining Tenure
3.3 Years
Advanced metrics
Modified Duration
2.86 Yrs
Macaulay Duration
2.88 Yrs
Issue Size
₹15 Cr
Minimum Investment
₹1,000
(1 Bond)
Market Characteristics
Modified Duration
2.86 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-25
NSE CM
Trades (30 Days)
10
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 10 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.10 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2024-12-26
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

8.9% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES VI TRANCHE I DATE OF MATURITY 26/12/2029 is a secured, rated, redeemable ncd issued by IIFL Home Finance Limited. The bond offers a fixed coupon of 8.90% p.a. with monthly interest payments and repays principal on maturity.

Rating Action History 2 actions
DateAgencyActionRatingOutlookRationale
2026-07-27 CRISIL Reaffirm View →
2026-07-15 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-25 98.5000 9.4264 None
2026-08-21 98.5000 9.4252 None
2026-08-20 97.8100 9.6731 None
2026-08-19 98.9990 9.2467 None
2026-08-17 97.2000 9.8924 None
2026-08-14 98.8000 9.3165 None
2026-08-11 98.2000 9.5294 None
2026-08-07 98.0000 9.5993 None
2026-08-04 99.0000 9.2441 None
2026-07-29 99.0000 9.2435 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 CRISIL, INDIA_RATINGS 2026-06-28
Rating Actions History 2 2026-07-27
Secondary-Market Trades 10 NSE CM 2026-08-25
Reg52(4) Payment Disclosures 1 NSE 2026-08-01
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on IIFL Home Finance 8.90% Dec 2029 NCD?

IIFL Home Finance 8.90% Dec 2029 NCD carries a coupon of 8.90%, paid monthly, on a face value of ₹1,000.

When does IIFL Home Finance 8.90% Dec 2029 NCD mature?

IIFL Home Finance 8.90% Dec 2029 NCD matures on 2029-12-26, 3.3 years from today.

What is IIFL Home Finance 8.90% Dec 2029 NCD rated?

IIFL Home Finance 8.90% Dec 2029 NCD is rated AA by CRISIL and AA by INDIA_RATINGS. As of 2026-06-28.

Is IIFL Home Finance 8.90% Dec 2029 NCD secured?

IIFL Home Finance 8.90% Dec 2029 NCD is a secured bond.

What yield does IIFL Home Finance 8.90% Dec 2029 NCD currently offer?

The last recorded trade on 2026-08-25 priced IIFL Home Finance 8.90% Dec 2029 NCD at ₹98.50, implying a yield to maturity of 9.43%.

More Bonds from This Issuer
8
IIFL Home Finance 8.20% Sep 2026 NCD
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Coupon
8.20%
Maturity
28 Sep 2026
S
IIFL Home Finance ZC Dec 2026 NCD
AA
Coupon
Maturity
26 Dec 2026
8
IIFL Home Finance 8.85% Dec 2026 NCD
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Coupon
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Maturity
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IIFL Home Finance 8.20% Jan 2027 NCD
Coupon
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Maturity
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