IIFL Home Finance 8.75% Jan 2029 NCD (INE477L07AR0)

CRISIL AA Secured NCD

IIFL Home Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2029

35 more bonds from IIFL Home Finance Limited →

Current YTM

10.17%

Market YTM

Coupon Rate

8.75%

Per annum

Maturity Date

03 Jan 2029

2.2 Yrs to Maturity

Interest Payment

Annual

Frequency

Face Value

₹1,000

Per Bond

Market Position

YTM (Annual)

10.17%

Last traded 30 Oct 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+322 bps

vs 2.2Y G-Sec at 6.95%

Above the median spread for similar-tenor peers

Tenure

2.2 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

7 Oct 202630 Oct 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

3 Jan 2027

Interest Payment

₹87.50 / Bond

₹78.75 net of 10% TDS (est.)

3 Jan 2028

Interest Payment

₹87.50 / Bond

₹78.75 net of 10% TDS (est.)

3 Jan 2029

Final coupon + principal

₹1,087.50 / Bond

₹87.50 coupon + ₹1,000 face value

3 coupons remaining, the last paid with principal at maturity · per ₹1,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

8.75%

YTM (Annual)

10.17%

Credit Rating

(CRISIL) · seen 28 Jun 2026

Remaining Tenure

2.2 Years

Advanced metrics

Modified Duration

1.73 Yrs

Macaulay Duration

1.91 Yrs

Issue Size

₹22 Cr

Face Value

₹1,000

Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration

1.73 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Annual

Last Trade

30 Oct 2026

NSE CM

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
9 secondary-market trades recorded in the last 30 days.
Coupon is 1.45 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026

Issuer

IIFL Home Finance Limited

Instrument Type

NCD

Issue Date

3 Jan 2022

Day Count Convention

ACT/ACT

Listed Exchange

—

Call / Put Option

None disclosed

IIFL Home Finance 8.75% Jan 2029 NCD is a secured, rated NCD issued by IIFL Home Finance Limited. It pays an 8.75% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

Date	Agency	Rating	Outlook	Status	Source
seen on 28 Jun 2026	CRISIL	AA	—	Latest	NSE listing
2021	Brickwork	AA+	—	NSDL record, 2021	NSDL debt master

Rating Action History

3 actions

Agency actions on IIFL Home Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-09-28	CRISIL	Update	—	—	View →
2026-07-27	CRISIL	Reaffirm	—	—	View →
2026-07-15	CRISIL	Update	—	—	View →

Issuer health card · ratings, payment record, defaults, trading, filings 2 items to look at →

Rating Actions on IIFL Home Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-09-28	CRISIL	Update	—	View →
2026-07-27	CRISIL	Reaffirm	—	View →
2026-07-15	CRISIL	Update	—	View →

Alert me about IIFL Home Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE477L07AR0: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-10-30	97.2842	10.1707	—
2026-10-29	97.1582	10.2373	—
2026-10-28	97.4122	10.0972	—
2026-10-23	97.5321	10.0230	—
2026-10-16	97.6199	9.9636	—
2026-10-15	97.6438	9.9492	—
2026-10-14	97.6678	9.9347	—
2026-10-09	97.2867	10.1283	—
2026-10-08	96.4616	10.5670	—
2026-10-07	96.4176	10.5882	—

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	2	Brickwork, CRISIL	2026-06-28
Rating Actions History	3	—	2026-09-28
Secondary-Market Trades	10	NSE CM	2026-10-30
Reg52(4) Payment Disclosures	0	—	—

Documents

Entity metadata

Source: NSDL debt master
Last Updated: 16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹972.84

YTM10.17%

Trade Date 30 Oct 2026 9d ago

SourceNSE CM

Accrued interest (est.)₹74.32

Dirty price (est.)₹1,047.16

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on IIFL Home Finance 8.75% Jan 2029 NCD?

IIFL Home Finance 8.75% Jan 2029 NCD carries a coupon of 8.75%, paid annual, on a face value of ₹1,000.

When does IIFL Home Finance 8.75% Jan 2029 NCD mature?

IIFL Home Finance 8.75% Jan 2029 NCD matures on 3 Jan 2029, 2.2 years from today.

What is IIFL Home Finance 8.75% Jan 2029 NCD rated?

IIFL Home Finance 8.75% Jan 2029 NCD is rated AA by CRISIL (rating dated 28 Jun 2026).

Is IIFL Home Finance 8.75% Jan 2029 NCD secured?

IIFL Home Finance 8.75% Jan 2029 NCD is a secured bond.

What yield does IIFL Home Finance 8.75% Jan 2029 NCD currently offer?

The last recorded trade on 30 Oct 2026 priced IIFL Home Finance 8.75% Jan 2029 NCD at ₹972.84 per bond, implying a yield to maturity of 10.17%.

More Bonds from This Issuer

IIFL Home Finance Dec 2026 NCD

INE477L07BA4

Coupon

—

Maturity

26 Dec 2026

View Details

IIFL Home Finance 8.85% Dec 2026 NCD

INE477L07AZ3

AA NSDL record, 2024

Coupon

8.85%

Maturity

26 Dec 2026

View Details

IIFL Home Finance 8.20% Jan 2027 NCD

INE477L07AN9

AA NSDL record, 2021 Reg52 disclosed

Coupon

8.20%

Maturity

03 Jan 2027

View Details

IIFL Home Finance Jan 2027 NCD

INE477L07AP4

Coupon

—

Maturity

03 Jan 2027

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2029

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.75%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE423A07534	Adani Enterprises Limited	AA-	8.75%	2029-01-12
INE906B07DF8	National Highways Authority of India	AAA NSDL record, 2013	8.75%	2029-02-05
INE549K07JC1	Muthoot Fincorp Limited	—	8.75%	2029-09-24
INE031A07949	Housing and Urban Development Corporation Limited	AA+ NSDL record, 2013	8.76%	2028-10-25
INE733E07JI1	NTPC Limited	AAA NSDL record, 2013	8.73%	2028-12-16
INE787H07362	India Infrastructure Finance Company Limited	AAA	8.73%	2029-01-22

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