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Iifl Home Finance 8.75% Jan 2029 NCD

AA Secured NCD

IIFL Home Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2029

Current YTM
7.65%
Market YTM
Coupon Rate
8.75%
Per annum
Maturity Date
03 Jan 2029
2.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000
Per Bond
Market Position
YTM (Annual)
7.65%
Live, last traded 2026-08-26
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+129 bps
vs 2.4Y G-Sec at 6.37%
Below the median spread for similar-tenor peers
Tenure
2.4 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-01 2026-08-26
Cashflow Timeline
3 Jan 2027
Interest Payment
₹87.50 / Bond
3 Jan 2028
Interest Payment
₹87.50 / Bond
3 Jan 2029
Principal Payment
₹1,000.00 / Bond

Next 2 coupons + principal at maturity · per ₹1,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: by CRISIL on 2026-07-27 Rating action: by CRISIL on 2026-07-15 Issued 2022-01-03 Matures 2029-01-03

2 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
8.75%
YTM (Annual)
7.65%
Credit Rating
AA
(CRISIL)
Remaining Tenure
2.4 Years
Advanced metrics
Modified Duration
1.96 Yrs
Macaulay Duration
2.11 Yrs
Issue Size
₹22 Cr
Minimum Investment
₹1,000
(1 Bond)
Market Characteristics
Modified Duration
1.96 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-26
NSE CM
Trades (30 Days)
4
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 4 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.25 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-01-03
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

8.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES VII TRANCHE II. DATE OF MATURITY 03/01/2029. is a secured, rated, redeemable ncd issued by IIFL Home Finance Limited. The bond offers a fixed coupon of 8.75% p.a. with annual interest payments and repays principal on maturity.

Rating Action History 2 actions
DateAgencyActionRatingOutlookRationale
2026-07-27 CRISIL Reaffirm View →
2026-07-15 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-26 102.3010 7.6547 None
2026-08-25 102.3010 7.6560 None
2026-08-06 102.2200 7.7166 None
2026-08-03 99.5000 8.9400 3
2026-07-28 103.0000 7.3749 None
2026-07-10 97.6500 9.8000 1
2026-07-06 100.2200 8.6493 135
2026-07-01 100.0000 8.7495 10
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 BRICKWORK, CRISIL 2026-06-28
Rating Actions History 2 2026-07-27
Secondary-Market Trades 8 NSE CM 2026-08-26
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Iifl Home Finance 8.75% Jan 2029 NCD?

Iifl Home Finance 8.75% Jan 2029 NCD carries a coupon of 8.75%, paid annual, on a face value of ₹1,000.

When does Iifl Home Finance 8.75% Jan 2029 NCD mature?

Iifl Home Finance 8.75% Jan 2029 NCD matures on 2029-01-03, 2.4 years from today.

What is Iifl Home Finance 8.75% Jan 2029 NCD rated?

Iifl Home Finance 8.75% Jan 2029 NCD is rated AA by CRISIL and AA+ by BRICKWORK. As of 2026-06-28.

Is Iifl Home Finance 8.75% Jan 2029 NCD secured?

Iifl Home Finance 8.75% Jan 2029 NCD is a secured bond.

What yield does Iifl Home Finance 8.75% Jan 2029 NCD currently offer?

The last recorded trade on 2026-08-26 priced Iifl Home Finance 8.75% Jan 2029 NCD at ₹102.30, implying a yield to maturity of 7.65%.

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8
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Maturity
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Coupon
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Maturity
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IIFL Home Finance 8.20% Jan 2027 NCD
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Maturity
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