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Iifl Home Finance 9.25% Dec 2031 NCD

AA Secured NCD

IIFL Home Finance Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2031

Current YTM
9.17%
Market YTM
Coupon Rate
9.25%
Per annum
Maturity Date
26 Dec 2031
5.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000
Per Bond
Market Position
YTM (Annual)
9.17%
Live, last traded 2026-08-10
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+294 bps
vs 5.3Y G-Sec at 6.23%
Above the median spread for similar-tenor peers
Tenure
5.3 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
26 Dec 2026
Interest Payment
₹92.50 / Bond
26 Dec 2027
Interest Payment
₹92.50 / Bond
26 Dec 2028
Interest Payment
₹92.50 / Bond
26 Dec 2029
Interest Payment
₹92.50 / Bond
26 Dec 2030
Interest Payment
₹92.50 / Bond
26 Dec 2031
Principal Payment
₹1,000.00 / Bond

Next 5 coupons + principal at maturity · per ₹1,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: by CRISIL on 2026-07-27 Rating action: by CRISIL on 2026-07-15 Issued 2024-12-26 Matures 2031-12-26

2 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
9.25%
YTM (Annual)
9.17%
Credit Rating
AA
(CRISIL)
Remaining Tenure
5.3 Years
Advanced metrics
Modified Duration
3.84 Yrs
Macaulay Duration
4.19 Yrs
Issue Size
₹5 Cr
Minimum Investment
₹1,000
(1 Bond)
Market Characteristics
Modified Duration
3.84 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-10
NSE CM
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 0.75 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2024-12-26
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

9.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES IX TRANCHE I DATE OF MATURITY 26/12/2031 is a secured, rated, redeemable ncd issued by IIFL Home Finance Limited. The bond offers a fixed coupon of 9.25% p.a. with annual interest payments and repays principal on maturity.

Rating Action History 2 actions
DateAgencyActionRatingOutlookRationale
2026-07-27 CRISIL Reaffirm View →
2026-07-15 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-10 100.3000 9.1735 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2024-11-21
Rating Actions History 2 2026-07-27
Secondary-Market Trades 1 NSE CM 2026-08-10
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Iifl Home Finance 9.25% Dec 2031 NCD?

Iifl Home Finance 9.25% Dec 2031 NCD carries a coupon of 9.25%, paid annual, on a face value of ₹1,000.

When does Iifl Home Finance 9.25% Dec 2031 NCD mature?

Iifl Home Finance 9.25% Dec 2031 NCD matures on 2031-12-26, 5.3 years from today.

What is Iifl Home Finance 9.25% Dec 2031 NCD rated?

Iifl Home Finance 9.25% Dec 2031 NCD is rated AA by CRISIL. As of 2024-11-21.

Is Iifl Home Finance 9.25% Dec 2031 NCD secured?

Iifl Home Finance 9.25% Dec 2031 NCD is a secured bond.

What yield does Iifl Home Finance 9.25% Dec 2031 NCD currently offer?

The last recorded trade on 2026-08-10 priced Iifl Home Finance 9.25% Dec 2031 NCD at ₹100.30, implying a yield to maturity of 9.17%.

More Bonds from This Issuer
8
IIFL Home Finance 8.20% Sep 2026 NCD
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Coupon
8.20%
Maturity
28 Sep 2026
S
IIFL Home Finance ZC Dec 2026 NCD
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Coupon
Maturity
26 Dec 2026
8
IIFL Home Finance 8.85% Dec 2026 NCD
AA
Coupon
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Maturity
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8
IIFL Home Finance 8.20% Jan 2027 NCD
Coupon
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Maturity
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