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Iifl Home Finance 9.05% Feb 2028 NCD

AA Unsecured NCD

IIFL Home Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2028

Current YTM
No live YTM available
Coupon Rate
9.05%
Per annum
Maturity Date
28 Feb 2028
1.5 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual) EST
~9.05%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+327 bps
vs 1.5Y G-Sec at 5.78% *
Above the median spread for similar-tenor peers
Tenure
1.5 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
28 Feb 2027
Interest Payment
₹90,500.00 / Bond
28 Feb 2028
Principal Payment
₹1,000,000.00 / Bond

Next 1 coupon + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Reaffirmed: by CRISIL on 2026-07-27 Rating action: by CRISIL on 2026-07-15 Issued 2018-02-28 Matures 2028-02-28

2 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
9.05%
YTM (Annual)
Credit Rating
AA
(ICRA)
Remaining Tenure
1.5 Years
Advanced metrics
Modified Duration
1.30 Yrs
Macaulay Duration
1.41 Yrs
Issue Size
₹15 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
1.30 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
Callable
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.95 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2018-02-28
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable & Puttable

Issued by IIFL Home Finance Limited, 9.05% UNSECURED SUBORDINATED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES U08. DATE OF MATURITY 28/02/2028 is a rated, ncd paying a 9.05% p.a. coupon annual. The instrument repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Rating Action History 2 actions
DateAgencyActionRatingOutlookRationale
2026-07-27 CRISIL Reaffirm View →
2026-07-15 CRISIL Other View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA 2018-02-01
Rating Actions History 2 2026-07-27
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Iifl Home Finance 9.05% Feb 2028 NCD?

Iifl Home Finance 9.05% Feb 2028 NCD carries a coupon of 9.05%, paid annual, on a face value of ₹1,000,000.

When does Iifl Home Finance 9.05% Feb 2028 NCD mature?

Iifl Home Finance 9.05% Feb 2028 NCD matures on 2028-02-28, 1.5 years from today.

What is Iifl Home Finance 9.05% Feb 2028 NCD rated?

Iifl Home Finance 9.05% Feb 2028 NCD is rated AA by ICRA. As of 2018-02-01.

Is Iifl Home Finance 9.05% Feb 2028 NCD secured?

Iifl Home Finance 9.05% Feb 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can Iifl Home Finance 9.05% Feb 2028 NCD be called or put back early?

Iifl Home Finance 9.05% Feb 2028 NCD has both a call option, letting the issuer redeem it early, and a put option, letting holders require early repurchase, on scheduled dates.

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Maturity
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Maturity
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Maturity
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