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IIFL Home Finance 9.85% Jul 2028 NCD (INE477L08121)

Brickwork AA+ · NSDL record, 2018 Unsecured NCD

IIFL Home Finance Limited

Unsecured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

35 more bonds from IIFL Home Finance Limited →
Current YTM
—
No market YTM available
Coupon Rate
9.85%
Per annum
Maturity Date
13 Jul 2028
1.7 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹10,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.7 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

13 Jul 2027
Interest Payment
₹98,500.00 / Bond
₹88,650.00 net of 10% TDS (est.)
13 Jul 2028
Final coupon + principal
₹10,98,500.00 / Bond
₹98,500.00 coupon + ₹10,00,000 face value

2 coupons remaining, the last paid with principal at maturity · per ₹10,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 13 Jul 2018 Matures 13 Jul 2028

Key Metrics

Coupon Rate
9.85%
YTM (Annual)
—
Credit Rating
AA+
Rating on NSDL record (Brickwork, 2018)
Not a current agency rating; see below
Remaining Tenure
1.7 Years

AA+ (Brickwork): Rating on NSDL record (Brickwork, 2018), dated 14 Jun 2018. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
1.44 Yrs
Macaulay Duration
1.59 Yrs
Issue Size
₹50 Cr
Face Value
₹10,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.44 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
Callable

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.35 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 6 Nov 2026
Instrument Type
NCD
Issue Date
13 Jul 2018
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
Callable

IIFL Home Finance Limited issued IIFL Home Finance 9.85% Jul 2028 NCD, an unsecured NCD. It pays a 9.85% p.a. coupon, annually. Principal is repaid at maturity. The issuer holds the right to redeem it before the maturity date.

Rating Action History

3 actions

Agency actions on IIFL Home Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-28 CRISIL Update — — View →
2026-07-27 CRISIL Reaffirm — — View →
2026-07-15 CRISIL Update — — View →
Issuer health card · ratings, payment record, defaults, trading, filings 2 items to look at →

Rating Actions on IIFL Home Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-28 CRISIL Update — View →
2026-07-27 CRISIL Reaffirm — View →
2026-07-15 CRISIL Update — View →
Alert me about IIFL Home Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 Brickwork (NSDL record) 2018-06-14
Rating Actions History 3 — 2026-09-28
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
6 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE477L08121
Issue Date
13 Jul 2018
Maturity Date
13 Jul 2028
Listing
—
Payment Frequency
Annual
Put / Call Option
Call
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on IIFL Home Finance 9.85% Jul 2028 NCD?

IIFL Home Finance 9.85% Jul 2028 NCD carries a coupon of 9.85%, paid annual, on a face value of ₹10,00,000.

When does IIFL Home Finance 9.85% Jul 2028 NCD mature?

IIFL Home Finance 9.85% Jul 2028 NCD matures on 13 Jul 2028, 1.7 years from today.

What is IIFL Home Finance 9.85% Jul 2028 NCD rated?

No current rating from an agency or exchange is on file for IIFL Home Finance 9.85% Jul 2028 NCD. NSDL's debt master records a rating of AA+ by Brickwork, dated 14 Jun 2018, often from the time of issue, so it may be out of date.

Is IIFL Home Finance 9.85% Jul 2028 NCD secured?

IIFL Home Finance 9.85% Jul 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can IIFL Home Finance 9.85% Jul 2028 NCD be called or put back early?

IIFL Home Finance 9.85% Jul 2028 NCD is callable -- the issuer may redeem it before maturity on scheduled call dates.

More Bonds from This Issuer

I
IIFL Home Finance Dec 2026 NCD
INE477L07BA4
AA
Coupon
—
Maturity
26 Dec 2026
I
IIFL Home Finance 8.85% Dec 2026 NCD
INE477L07AZ3
AA NSDL record, 2024
Coupon
8.85%
Maturity
26 Dec 2026
I
IIFL Home Finance 8.20% Jan 2027 NCD
INE477L07AN9
AA NSDL record, 2021 Reg52 disclosed
Coupon
8.20%
Maturity
03 Jan 2027
I
IIFL Home Finance Jan 2027 NCD
INE477L07AP4
AA
Coupon
—
Maturity
03 Jan 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.85%. For comparison only, not a recommendation.

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INE046W07347Muthoot Microfin LimitedA+9.85%2027-12-16
INE918K07PJ0Nuvama Wealth Finance LimitedAA9.85%2027-08-09
INE316W07138Hero Solar Energy Private LimitedA+ NSDL record, 20259.85%2029-03-11
INE04VS07479Oxyzo Financial Services LimitedA+9.83%2027-12-24
INE605Y07197Auxilo Finserve Private LimitedA+9.80%2028-01-29
INE02VP07065IKF Home Finance LimitedA-9.80%2028-03-24

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