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Iifl Home Finance 10.00% Nov 2028 NCD

AA Unsecured NCD

IIFL Home Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2028

Current YTM
9.86%
Market YTM
Coupon Rate
10.00%
Per annum
Maturity Date
03 Nov 2028
2.2 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000
Per Bond
Market Position
YTM (Annual)
9.86%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+531 bps
vs 2.2Y G-Sec at 4.54%
Top 17% of similar-tenor peers by spread
Tenure
2.2 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-14 2026-08-27
Cashflow Timeline
3 Aug 2027
Interest Payment
₹100.00 / Bond
3 Aug 2028
Interest Payment
₹100.00 / Bond
3 Nov 2028
Principal Payment
₹1,000.00 / Bond

Next 2 coupons + principal at maturity · per ₹1,000 face value

Payment Disclosures (SEBI Reg52(4)) 1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-08-03 Interest ₹232,700,000.00 ₹218,600,000.00 Paid XBRL →
Non-payment reason: NA

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Reaffirmed: by CRISIL on 2026-07-27 Rating action: by CRISIL on 2026-07-15 Interest paid (SEBI Reg52(4) disclosure) — due 2026-08-03 Issued 2021-08-03 Matures 2028-11-03

2 rating actions on file since issue — hover a dot for detail.

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics
Coupon Rate
10.00%
YTM (Annual)
9.86%
Credit Rating
AA
(CRISIL)
Remaining Tenure
2.2 Years
Advanced metrics
Modified Duration
1.74 Yrs
Macaulay Duration
1.91 Yrs
Issue Size
₹233 Cr
Minimum Investment
₹1,000
(1 Bond)
Market Characteristics
Modified Duration
1.74 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-27
NSE CM
Trades (30 Days)
22
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 22 secondary-market trades recorded in the last 30 days.
  • Coupon is in line with the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2021-08-03
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Issued by IIFL Home Finance Limited, 10% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES I.DATE OF MATURITY : 03/11/2028 is a rated, ncd paying a 10.00% p.a. coupon annual. The instrument repays principal on maturity.

Rating Action History 2 actions
DateAgencyActionRatingOutlookRationale
2026-07-27 CRISIL Reaffirm View →
2026-07-15 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 100.2500 9.8554 None
2026-08-26 100.3000 9.8296 None
2026-08-25 100.9000 9.5207 None
2026-08-24 100.4000 9.7782 None
2026-08-21 100.4000 9.7787 None
2026-08-20 100.4000 9.7789 None
2026-08-19 100.9000 9.5235 None
2026-08-18 100.7470 9.6019 None
2026-08-17 100.4020 9.7785 None
2026-08-14 100.4990 9.7296 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 2 BRICKWORK, CRISIL 2026-06-28
Rating Actions History 2 2026-07-27
Secondary-Market Trades 10 NSE CM 2026-08-27
Reg52(4) Payment Disclosures 1 NSE 2026-08-03
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Iifl Home Finance 10.00% Nov 2028 NCD?

Iifl Home Finance 10.00% Nov 2028 NCD carries a coupon of 10.00%, paid annual, on a face value of ₹1,000.

When does Iifl Home Finance 10.00% Nov 2028 NCD mature?

Iifl Home Finance 10.00% Nov 2028 NCD matures on 2028-11-03, 2.2 years from today.

What is Iifl Home Finance 10.00% Nov 2028 NCD rated?

Iifl Home Finance 10.00% Nov 2028 NCD is rated AA by CRISIL and AA+ by BRICKWORK. As of 2026-06-28.

Is Iifl Home Finance 10.00% Nov 2028 NCD secured?

Iifl Home Finance 10.00% Nov 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Iifl Home Finance 10.00% Nov 2028 NCD currently offer?

The last recorded trade on 2026-08-27 priced Iifl Home Finance 10.00% Nov 2028 NCD at ₹100.25, implying a yield to maturity of 9.86%.

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Maturity
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