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IIFL Home Finance 10.00% Nov 2028 NCD (INE477L08147)

CRISIL AA Unsecured NCD

IIFL Home Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2028

35 more bonds from IIFL Home Finance Limited →
Current YTM
10.20%
Market YTM
Coupon Rate
10.00%
Per annum
Maturity Date
03 Nov 2028
2.0 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000
Per Bond

Market Position

YTM (Annual)
10.20%
Last traded 30 Oct 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+328 bps
vs 2.0Y G-Sec at 6.92%
Above the median spread for similar-tenor peers
Tenure
2.0 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

Payment schedule not projected

The issuer's filed interest dates do not follow the maturity-date anniversaries our projection assumes, so projected dates and accrued interest would be wrong. Payments the issuer has filed are listed under disclosed payments.

Payment Disclosures (SEBI Reg52(4))

1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-08-03 Interest ₹23,27,00,000.00 ₹21,86,00,000.00 Paid XBRL →
Non-payment reason: NA

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

Bond Timeline

— Issue / Maturity | Coupon (projected) ◆ Reg52(4) disclosed ┊ Today
Today Interest paid (SEBI Reg52(4) disclosure) — due 3 Aug 2026 Issued 3 Aug 2021 Matures 3 Nov 2028

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics

Coupon Rate
10.00%
YTM (Annual)
10.20%
Credit Rating
AA
(CRISIL) · seen 28 Jun 2026
Remaining Tenure
2.0 Years
Advanced metrics
Modified Duration
—
Macaulay Duration
—
Issue Size
₹233 Cr
Face Value
₹1,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
—
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
30 Oct 2026
BSE
Trades (30 Days)
20
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • 20 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.20 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
3 Aug 2021
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Issued by IIFL Home Finance Limited, IIFL Home Finance 10.00% Nov 2028 NCD is an unsecured, rated NCD. It pays a 10.00% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
seen on 28 Jun 2026 CRISIL AA — Latest NSE listing
2021 Brickwork AA+ — NSDL record, 2021 NSDL debt master

Rating Action History

3 actions

Agency actions on IIFL Home Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-09-28 CRISIL Update — — View →
2026-07-27 CRISIL Reaffirm — — View →
2026-07-15 CRISIL Update — — View →
Issuer health card · ratings, payment record, defaults, trading, filings 2 items to look at →

Rating Actions on IIFL Home Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-09-28 CRISIL Update — View →
2026-07-27 CRISIL Reaffirm — View →
2026-07-15 CRISIL Update — View →
Alert me about IIFL Home Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE477L08147: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-10-30 99.6100 10.2000 3

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 Brickwork, CRISIL 2026-06-28
Rating Actions History 3 — 2026-09-28
Secondary-Market Trades 1 BSE 2026-10-30
Reg52(4) Payment Disclosures 1 NSE 2026-08-03

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹996.10
YTM10.20%
Trade Date 30 Oct 2026 9d ago
SourceBSE
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE477L08147
Issue Date
3 Aug 2021
Maturity Date
3 Nov 2028
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on IIFL Home Finance 10.00% Nov 2028 NCD?

IIFL Home Finance 10.00% Nov 2028 NCD carries a coupon of 10.00%, paid annual, on a face value of ₹1,000.

When does IIFL Home Finance 10.00% Nov 2028 NCD mature?

IIFL Home Finance 10.00% Nov 2028 NCD matures on 3 Nov 2028, 2.0 years from today.

What is IIFL Home Finance 10.00% Nov 2028 NCD rated?

IIFL Home Finance 10.00% Nov 2028 NCD is rated AA by CRISIL (rating dated 28 Jun 2026).

Is IIFL Home Finance 10.00% Nov 2028 NCD secured?

IIFL Home Finance 10.00% Nov 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does IIFL Home Finance 10.00% Nov 2028 NCD currently offer?

The last recorded trade on 30 Oct 2026 priced IIFL Home Finance 10.00% Nov 2028 NCD at ₹996.10 per bond, implying a yield to maturity of 10.20%.

More Bonds from This Issuer

I
IIFL Home Finance Dec 2026 NCD
INE477L07BA4
AA
Coupon
—
Maturity
26 Dec 2026
I
IIFL Home Finance 8.85% Dec 2026 NCD
INE477L07AZ3
AA NSDL record, 2024
Coupon
8.85%
Maturity
26 Dec 2026
I
IIFL Home Finance 8.20% Jan 2027 NCD
INE477L07AN9
AA NSDL record, 2021 Reg52 disclosed
Coupon
8.20%
Maturity
03 Jan 2027
I
IIFL Home Finance Jan 2027 NCD
INE477L07AP4
AA
Coupon
—
Maturity
03 Jan 2027
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Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.00%. For comparison only, not a recommendation.

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INE403Q07GE0Kosamattam Finance LimitedA10.00%2027-11-30
INE403Q07GD2Kosamattam Finance LimitedA10.00%2028-05-31
INE403Q07FQ6Kosamattam Finance LimitedA-10.00%2027-12-31
INE101Q07BA9Muthoot MCRED LimitedA-10.00%2028-03-21
INE101Q07BI2Muthoot MCRED LimitedA10.00%2028-06-27
INE836B07915Satin Creditcare Network LimitedA10.00%2028-01-30

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