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Iifl Home Finance 9.60% Nov 2028 NCD

AA Unsecured NCD

IIFL Home Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2028

Current YTM
9.50%
Market YTM
Coupon Rate
9.60%
Per annum
Maturity Date
03 Nov 2028
2.2 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,000
Per Bond
Market Position
YTM (Annual)
9.50%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+495 bps
vs 2.2Y G-Sec at 4.54%
Top 21% of similar-tenor peers by spread
Tenure
2.2 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-14 2026-08-27
Cashflow Timeline
3 Sep 2026
Interest Payment
₹8.00 / Bond
3 Oct 2026
Interest Payment
₹8.00 / Bond
3 Nov 2026
Interest Payment
₹8.00 / Bond
3 Dec 2026
Interest Payment
₹8.00 / Bond
3 Jan 2027
Interest Payment
₹8.00 / Bond
3 Feb 2027
Interest Payment
₹8.00 / Bond
3 Mar 2027
Interest Payment
₹8.00 / Bond
3 Apr 2027
Interest Payment
₹8.00 / Bond
3 Nov 2028
Principal Payment
₹1,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹1,000 face value

Payment Disclosures (SEBI Reg52(4)) 1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-08-01 Interest ₹31,200,000.00 ₹28,300,000.00 Paid XBRL →
Non-payment reason: NA

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ◆ Reg52(4) disclosed ┊ Today
Today Reaffirmed: by CRISIL on 2026-07-27 Rating action: by CRISIL on 2026-07-15 Interest paid (SEBI Reg52(4) disclosure) — due 2026-08-01 Issued 2021-08-03 Matures 2028-11-03

2 rating actions on file since issue — hover a dot for detail.

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics
Coupon Rate
9.60%
YTM (Annual)
9.50%
Credit Rating
AA
(CRISIL)
Remaining Tenure
2.2 Years
Advanced metrics
Modified Duration
1.95 Yrs
Macaulay Duration
1.96 Yrs
Issue Size
₹383 Cr
Minimum Investment
₹1,000
(1 Bond)
Market Characteristics
Modified Duration
1.95 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
NSE CM
Trades (30 Days)
22
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 22 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.40 percentage points below the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2021-08-03
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

IIFL Home Finance Limited issued this rated, ncd (9.6% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES.SERIES II.DATE OF MATURITY : 03/11/2028) carrying a 9.60% p.a. coupon, paid monthly. It repays principal on maturity.

Rating Action History 2 actions
DateAgencyActionRatingOutlookRationale
2026-07-27 CRISIL Reaffirm View →
2026-07-15 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 100.1760 9.4954 None
2026-08-26 100.1990 9.4836 None
2026-08-25 100.2000 9.4832 None
2026-08-24 99.9760 9.5986 None
2026-08-21 100.1160 9.5265 None
2026-08-20 100.1000 9.5347 None
2026-08-19 100.1570 9.5056 None
2026-08-18 100.1340 9.5174 None
2026-08-17 100.3990 9.3823 None
2026-08-14 100.3240 9.4209 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2021-06-11
Rating Actions History 2 2026-07-27
Secondary-Market Trades 10 NSE CM 2026-08-27
Reg52(4) Payment Disclosures 1 NSE 2026-08-01
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Iifl Home Finance 9.60% Nov 2028 NCD?

Iifl Home Finance 9.60% Nov 2028 NCD carries a coupon of 9.60%, paid monthly, on a face value of ₹1,000.

When does Iifl Home Finance 9.60% Nov 2028 NCD mature?

Iifl Home Finance 9.60% Nov 2028 NCD matures on 2028-11-03, 2.2 years from today.

What is Iifl Home Finance 9.60% Nov 2028 NCD rated?

Iifl Home Finance 9.60% Nov 2028 NCD is rated AA by CRISIL. As of 2021-06-11.

Is Iifl Home Finance 9.60% Nov 2028 NCD secured?

Iifl Home Finance 9.60% Nov 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Iifl Home Finance 9.60% Nov 2028 NCD currently offer?

The last recorded trade on 2026-08-27 priced Iifl Home Finance 9.60% Nov 2028 NCD at ₹100.18, implying a yield to maturity of 9.50%.

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Maturity
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Coupon
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Maturity
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Maturity
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