E

Esaf Small Finance Bank 11.65% Jul 2032 NCD

A- Unsecured NCD

Esaf Small Finance Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2032

Current YTM
11.23%
Market YTM
Coupon Rate
11.65%
Per annum
Maturity Date
25 Jul 2032
5.9 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
11.23%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+474 bps
vs 5.9Y G-Sec at 6.49%
Top 12% of similar-tenor peers by spread
Tenure
5.9 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-13 2026-08-27
Cashflow Timeline
25 Sep 2026
Interest Payment
₹2,912.50 / Bond
25 Dec 2026
Interest Payment
₹2,912.50 / Bond
25 Mar 2027
Interest Payment
₹2,912.50 / Bond
25 Jun 2027
Interest Payment
₹2,912.50 / Bond
25 Sep 2027
Interest Payment
₹2,912.50 / Bond
25 Dec 2027
Interest Payment
₹2,912.50 / Bond
25 Mar 2028
Interest Payment
₹2,912.50 / Bond
25 Jun 2028
Interest Payment
₹2,912.50 / Bond
25 Jul 2032
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2026-06-25 Matures 2032-07-25
Key Metrics
Coupon Rate
11.65%
YTM (Annual)
11.23%
Credit Rating
A-
(CARE)
Remaining Tenure
5.9 Years
Advanced metrics
Modified Duration
4.20 Yrs
Macaulay Duration
4.32 Yrs
Issue Size
₹85 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
4.20 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
2026-08-27
BSE
Trades (30 Days)
20
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 20 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.65 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-06-25
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

11.65% UNSECURED RATED LISTED REDEEMABLE TIER II NON CONVERTIBLE BONDS IN NATURE OF DEBENTURES SERIES 5 DATE OF MATURITY 25/07/2032 is a rated, redeemable ncd issued by Esaf Small Finance Bank Limited. The bond offers a fixed coupon of 11.65% p.a. with quarterly interest payments and repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 103.6900 11.2300 3
2026-08-26 103.6124 11.2500 None
2026-08-25 103.6124 11.2500 2
2026-08-24 103.8300 11.2000 5
2026-08-21 104.3900 11.0700 2
2026-08-20 103.6179 11.2500 3
2026-08-19 103.6200 11.2500 2
2026-08-17 103.6200 11.2500 5
2026-08-14 103.6248 11.2500 2
2026-08-13 103.8000 11.2100 3
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2026-06-15
Rating Actions History 0
Secondary-Market Trades 10 BSE 2026-08-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Esaf Small Finance Bank 11.65% Jul 2032 NCD?

Esaf Small Finance Bank 11.65% Jul 2032 NCD carries a coupon of 11.65%, paid quarterly, on a face value of ₹100,000.

When does Esaf Small Finance Bank 11.65% Jul 2032 NCD mature?

Esaf Small Finance Bank 11.65% Jul 2032 NCD matures on 2032-07-25, 5.9 years from today.

What is Esaf Small Finance Bank 11.65% Jul 2032 NCD rated?

Esaf Small Finance Bank 11.65% Jul 2032 NCD is rated A- by CARE. As of 2026-06-15.

Is Esaf Small Finance Bank 11.65% Jul 2032 NCD secured?

Esaf Small Finance Bank 11.65% Jul 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Esaf Small Finance Bank 11.65% Jul 2032 NCD currently offer?

The last recorded trade on 2026-08-27 priced Esaf Small Finance Bank 11.65% Jul 2032 NCD at ₹103.69, implying a yield to maturity of 11.23%.

More Bonds from This Issuer
1
Esaf Small Finance Bank 11.00% Apr 2030 NCD
A
Coupon
11.00%
Maturity
20 Apr 2030
1
Esaf Small Finance Bank 11.10% Apr 2031 NCD
A
Coupon
11.10%
Maturity
20 Apr 2031
1
Esaf Small Finance Bank 11.30% May 2031 NCD
Coupon
11.30%
Maturity
14 May 2031
1
Esaf Small Finance Bank 11.10% Jul 2031 NCD
A
Coupon
11.10%
Maturity
17 Jul 2031
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