E

Esaf Small Finance Bank 11.30% May 2031 NCD

A Unsecured NCD

Esaf Small Finance Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2031

Current YTM
11.01%
Market YTM
Coupon Rate
11.30%
Per annum
Maturity Date
14 May 2031
4.7 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
11.01%
Live, last traded 2026-08-21
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+444 bps
vs 4.7Y G-Sec at 6.57%
Top 25% of similar-tenor peers by spread
Tenure
4.7 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-04 2026-08-21
Cashflow Timeline
14 Nov 2026
Interest Payment
₹2,825.00 / Bond
14 Feb 2027
Interest Payment
₹2,825.00 / Bond
14 May 2027
Interest Payment
₹2,825.00 / Bond
14 Aug 2027
Interest Payment
₹2,825.00 / Bond
14 Nov 2027
Interest Payment
₹2,825.00 / Bond
14 Feb 2028
Interest Payment
₹2,825.00 / Bond
14 May 2028
Interest Payment
₹2,825.00 / Bond
14 Aug 2028
Interest Payment
₹2,825.00 / Bond
14 May 2031
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Payment Disclosures (SEBI Reg52(4)) 1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-08-14 Interest ₹14,200,000.00 ₹14,200,000.00 Paid XBRL →
Non-payment reason: NA

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ◆ Reg52(4) disclosed ┊ Today
Today Interest paid (SEBI Reg52(4) disclosure) — due 2026-08-14 Issued 2025-08-14 Matures 2031-05-14

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics
Coupon Rate
11.30%
YTM (Annual)
11.01%
Credit Rating
A
(CARE)
Remaining Tenure
4.7 Years
Advanced metrics
Modified Duration
3.61 Yrs
Macaulay Duration
3.70 Yrs
Issue Size
₹75 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
3.61 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
2026-08-21
NSE CM
Trades (30 Days)
12
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 12 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.30 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-08-14
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Issued by Esaf Small Finance Bank Limited, 11.30% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE TIER II BOND IN NATURE OF DEBENTURE SERIES 2 DATE OF MATURITY 14/05/2031 is a rated, ncd paying a 11.30% p.a. coupon quarterly. The instrument repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-21 101.0000 11.0127 None
2026-08-20 101.0000 11.0128 None
2026-08-19 100.0020 11.2887 None
2026-08-18 100.0000 11.2892 None
2026-08-17 100.0000 11.2892 None
2026-08-14 100.0000 11.2892 None
2026-08-11 100.0000 11.2893 1
2026-08-10 101.0000 11.0141 None
2026-08-06 101.0010 11.0144 None
2026-08-04 100.0010 11.2891 None
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2025-03-13
Rating Actions History 0
Secondary-Market Trades 10 NSE CM 2026-08-21
Reg52(4) Payment Disclosures 1 NSE 2026-08-14
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Esaf Small Finance Bank 11.30% May 2031 NCD?

Esaf Small Finance Bank 11.30% May 2031 NCD carries a coupon of 11.30%, paid quarterly, on a face value of ₹100,000.

When does Esaf Small Finance Bank 11.30% May 2031 NCD mature?

Esaf Small Finance Bank 11.30% May 2031 NCD matures on 2031-05-14, 4.7 years from today.

What is Esaf Small Finance Bank 11.30% May 2031 NCD rated?

Esaf Small Finance Bank 11.30% May 2031 NCD is rated A by CARE. As of 2025-03-13.

Is Esaf Small Finance Bank 11.30% May 2031 NCD secured?

Esaf Small Finance Bank 11.30% May 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Esaf Small Finance Bank 11.30% May 2031 NCD currently offer?

The last recorded trade on 2026-08-21 priced Esaf Small Finance Bank 11.30% May 2031 NCD at ₹101.00, implying a yield to maturity of 11.01%.

More Bonds from This Issuer
1
Esaf Small Finance Bank 11.00% Apr 2030 NCD
A
Coupon
11.00%
Maturity
20 Apr 2030
1
Esaf Small Finance Bank 11.10% Apr 2031 NCD
A
Coupon
11.10%
Maturity
20 Apr 2031
1
Esaf Small Finance Bank 11.10% Jul 2031 NCD
A
Coupon
11.10%
Maturity
17 Jul 2031
1
Esaf Small Finance Bank 11.30% Aug 2031 NCD
Coupon
11.30%
Maturity
10 Aug 2031
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