N
A Unsecured NCD

Navi Finserv Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2031

Current YTM
11.83%
Market YTM
Coupon Rate
11.50%
Per annum
Maturity Date
28 Nov 2031
5.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
11.83%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+560 bps
vs 5.3Y G-Sec at 6.23%
Top 7% of similar-tenor peers by spread
Tenure
5.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-11 2026-08-27
Cashflow Timeline
29 Aug 2026
Interest Payment
₹958.33 / Bond
29 Sep 2026
Interest Payment
₹958.33 / Bond
29 Oct 2026
Interest Payment
₹958.33 / Bond
29 Nov 2026
Interest Payment
₹958.33 / Bond
29 Dec 2026
Interest Payment
₹958.33 / Bond
29 Jan 2027
Interest Payment
₹958.33 / Bond
28 Feb 2027
Interest Payment
₹958.33 / Bond
29 Mar 2027
Interest Payment
₹958.33 / Bond
28 Nov 2031
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Initial rating: A by CRISIL on 2026-07-08 Rating action: by CRISIL on 2026-06-26 Issued 2026-05-29 Matures 2031-11-28

2 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
11.50%
YTM (Annual)
11.83%
Credit Rating
A
(CRISIL)
Remaining Tenure
5.3 Years
Advanced metrics
Modified Duration
3.91 Yrs
Macaulay Duration
3.95 Yrs
Issue Size
₹150 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
3.91 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
BSE
Trades (30 Days)
19
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 19 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.50 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-05-29
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

11.50% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 28/11/2031 is a rated, redeemable ncd issued by Navi Finserv Limited. The bond offers a fixed coupon of 11.50% p.a. with monthly interest payments and repays principal on maturity.

Rating Action History 2 actions
DateAgencyActionRatingOutlookRationale
2026-07-08 CRISIL Initial A Stable View →
2026-06-26 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 101.0400 11.8300 201
2026-08-25 102.0600 11.5400 102
2026-08-24 101.2400 11.7800 205
2026-08-21 103.0000 11.2900 1
2026-08-19 99.7200 12.2000 2
2026-08-17 103.0000 11.2900 1
2026-08-14 102.3600 11.4700 4
2026-08-13 102.1000 11.5300 2
2026-08-12 102.6500 11.3900 2
2026-08-11 102.2900 11.4900 3
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2026-03-13
Rating Actions History 2 2026-07-08
Secondary-Market Trades 10 BSE 2026-08-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Navi Finserv 11.50% Nov 2031 NCD?

Navi Finserv 11.50% Nov 2031 NCD carries a coupon of 11.50%, paid monthly, on a face value of ₹100,000.

When does Navi Finserv 11.50% Nov 2031 NCD mature?

Navi Finserv 11.50% Nov 2031 NCD matures on 2031-11-28, 5.3 years from today.

What is Navi Finserv 11.50% Nov 2031 NCD rated?

Navi Finserv 11.50% Nov 2031 NCD is rated A by CRISIL. As of 2026-03-13.

Is Navi Finserv 11.50% Nov 2031 NCD secured?

Navi Finserv 11.50% Nov 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Navi Finserv 11.50% Nov 2031 NCD currently offer?

The last recorded trade on 2026-08-27 priced Navi Finserv 11.50% Nov 2031 NCD at ₹101.04, implying a yield to maturity of 11.83%.

More Bonds from This Issuer
N
Navi Finserv 10.60% Sep 2026 NCD
A
Coupon
10.60%
Maturity
10 Sep 2026
N
Navi Finserv 10.00% Oct 2026 NCD
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Coupon
10.00%
Maturity
30 Oct 2026
N
Navi Finserv 10.40% Nov 2026 NCD
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Coupon
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Maturity
13 Nov 2026
1
Navi Finserv 10.25% Dec 2026 NCD
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Coupon
10.25%
Maturity
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