E

Esaf Small Finance Bank 11.00% Apr 2030 NCD

A Unsecured NCD

Esaf Small Finance Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2030

Current YTM
11.00%
Market YTM
Coupon Rate
11.00%
Per annum
Maturity Date
20 Apr 2030
3.6 Yrs to Maturity
Interest Payment
Semi Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
11.00%
Live, last traded 2026-08-06
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+458 bps
vs 3.6Y G-Sec at 6.42%
Above the median spread for similar-tenor peers
Tenure
3.6 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-31 2026-08-06
Cashflow Timeline
20 Sep 2026
Interest Payment
₹5,500.00 / Bond
20 Mar 2027
Interest Payment
₹5,500.00 / Bond
20 Sep 2027
Interest Payment
₹5,500.00 / Bond
20 Mar 2028
Interest Payment
₹5,500.00 / Bond
20 Sep 2028
Interest Payment
₹5,500.00 / Bond
20 Mar 2029
Interest Payment
₹5,500.00 / Bond
20 Sep 2029
Interest Payment
₹5,500.00 / Bond
20 Mar 2030
Interest Payment
₹5,500.00 / Bond
20 Apr 2030
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2024-03-20 Matures 2030-04-20
Key Metrics
Coupon Rate
11.00%
YTM (Annual)
11.00%
Credit Rating
A
(CARE)
Remaining Tenure
3.6 Years
Advanced metrics
Modified Duration
2.83 Yrs
Macaulay Duration
2.98 Yrs
Issue Size
₹85 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
2.83 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Semi Annual
Last Trade
2026-08-06
BSE
Trades (30 Days)
4
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 4 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.00 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2024-03-20
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Esaf Small Finance Bank Limited issued this rated, ncd (11% UNSECURED RATED LISTED REDEEMABLE BASEL II COMPLIANT LOWER TIER II SUBORDINATED BOND IN NATURE OF DEBENTURES SERIES 3A DATE OF MATURITY 20/04/2030) carrying a 11.00% p.a. coupon, paid semi annual. It repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-06 100.7900 11.0000 1
2026-08-05 100.7900 11.0000 1
2026-08-04 100.7900 11.0000 2
2026-07-31 94.3500 12.8200 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2024-03-12
Rating Actions History 0
Secondary-Market Trades 4 BSE 2026-08-06
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Esaf Small Finance Bank 11.00% Apr 2030 NCD?

Esaf Small Finance Bank 11.00% Apr 2030 NCD carries a coupon of 11.00%, paid semi annual, on a face value of ₹100,000.

When does Esaf Small Finance Bank 11.00% Apr 2030 NCD mature?

Esaf Small Finance Bank 11.00% Apr 2030 NCD matures on 2030-04-20, 3.6 years from today.

What is Esaf Small Finance Bank 11.00% Apr 2030 NCD rated?

Esaf Small Finance Bank 11.00% Apr 2030 NCD is rated A by CARE. As of 2024-03-12.

Is Esaf Small Finance Bank 11.00% Apr 2030 NCD secured?

Esaf Small Finance Bank 11.00% Apr 2030 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Esaf Small Finance Bank 11.00% Apr 2030 NCD currently offer?

The last recorded trade on 2026-08-06 priced Esaf Small Finance Bank 11.00% Apr 2030 NCD at ₹100.79, implying a yield to maturity of 11.00%.

More Bonds from This Issuer
1
Esaf Small Finance Bank 11.10% Apr 2031 NCD
A
Coupon
11.10%
Maturity
20 Apr 2031
1
Esaf Small Finance Bank 11.30% May 2031 NCD
Coupon
11.30%
Maturity
14 May 2031
1
Esaf Small Finance Bank 11.10% Jul 2031 NCD
A
Coupon
11.10%
Maturity
17 Jul 2031
1
Esaf Small Finance Bank 11.30% Aug 2031 NCD
Coupon
11.30%
Maturity
10 Aug 2031
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