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Electronica Finance 11.25% Jan 2032 NCD (INE612U08074)

India Ratings A / Stable Unsecured NCD

Electronica Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2032

10 more bonds from Electronica Finance Limited →
Current YTM
11.47%
Market YTM
Coupon Rate
11.25%
Per annum
Maturity Date
22 Jan 2032
5.2 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
11.47%
Last traded 5 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+426 bps
vs 5.2Y G-Sec at 7.21%
Top 11% of similar-tenor peers by spread
Tenure
5.2 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
24 Sep 20265 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

23 Nov 2026
Interest Payment
₹937.50 / Bond
₹843.75 net of 10% TDS (est.)
23 Dec 2026
Interest Payment
₹937.50 / Bond
₹843.75 net of 10% TDS (est.)
23 Jan 2027
Interest Payment
₹937.50 / Bond
₹843.75 net of 10% TDS (est.)
23 Feb 2027
Interest Payment
₹937.50 / Bond
₹843.75 net of 10% TDS (est.)
23 Mar 2027
Interest Payment
₹937.50 / Bond
₹843.75 net of 10% TDS (est.)
23 Apr 2027
Interest Payment
₹937.50 / Bond
₹843.75 net of 10% TDS (est.)
23 May 2027
Interest Payment
₹937.50 / Bond
₹843.75 net of 10% TDS (est.)
23 Jun 2027
Interest Payment
₹937.50 / Bond
₹843.75 net of 10% TDS (est.)
…
+54 more coupons until 23 Dec 2031
₹937.50 each / Bond
22 Jan 2032
Final coupon (part period) + principal
₹1,00,907.26 / Bond
₹907.26 coupon + ₹1,00,000 face value

63 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 23 Jul 2026 Matures 22 Jan 2032

Key Metrics

Coupon Rate
11.25%
YTM (Annual)
11.47%
Credit Rating
A
(India Ratings) · rated 31 Jul 2026, 3 months ago
Remaining Tenure
5.2 Years
Advanced metrics
Modified Duration
3.90 Yrs
Macaulay Duration
3.93 Yrs
Issue Size
₹100 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
3.90 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
5 Nov 2026
BSE
Trades (30 Days)
5
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • 5 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.05 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026
Instrument Type
NCD
Issue Date
23 Jul 2026
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Electronica Finance 11.25% Jan 2032 NCD is an unsecured, rated NCD issued by Electronica Finance Limited. It pays an 11.25% p.a. coupon, monthly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →
Alert me about Electronica Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE612U08074: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-05 101.3300 11.4700 1
2026-10-29 99.3900 12.0100 1
2026-10-15 102.5000 11.1500 1
2026-10-14 100.0800 11.8200 2
2026-10-12 100.0400 11.8300 3
2026-10-05 99.5300 11.9700 2
2026-10-01 99.0000 12.1213 —
2026-09-30 99.5400 11.9700 1
2026-09-24 99.9700 11.8500 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 India Ratings 2026-07-31
Rating Actions History 0 — —
Secondary-Market Trades 9 BSE 2026-11-05
Reg52(4) Payment Disclosures 0 — —

Documents

Entity metadata
Source
NSDL debt master
Last Updated
7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹1,01,330.00
YTM11.47%
Trade Date 5 Nov 2026 3d ago
SourceBSE
Accrued interest (est.) · record date unclear₹544.35
Dirty price (est.)₹1,01,874.35
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE612U08074
Issue Date
23 Jul 2026
Maturity Date
22 Jan 2032
Listing
BSE
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Electronica Finance 11.25% Jan 2032 NCD?

Electronica Finance 11.25% Jan 2032 NCD carries a coupon of 11.25%, paid monthly, on a face value of ₹1,00,000.

When does Electronica Finance 11.25% Jan 2032 NCD mature?

Electronica Finance 11.25% Jan 2032 NCD matures on 22 Jan 2032, 5.2 years from today.

What is Electronica Finance 11.25% Jan 2032 NCD rated?

Electronica Finance 11.25% Jan 2032 NCD is rated A by India Ratings (rating dated 31 Jul 2026).

Is Electronica Finance 11.25% Jan 2032 NCD secured?

Electronica Finance 11.25% Jan 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Electronica Finance 11.25% Jan 2032 NCD trade?

Electronica Finance 11.25% Jan 2032 NCD is listed on BSE.

What yield does Electronica Finance 11.25% Jan 2032 NCD currently offer?

The last recorded trade on 5 Nov 2026 priced Electronica Finance 11.25% Jan 2032 NCD at ₹1,01,330.00 per bond, implying a yield to maturity of 11.47%.

More Bonds from This Issuer

E
Electronica Finance 12.55% Jun 2028 NCD
INE612U08033
A- NSDL record, 2022
Coupon
12.55%
Maturity
29 Jun 2028
E
Electronica Finance 9.35% Sep 2028 NCD
INE612U07159
A
Coupon
9.35%
Maturity
24 Sep 2028
E
Electronica Finance 13.00% Jun 2029 NCD
INE612U08041
A- NSDL record, 2023
Coupon
13.00%
Maturity
28 Jun 2029
E
Electronica Finance 11.40% Jun 2029 NCD
INE612U07076
Coupon
11.40%
Maturity
29 Jun 2029
Compare (/) Compare Bonds

Comparable NCDs maturing near 2032

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.25%. For comparison only, not a recommendation.

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INE818W08149ESAF Small Finance Bank LimitedA-11.30%2031-05-14
INE342T08104Navi Finserv LimitedA+11.30%2032-03-30
INE818W08131ESAF Small Finance Bank LimitedA-11.10%2031-07-17
INE836B08293Satin Creditcare Network LimitedA11.50%2031-01-24
INE04HY07393Vedika Credit Capital LimitedA- NSDL record, 202511.50%2031-03-25
INE735W08053Utkarsh Small Finance Bank LimitedA+ NSDL record, 202411.00%2031-06-28

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