E

Esaf Small Finance Bank 11.10% Apr 2031 NCD

A Unsecured NCD

Esaf Small Finance Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2031

Current YTM
13.01%
Market YTM
Coupon Rate
11.10%
Per annum
Maturity Date
20 Apr 2031
4.6 Yrs to Maturity
Interest Payment
Semi Annual
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
13.01%
Live, last traded 2026-08-06
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+638 bps
vs 4.6Y G-Sec at 6.63%
Top 10% of similar-tenor peers by spread
Tenure
4.6 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
20 Sep 2026
Interest Payment
₹5,550.00 / Bond
20 Mar 2027
Interest Payment
₹5,550.00 / Bond
20 Sep 2027
Interest Payment
₹5,550.00 / Bond
20 Mar 2028
Interest Payment
₹5,550.00 / Bond
20 Sep 2028
Interest Payment
₹5,550.00 / Bond
20 Mar 2029
Interest Payment
₹5,550.00 / Bond
20 Sep 2029
Interest Payment
₹5,550.00 / Bond
20 Mar 2030
Interest Payment
₹5,550.00 / Bond
20 Apr 2031
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2024-03-20 Matures 2031-04-20
Key Metrics
Coupon Rate
11.10%
YTM (Annual)
13.01%
Credit Rating
A
(CARE)
Remaining Tenure
4.6 Years
Advanced metrics
Modified Duration
3.35 Yrs
Macaulay Duration
3.57 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
3.35 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Semi Annual
Last Trade
2026-08-06
BSE
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 1.10 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2024-03-20
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

11.10% UNSECURED RATED LISTED REDEEMABLE BASEL II COMPLIANT LOWER TIER II SUBORDINATED BOND IN NATURE OF DEBENTURES SERIES 3B DATE OF MATURITY 20/04/2031 is a rated, redeemable ncd issued by Esaf Small Finance Bank Limited. The bond offers a fixed coupon of 11.10% p.a. with semi annual interest payments and repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-06 94.6700 13.0100 1
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2024-03-12
Rating Actions History 0
Secondary-Market Trades 1 BSE 2026-08-06
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Esaf Small Finance Bank 11.10% Apr 2031 NCD?

Esaf Small Finance Bank 11.10% Apr 2031 NCD carries a coupon of 11.10%, paid semi annual, on a face value of ₹100,000.

When does Esaf Small Finance Bank 11.10% Apr 2031 NCD mature?

Esaf Small Finance Bank 11.10% Apr 2031 NCD matures on 2031-04-20, 4.6 years from today.

What is Esaf Small Finance Bank 11.10% Apr 2031 NCD rated?

Esaf Small Finance Bank 11.10% Apr 2031 NCD is rated A by CARE. As of 2024-03-12.

Is Esaf Small Finance Bank 11.10% Apr 2031 NCD secured?

Esaf Small Finance Bank 11.10% Apr 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Esaf Small Finance Bank 11.10% Apr 2031 NCD currently offer?

The last recorded trade on 2026-08-06 priced Esaf Small Finance Bank 11.10% Apr 2031 NCD at ₹94.67, implying a yield to maturity of 13.01%.

More Bonds from This Issuer
1
Esaf Small Finance Bank 11.00% Apr 2030 NCD
A
Coupon
11.00%
Maturity
20 Apr 2030
1
Esaf Small Finance Bank 11.30% May 2031 NCD
Coupon
11.30%
Maturity
14 May 2031
1
Esaf Small Finance Bank 11.10% Jul 2031 NCD
A
Coupon
11.10%
Maturity
17 Jul 2031
1
Esaf Small Finance Bank 11.30% Aug 2031 NCD
Coupon
11.30%
Maturity
10 Aug 2031
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