Navi Finserv 11.30% Mar 2032 NCD (INE342T08104)

CARE A+ / Stable Unsecured NCD

Navi Finserv Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2032

40 more bonds from Navi Finserv Limited →

Current YTM

11.16%

Market YTM

Coupon Rate

11.30%

Per annum

Maturity Date

30 Mar 2032

5.4 Yrs to Maturity

Interest Payment

Monthly

Frequency

Face Value

₹1,00,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

15 Oct 2026 Rating upgraded to A+ CRISIL

Market Position

YTM (Annual)

11.16%

Last traded 6 Nov 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+394 bps

vs 5.4Y G-Sec at 7.22%

Top 15% of similar-tenor peers by spread

Tenure

5.4 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

23 Oct 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

30 Nov 2026

Interest Payment

₹941.67 / Bond

₹847.50 net of 10% TDS (est.)

30 Dec 2026

Interest Payment

₹941.67 / Bond

₹847.50 net of 10% TDS (est.)

30 Jan 2027

Interest Payment

₹941.67 / Bond

₹847.50 net of 10% TDS (est.)

28 Feb 2027

Interest Payment

₹941.67 / Bond

₹847.50 net of 10% TDS (est.)

30 Mar 2027

Interest Payment

₹941.67 / Bond

₹847.50 net of 10% TDS (est.)

30 Apr 2027

Interest Payment

₹941.67 / Bond

₹847.50 net of 10% TDS (est.)

30 May 2027

Interest Payment

₹941.67 / Bond

₹847.50 net of 10% TDS (est.)

30 Jun 2027

Interest Payment

₹941.67 / Bond

₹847.50 net of 10% TDS (est.)

…

+56 more coupons until 29 Feb 2032

₹941.67 each / Bond

30 Mar 2032

Final coupon + principal

₹1,00,941.67 / Bond

₹941.67 coupon + ₹1,00,000 face value

65 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

11.30%

YTM (Annual)

11.16%

Credit Rating

A+

(CARE) · rated 9 Oct 2026, 30 days ago

Remaining Tenure

5.4 Years

Advanced metrics

Modified Duration

4.01 Yrs

Macaulay Duration

4.05 Yrs

Issue Size

₹250 Cr

Face Value

₹1,00,000

Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration

4.01 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Monthly

Last Trade

6 Nov 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Unsecured

No call option

Observations

This bond is unsecured.
17 secondary-market trades recorded in the last 30 days.
Coupon is 1.10 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 4 Oct 2026

Issuer

Navi Finserv Limited

Instrument Type

NCD

Issue Date

30 Sep 2026

Day Count Convention

ACT/ACT

Listed Exchange

—

Call / Put Option

None disclosed

Navi Finserv Limited issued Navi Finserv 11.30% Mar 2032 NCD, an unsecured, rated NCD. It pays an 11.30% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Action History

4 actions

Agency actions on Navi Finserv Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-10-15	CRISIL	Upgrade	A+	Stable	View →
2026-09-15	CRISIL	Update	—	—	View →
2026-07-08	CRISIL	Initial	A	Stable	View →
2026-06-26	CRISIL	Update	—	—	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Navi Finserv Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-10-15	CRISIL	Upgrade	A+ / Stable	View →
2026-09-15	CRISIL	Update	—	View →
2026-07-08	CRISIL	Initial	A / Stable	View →
2026-06-26	CRISIL	Update	—	View →

Alert me about Navi Finserv Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE342T08104: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-11-06	102.7200	11.1600	20
2026-11-05	100.0900	11.8700	41
2026-11-04	100.8300	11.6700	56
2026-11-03	101.5800	11.4700	78
2026-11-02	100.2600	11.8300	80
2026-10-30	100.5330	11.8888	28
2026-10-29	101.8900	11.3900	94
2026-10-28	101.5400	11.4800	109
2026-10-27	100.3900	11.8000	36
2026-10-23	100.0000	11.9000	1

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	1	CARE	2026-10-09
Rating Actions History	4	—	2026-10-15
Secondary-Market Trades	10	BSE	2026-11-06
Reg52(4) Payment Disclosures	0	—	—

Documents

Entity metadata

Source: NSDL debt master
Last Updated: 4 Oct 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹1,02,720.00

YTM11.16%

Trade Date 6 Nov 2026 2d ago

SourceBSE

Accrued interest (est.)₹303.76

Dirty price (est.)₹1,03,023.76

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on Navi Finserv 11.30% Mar 2032 NCD?

Navi Finserv 11.30% Mar 2032 NCD carries a coupon of 11.30%, paid monthly, on a face value of ₹1,00,000.

When does Navi Finserv 11.30% Mar 2032 NCD mature?

Navi Finserv 11.30% Mar 2032 NCD matures on 30 Mar 2032, 5.4 years from today.

What is Navi Finserv 11.30% Mar 2032 NCD rated?

Navi Finserv 11.30% Mar 2032 NCD is rated A+ by CARE (rating dated 9 Oct 2026).

Is Navi Finserv 11.30% Mar 2032 NCD secured?

Navi Finserv 11.30% Mar 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Navi Finserv 11.30% Mar 2032 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced Navi Finserv 11.30% Mar 2032 NCD at ₹1,02,720.00 per bond, implying a yield to maturity of 11.16%.

More Bonds from This Issuer

Navi Finserv 10.40% Nov 2026 NCD

INE342T07510

Coupon

10.40%

Maturity

13 Nov 2026

View Details

Navi Finserv 10.25% Dec 2026 NCD

INE342T07429

A NSDL record, 2023

Coupon

10.25%

Maturity

31 Dec 2026

View Details

Navi Finserv 10.40% Jan 2027 NCD

INE342T07551

Coupon

10.40%

Maturity

29 Jan 2027

View Details

Navi Finserv 10.00% Jan 2027 NCD

INE342T07650

A-

Coupon

10.00%

Maturity

31 Jan 2027

View Details

Compare (/) Compare Bonds

Comparable NCDs maturing near 2032

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.30%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE818W08149	ESAF Small Finance Bank Limited	A-	11.30%	2031-05-14
INE612U08066	Electronica Finance Limited	A	11.25%	2031-07-16
INE612U08074	Electronica Finance Limited	A	11.25%	2032-01-22
INE818W08131	ESAF Small Finance Bank Limited	A-	11.10%	2031-07-17
INE735W08053	Utkarsh Small Finance Bank Limited	A+ NSDL record, 2024	11.00%	2031-06-28
INE01ZK08703	Hedge Finance Limited	BB+	11.00%	2032-03-23

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