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Esaf Small Finance Bank 11.30% Aug 2031 NCD

A- Unsecured NCD

Esaf Small Finance Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2031

Current YTM
No live YTM available
Coupon Rate
11.30%
Per annum
Maturity Date
10 Aug 2031
5.0 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual) EST
~11.30%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+490 bps
vs 5.0Y G-Sec at 6.40% *
Top 11% of similar-tenor peers by spread
Tenure
5.0 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
10 Nov 2026
Interest Payment
₹2,825.00 / Bond
10 Feb 2027
Interest Payment
₹2,825.00 / Bond
10 May 2027
Interest Payment
₹2,825.00 / Bond
10 Aug 2027
Interest Payment
₹2,825.00 / Bond
10 Nov 2027
Interest Payment
₹2,825.00 / Bond
10 Feb 2028
Interest Payment
₹2,825.00 / Bond
10 May 2028
Interest Payment
₹2,825.00 / Bond
10 Aug 2028
Interest Payment
₹2,825.00 / Bond
10 Aug 2031
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Payment Disclosures (SEBI Reg52(4)) 1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-08-10 Interest ₹42,700,000.00 ₹42,700,000.00 Paid XBRL →
Non-payment reason: NA

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

Bond Timeline
— Issue / Maturity | Coupon (projected) ◆ Reg52(4) disclosed ┊ Today
Today Interest paid (SEBI Reg52(4) disclosure) — due 2026-08-10 Issued 2025-11-10 Matures 2031-08-10

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics
Coupon Rate
11.30%
YTM (Annual)
Credit Rating
A-
(CARE)
Remaining Tenure
5.0 Years
Advanced metrics
Modified Duration
3.73 Yrs
Macaulay Duration
3.83 Yrs
Issue Size
₹150 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
3.73 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.30 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-11-10
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Esaf Small Finance Bank Limited issued this rated, ncd (11.30% UNSECURED RATED LISTED REDEEMABLE TIER II BONDS IN THE NATURE OF NON CONVERTIBLE DEBENTURE SERIES 3 DATE OF MATURITY 10/08/2031) carrying a 11.30% p.a. coupon, paid quarterly. It repays principal on maturity.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2025-10-30
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 1 NSE 2026-08-10
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Esaf Small Finance Bank 11.30% Aug 2031 NCD?

Esaf Small Finance Bank 11.30% Aug 2031 NCD carries a coupon of 11.30%, paid quarterly, on a face value of ₹100,000.

When does Esaf Small Finance Bank 11.30% Aug 2031 NCD mature?

Esaf Small Finance Bank 11.30% Aug 2031 NCD matures on 2031-08-10, 5.0 years from today.

What is Esaf Small Finance Bank 11.30% Aug 2031 NCD rated?

Esaf Small Finance Bank 11.30% Aug 2031 NCD is rated A- by CARE. As of 2025-10-30.

Is Esaf Small Finance Bank 11.30% Aug 2031 NCD secured?

Esaf Small Finance Bank 11.30% Aug 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

More Bonds from This Issuer
1
Esaf Small Finance Bank 11.00% Apr 2030 NCD
A
Coupon
11.00%
Maturity
20 Apr 2030
1
Esaf Small Finance Bank 11.10% Apr 2031 NCD
A
Coupon
11.10%
Maturity
20 Apr 2031
1
Esaf Small Finance Bank 11.30% May 2031 NCD
Coupon
11.30%
Maturity
14 May 2031
1
Esaf Small Finance Bank 11.10% Jul 2031 NCD
A
Coupon
11.10%
Maturity
17 Jul 2031
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