E

Esaf Small Finance Bank 11.25% Apr 2032 NCD

A Unsecured NCD

Esaf Small Finance Bank Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2032

Current YTM
No live YTM available
Coupon Rate
11.25%
Per annum
Maturity Date
30 Apr 2032
5.7 Yrs to Maturity
Interest Payment
Semi Annual
Frequency
Face Value
₹10,000,000
Per Bond
Market Position
YTM (Annual) EST
~11.25%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+451 bps
vs 5.7Y G-Sec at 6.74% *
Top 12% of similar-tenor peers by spread
Tenure
5.7 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
30 Sep 2026
Interest Payment
₹562,500.00 / Bond
31 Mar 2027
Interest Payment
₹562,500.00 / Bond
30 Sep 2027
Interest Payment
₹562,500.00 / Bond
31 Mar 2028
Interest Payment
₹562,500.00 / Bond
30 Sep 2028
Interest Payment
₹562,500.00 / Bond
31 Mar 2029
Interest Payment
₹562,500.00 / Bond
30 Sep 2029
Interest Payment
₹562,500.00 / Bond
31 Mar 2030
Interest Payment
₹562,500.00 / Bond
30 Apr 2032
Principal Payment
₹10,000,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2022-03-31 Matures 2032-04-30
Key Metrics
Coupon Rate
11.25%
YTM (Annual)
Credit Rating
A
(CARE)
Remaining Tenure
5.7 Years
Advanced metrics
Modified Duration
3.97 Yrs
Macaulay Duration
4.19 Yrs
Issue Size
₹20 Cr
Minimum Investment
₹10,000,000
(1 Bond)
Market Characteristics
Modified Duration
3.97 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Semi Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
Callable
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.25 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2022-03-31
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
Callable

Esaf Small Finance Bank Limited issued this rated, ncd (11.25% UNSECURED RATED UNLISTED REDEEMABLE BASEL III COMPLIANT SUBORDINATED TIER II BONDS IN THE FORM OF NON CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT. DATE OF MATURITY 30/04/2032) carrying a 11.25% p.a. coupon, paid semi annual. It repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2022-02-23
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Esaf Small Finance Bank 11.25% Apr 2032 NCD?

Esaf Small Finance Bank 11.25% Apr 2032 NCD carries a coupon of 11.25%, paid semi annual, on a face value of ₹10,000,000.

When does Esaf Small Finance Bank 11.25% Apr 2032 NCD mature?

Esaf Small Finance Bank 11.25% Apr 2032 NCD matures on 2032-04-30, 5.7 years from today.

What is Esaf Small Finance Bank 11.25% Apr 2032 NCD rated?

Esaf Small Finance Bank 11.25% Apr 2032 NCD is rated A by CARE. As of 2022-02-23.

Is Esaf Small Finance Bank 11.25% Apr 2032 NCD secured?

Esaf Small Finance Bank 11.25% Apr 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can Esaf Small Finance Bank 11.25% Apr 2032 NCD be called or put back early?

Esaf Small Finance Bank 11.25% Apr 2032 NCD is callable -- the issuer may redeem it before maturity on scheduled call dates.

Where does Esaf Small Finance Bank 11.25% Apr 2032 NCD trade?

Esaf Small Finance Bank 11.25% Apr 2032 NCD is listed on UNLISTED.

More Bonds from This Issuer
1
Esaf Small Finance Bank 11.00% Apr 2030 NCD
A
Coupon
11.00%
Maturity
20 Apr 2030
1
Esaf Small Finance Bank 11.10% Apr 2031 NCD
A
Coupon
11.10%
Maturity
20 Apr 2031
1
Esaf Small Finance Bank 11.30% May 2031 NCD
Coupon
11.30%
Maturity
14 May 2031
1
Esaf Small Finance Bank 11.10% Jul 2031 NCD
A
Coupon
11.10%
Maturity
17 Jul 2031
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