ESAF Small Finance Bank 11.25% Apr 2032 NCD (INE818W08081)
ESAF Small Finance Bank Limited
Unsecured, Rated, Taxable, Redeemable NCD
Browse: A rated bonds · bonds maturing in 2032
Market Position
Price vs Yield
Price chart data not available
Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.Showing last 10 trades.
Cashflow Timeline
Payment schedule not projected
The issuer's filed interest dates do not follow the maturity-date anniversaries our projection assumes, so projected dates and accrued interest would be wrong.Bond Timeline
1 rating action on file since issue — hover a dot for detail.
Key Metrics
Advanced metrics
Market Characteristics
Observations
- This bond is unsecured.
- No secondary-market trades recorded in the last 30 days.
- Coupon is 1.05 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)
Structured Overview
Data as of 16 Jul 2026ESAF Small Finance Bank Limited issued ESAF Small Finance Bank 11.25% Apr 2032 NCD, an unsecured, rated NCD. It pays an 11.25% p.a. coupon, semi-annually. Principal is repaid at maturity. The issuer holds the right to redeem it before the maturity date.
Rating Timeline
2 ratings on fileEvery rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.
| Date | Agency | Rating | Outlook | Status | Source |
|---|---|---|---|---|---|
| 1 Sep 2026 | CARE | A- | — | Latest | NSE filing → |
| 2022 | CARE | A | — | NSDL debt master |
Rating Action History
1 actionsAgency actions on ESAF Small Finance Bank Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.
| Date | Agency | Action | Rating | Outlook | Rationale |
|---|---|---|---|---|---|
| 2026-09-01 This bond |
CARE | Reaffirm | A- | Stable | NSE filing → |
Rating Actions on ESAF Small Finance Bank Limited
last 12 monthsAgencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.
| Date | Agency | Action | Rating | Rationale |
|---|---|---|---|---|
| 2026-09-01 | CARE | Reaffirm This bond | A- / Stable | NSE filing → |
Data Coverage
| Dataset | Records | Detail | Freshness |
|---|---|---|---|
| Credit Ratings | 2 | CARE | 2026-09-01 |
| Rating Actions History | 1 | — | 2026-09-01 |
| Secondary-Market Trades | 0 | — | — |
| Reg52(4) Payment Disclosures | 0 | — | — |
- No secondary-market trade with a usable price on record, so no market yield or spread is shown.
Documents
No source documents linked for this security yet.
Entity metadata
- Source
- NSDL debt master
- Last Updated
- 16 Jul 2026
Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.
What is the coupon rate on ESAF Small Finance Bank 11.25% Apr 2032 NCD?
ESAF Small Finance Bank 11.25% Apr 2032 NCD carries a coupon of 11.25%, paid semi annual, on a face value of ₹1,00,00,000.
When does ESAF Small Finance Bank 11.25% Apr 2032 NCD mature?
ESAF Small Finance Bank 11.25% Apr 2032 NCD matures on 30 Apr 2032, 5.5 years from today.
What is ESAF Small Finance Bank 11.25% Apr 2032 NCD rated?
ESAF Small Finance Bank 11.25% Apr 2032 NCD is rated A- by CARE (rating dated 1 Sep 2026).
Is ESAF Small Finance Bank 11.25% Apr 2032 NCD secured?
ESAF Small Finance Bank 11.25% Apr 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.
Can ESAF Small Finance Bank 11.25% Apr 2032 NCD be called or put back early?
ESAF Small Finance Bank 11.25% Apr 2032 NCD is callable -- the issuer may redeem it before maturity on scheduled call dates.
Where does ESAF Small Finance Bank 11.25% Apr 2032 NCD trade?
ESAF Small Finance Bank 11.25% Apr 2032 NCD is not listed on a stock exchange, so there is no exchange price for it.
More Bonds from This Issuer
Comparable NCDs maturing near 2032
Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.25%. For comparison only, not a recommendation.
| Bond | Issuer | Rating | Coupon | Maturity |
|---|---|---|---|---|
| INE612U08066 | Electronica Finance Limited | A | 11.25% | 2031-07-16 |
| INE612U08074 | Electronica Finance Limited | A | 11.25% | 2032-01-22 |
| INE342T08104 | Navi Finserv Limited | A+ | 11.30% | 2032-03-30 |
| INE735W08053 | Utkarsh Small Finance Bank Limited | A+ | 11.00% | 2031-06-28 |
| INE342T08096 | Navi Finserv Limited | A | 11.50% | 2031-11-28 |
| INE01ZK08703 | Hedge Finance Limited | BB+ | 11.00% | 2032-03-23 |