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Whizdm Finance Private Limited — Bonds

NBFC · Financial Services

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Methodology v1.0 Download Report (PDF) Watch
Agency Rating
A-
Rating on NSDL record (India Ratings, 2026)
No current agency rating on file
Total Debt Outstanding
₹3,051 Cr
Across 19 instruments
Active Bonds
19
First Issue
31 Aug 2023
Latest Issue
4 Aug 2026
Maturity Range
2026 - 2031
Observation
19 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
Issuer health card Nothing flagged on record
  • Current ratings No current agency rating on file; NSDL's debt master records a rating for some bonds, often from the time of issue
  • Rating direction, 12 months No rating actions on file
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Payment record No payment disclosures since 17 Jul 2026
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 6 of 19 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

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01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
31 Aug 2023
Start of this issuer's debt program timeline
  • 19 active bonds tracked from this issuer.
  • 19 of 19 tracked bonds with a stated security status are secured. (based on 19 bonds with a disclosed security status)

Whizdm Finance Private Limited, an NBFC in the Financial Services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 11.15% - 14.27%, paid monthly. Maturities on outstanding bonds fall between 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
19
Tracked by RetailBonds
Amount Tracked
₹3,051 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
12.56%
Range 11.15% - 14.27%
Avg Remaining Tenure
1.1 Yrs
Nearest maturity Nov 2026
Secured
100%
19 of 19 bonds with known status
Callable
2
Of 19 bonds
Avg Spread vs G-Sec
+514 bps
Credit premium, from 6 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (10 bonds).

0 2026: 3 bonds, ₹180 Cr tracked, avg coupon 12.65% 3 bonds 2026 2027: 10 bonds, ₹1,856 Cr tracked, avg coupon 12.27% 10 bonds 2027 2028: 4 bonds, ₹475 Cr tracked, avg coupon 12.56% 4 bonds 2028 2029: 1 bond, ₹374 Cr tracked, avg coupon 14.27% 1 bond 2029 2031: 1 bond, ₹166 Cr tracked, avg coupon 13.45% 1 bond 2031

Security Type / Instrument Mix

  • NCD 19 bonds · 100% · ₹3,051 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹50 Cr issued 2023 2024: ₹40 Cr issued 2024 2025: ₹2,190 Cr issued 2025 2026: ₹771 Cr issued 2026 Cumulative: ₹50 Cr Cumulative: ₹90 Cr Cumulative: ₹2,280 Cr Cumulative: ₹3,051 Cr

Based on 19 of 19 active bonds with a known issue date and issue size.

03 Credit Profile
  • A 10 bonds · 53%
  • BBB 4 bonds · 21%
  • Unrated 5 bonds · 26%
AgencyRatingOutlookBonds
India Ratings A- NSDL record — 10
India Ratings BBB+ NSDL record — 4

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE0MHC07039 Whizdm Finance 13.95% Nov 2026 NCD 13.95% BBB+ (India Ratings, NSDL record 2023) 2026-11-15 — —
INE0MHC07625 Whizdm Finance 12.50% Dec 2026 NCD 12.50% A- (India Ratings, NSDL record 2025) 2026-12-04 — —
INE0MHC07682 Whizdm Finance 11.50% Dec 2026 NCD 11.50% A- (India Ratings, NSDL record 2025) 2026-12-11 12.25% 2026-10-27
INE0MHC07260 Whizdm Finance 13.25% Feb 2027 NCD 13.25% BBB+ (India Ratings, NSDL record 2024) 2027-02-19 — —
INE0MHC07450 Whizdm Finance 13.56% Feb 2027 NCD 13.56% BBB+ (India Ratings, NSDL record 2025) 2027-02-28 — —
INE0MHC07476 Whizdm Finance 13.10% Mar 2027 NCD 13.10% — 2027-03-01 — —
INE0MHC07724 Whizdm Finance 11.50% Jul 2027 NCD 11.50% A- (India Ratings, NSDL record 2026) 2027-07-07 11.72% 2026-11-06
INE0MHC07716 Whizdm Finance 12.00% Aug 2027 NCD 12.00% A- (India Ratings, NSDL record 2025) 2027-08-13 — 2026-07-10
INE0MHC07633 Whizdm Finance 11.94% Oct 2027 NCD 11.94% A- (India Ratings, NSDL record 2025) 2027-10-28 12.38% 2026-11-03
INE0MHC07690 Whizdm Finance 12.25% Oct 2027 NCD 12.25% A- (India Ratings, NSDL record 2025) 2027-10-29 — 2026-10-06
INE0MHC07641 Whizdm Finance 11.40% Oct 2027 NCD 11.40% A- (India Ratings, NSDL record 2025) 2027-10-30 11.70% 2026-10-30
INE0MHC07518 Whizdm Finance 12.50% Oct 2027 NCD 12.50% BBB+ (India Ratings, NSDL record 2025) 2027-10-31 — —
INE0MHC07666 Whizdm Finance 11.15% Nov 2027 NCD 11.15% — 2027-11-01 — —
INE0MHC07708 Whizdm Finance 12.25% Jan 2028 NCD 12.25% — 2028-01-12 — —
INE0MHC07732 Whizdm Finance 12.00% Mar 2028 NCD 12.00% A- (India Ratings, NSDL record 2026) 2028-03-12 12.62% 2026-11-06
INE0MHC07609 Whizdm Finance 13.00% Aug 2028 NCD 13.00% A- (India Ratings, NSDL record 2025) 2028-08-26 — —
INE0MHC07617 Whizdm Finance 13.00% Aug 2028 NCD 13.00% A- (India Ratings, NSDL record 2025) 2028-08-28 11.72% 2026-11-06
INE0MHC07674 Whizdm Finance 14.27% Nov 2029 NCD 14.27% — 2029-11-01 — —
INE0MHC07740 Whizdm Finance 13.45% Feb 2031 NCD 13.45% — 2031-02-04 — —
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
33
Avg. Yield (Last 30 Days)
12.82%
06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 14 2026-04-16
Rating Actions History 0 —
Secondary-Market Trades 97 2026-11-06
Reg52(4) Payment Disclosures 0 —

Methodology version 1.0. See full methodology for sources and limitations.

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Disclaimer: This page aggregates publicly available data about Whizdm Finance Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.