Whizdm Finance Private Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
A- (INDIA_RATINGS)
Total Debt Outstanding
₹3,286 Cr
Across 27 instruments
Listed Bonds
27
First Issue
2023-08-31
Latest Issue
2026-06-12
Maturity Range
2026 - 2029
Observation
27 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2023-08-31
Start of this issuer's debt program timeline
  • 27 active bonds tracked from this issuer.
  • 27 of 27 tracked bonds with a stated security status are secured. (based on 27 bonds with a disclosed security status)

Whizdm Finance Private Limited, an NBFC in the financial services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 11.15% - 15.00%, paid monthly. Maturities on outstanding bonds fall between 2026 - 2029.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
27
Tracked by RetailBonds
Amount Tracked
₹3,286 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
12.81%
Range 11.15% - 15.00%
Avg Remaining Tenure
0.8 Yrs
Nearest maturity 2026-08
Secured
100%
27 of 27 bonds with known status
Callable
2
Of 27 bonds
Avg Spread vs G-Sec
+747 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (12 bonds).

0 2026: 12 bonds, ₹581 Cr tracked, avg coupon 13.22% 12 bonds 2026 2027: 10 bonds, ₹1,856 Cr tracked, avg coupon 12.27% 10 bonds 2027 2028: 4 bonds, ₹475 Cr tracked, avg coupon 12.56% 4 bonds 2028 2029: 1 bond, ₹374 Cr tracked, avg coupon 14.27% 1 bond 2029

Security Type / Instrument Mix

  • NCD 27 bonds · 100% · ₹3,286 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹100 Cr issued 2023 2024: ₹185 Cr issued 2024 2025: ₹2,396 Cr issued 2025 2026: ₹605 Cr issued 2026 Cumulative: ₹100 Cr Cumulative: ₹285 Cr Cumulative: ₹2,681 Cr Cumulative: ₹3,286 Cr

Based on 27 of 27 active bonds with a known issue date and issue size.

03 Credit Profile
  • A 10 bonds · 37%
  • BBB 9 bonds · 33%
  • Unrated 8 bonds · 30%
AgencyRatingOutlookBonds
INDIA_RATINGS A- 10
INDIA_RATINGS BBB+ 9

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE0MHC07419 15% SECURED UNRATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES DATE OF MATURITY 31/08/2026. 15.00% 2026-08-31
INE0MHC07468 13.80% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 01/09/2026 13.80% 2026-09-01
INE0MHC07344 13% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 01/09/2026 13.00% 2026-09-01
INE0MHC07591 11.83% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 03/09/2026 11.83% BBB+ (INDIA_RATINGS) 2026-09-03
INE0MHC07435 13.25% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES B DATE OF MATURITY 15/09/2026. 13.25% BBB+ (INDIA_RATINGS) 2026-09-15
INE0MHC07567 11.70% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 20/09/2026 11.70% BBB+ (INDIA_RATINGS) 2026-09-20
INE0MHC07047 13.95% SECURED RATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. DATE OF MATURITY 28/09/2026. 13.95% BBB+ (INDIA_RATINGS) 2026-09-28
INE0MHC07351 14.07% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 30/09/2026 14.07% BBB+ (INDIA_RATINGS) 2026-09-30
INE0MHC07385 14.05% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 01/11/2026 14.05% 2026-11-01
INE0MHC07039 13.95% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT DATE OF MATURITY 15/11/2026 13.95% BBB+ (INDIA_RATINGS) 2026-11-15
INE0MHC07625 12.50% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 04/12/2026 12.50% A- (INDIA_RATINGS) 2026-12-04
INE0MHC07682 11.50% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 11/12/2026 11.50% A- (INDIA_RATINGS) 2026-12-11 12.50% 2026-08-21
INE0MHC07260 13.25% SECURED RATED UNLISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE DATE OF MATURITY 19/02/2027. 13.25% BBB+ (INDIA_RATINGS) 2027-02-19
INE0MHC07450 13.56% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 28/02/2027 13.56% BBB+ (INDIA_RATINGS) 2027-02-28
INE0MHC07476 13.10% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 01/03/2027 13.10% 2027-03-01
INE0MHC07724 11.50% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 07/07/2027 11.50% A- (INDIA_RATINGS) 2027-07-07 11.91% 2026-08-20
INE0MHC07716 12% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 13/08/2027 12.00% A- (INDIA_RATINGS) 2027-08-13 13.80% 2026-07-10
INE0MHC07633 11.94% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 28/10/2027 11.94% A- (INDIA_RATINGS) 2027-10-28 11.83% 2026-08-25
INE0MHC07690 12.25% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 29/10/2027 12.25% A- (INDIA_RATINGS) 2027-10-29 13.59% 2026-07-21
INE0MHC07641 11.40% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 30/10/2027 11.40% A- (INDIA_RATINGS) 2027-10-30
INE0MHC07518 12.5% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 31/10/2027 12.50% BBB+ (INDIA_RATINGS) 2027-10-31
INE0MHC07666 11.15% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 01/11/2027 11.15% 2027-11-01
INE0MHC07708 12.25% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 12/01/2028 12.25% 2028-01-12
INE0MHC07732 12% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 12/03/2028 12.00% A- (INDIA_RATINGS) 2028-03-12 13.00% 2026-08-24
INE0MHC07609 13% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 26/08/2028 13.00% A- (INDIA_RATINGS) 2028-08-26
INE0MHC07617 13% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 28/08/2028 13.00% A- (INDIA_RATINGS) 2028-08-28
INE0MHC07674 14.27% SECURED UNRATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 01/11/2029 14.27% 2029-11-01
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
13
Avg. Yield (Last 30 Days)
12.8%
06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 19 2026-04-16
Rating Actions History 0
Secondary-Market Trades 36 2026-08-25
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Whizdm Finance Private Limited have?

Whizdm Finance Private Limited currently has 27 active bonds with coupons 11.15% - 15.00%, maturities spanning 2026 - 2029.

What is Whizdm Finance Private Limited's credit rating?

The most recent rating on Whizdm Finance Private Limited's bonds is A- (INDIA_RATINGS), published by INDIA_RATINGS.

Are Whizdm Finance Private Limited's bonds secured?

Of the 27 bonds with a disclosed security status, 27 are secured (100%) and 0 are unsecured.

When do Whizdm Finance Private Limited's bonds mature?

Whizdm Finance Private Limited's active bonds mature between 2026 - 2029; the nearest matures in 2026-08; the average tenure is 0.8 Yrs.

What is the average coupon on Whizdm Finance Private Limited's bonds?

The average coupon across Whizdm Finance Private Limited's 27 active bonds is 12.81%.

Disclaimer: This page aggregates publicly available data about Whizdm Finance Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.