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A- Secured NCD

Whizdm Finance Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2027

Current YTM
11.83%
Market YTM
Coupon Rate
11.94%
Per annum
Maturity Date
28 Oct 2027
1.2 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000,000
Per Bond
Market Position
YTM (Annual)
11.83%
Live, last traded 2026-08-25
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+632 bps
vs 1.2Y G-Sec at 5.51%
Top 16% of similar-tenor peers by spread
Tenure
1.2 Years
Remaining to maturity
Price vs Yield
— Price (Clean)
2026-07-10 2026-08-25
Cashflow Timeline
28 Aug 2026
Interest Payment
₹99,500.00 / Bond
28 Sep 2026
Interest Payment
₹99,500.00 / Bond
28 Oct 2026
Interest Payment
₹99,500.00 / Bond
28 Nov 2026
Interest Payment
₹99,500.00 / Bond
28 Dec 2026
Interest Payment
₹99,500.00 / Bond
28 Jan 2027
Interest Payment
₹99,500.00 / Bond
28 Feb 2027
Interest Payment
₹99,500.00 / Bond
28 Mar 2027
Interest Payment
₹99,500.00 / Bond
28 Oct 2027
Principal Payment
₹10,000,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2025-10-28 Matures 2027-10-28
Key Metrics
Coupon Rate
11.94%
YTM (Annual)
11.83%
Credit Rating
A-
(INDIA_RATINGS)
Remaining Tenure
1.2 Years
Advanced metrics
Modified Duration
1.08 Yrs
Macaulay Duration
1.09 Yrs
Issue Size
₹150 Cr
Minimum Investment
₹10,000,000
(1 Bond)
Market Characteristics
Modified Duration
1.08 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-25
BSE
Trades (30 Days)
4
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 4 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.94 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-10-28
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
Puttable

Whizdm Finance Private Limited issued this secured, rated, ncd (11.94% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 28/10/2027) carrying a 11.94% p.a. coupon, paid monthly. It repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-25 100.2400 11.8300 2
2026-08-06 99.8700 1
2026-08-03 99.8600 13.0000 1
2026-07-31 100.3100 2
2026-07-22 99.8600 13.0000 3
2026-07-20 99.5600 13.6800 8
2026-07-17 100.6400 11.0000 1
2026-07-15 99.6600 13.5000 3
2026-07-10 99.7300 13.2900 3
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 INDIA_RATINGS 2025-08-18
Rating Actions History 0
Secondary-Market Trades 9 BSE 2026-08-25
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Whizdm Finance 11.94% Oct 2027 NCD?

Whizdm Finance 11.94% Oct 2027 NCD carries a coupon of 11.94%, paid monthly, on a face value of ₹10,000,000.

When does Whizdm Finance 11.94% Oct 2027 NCD mature?

Whizdm Finance 11.94% Oct 2027 NCD matures on 2027-10-28, 1.2 years from today.

What is Whizdm Finance 11.94% Oct 2027 NCD rated?

Whizdm Finance 11.94% Oct 2027 NCD is rated A- by INDIA_RATINGS. As of 2025-08-18.

Is Whizdm Finance 11.94% Oct 2027 NCD secured?

Whizdm Finance 11.94% Oct 2027 NCD is a secured bond.

Can Whizdm Finance 11.94% Oct 2027 NCD be called or put back early?

Whizdm Finance 11.94% Oct 2027 NCD is puttable -- holders may require the issuer to repurchase it on scheduled put dates.

Where does Whizdm Finance 11.94% Oct 2027 NCD trade?

Whizdm Finance 11.94% Oct 2027 NCD is listed on UNLISTED.

What yield does Whizdm Finance 11.94% Oct 2027 NCD currently offer?

The last recorded trade on 2026-08-25 priced Whizdm Finance 11.94% Oct 2027 NCD at ₹100.24, implying a yield to maturity of 11.83%.

More Bonds from This Issuer
1
Whizdm Finance 15.00% Aug 2026 NCD
Coupon
15.00%
Maturity
31 Aug 2026
1
Whizdm Finance 13.80% Sep 2026 NCD
Coupon
13.80%
Maturity
01 Sep 2026
1
Whizdm Finance 13.00% Sep 2026 NCD
Coupon
13.00%
Maturity
01 Sep 2026
1
Whizdm Finance 11.83% Sep 2026 NCD
BBB+
Coupon
11.83%
Maturity
03 Sep 2026
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