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A- Secured NCD

Whizdm Finance Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2027

Current YTM
13.59%
Market YTM
Coupon Rate
12.25%
Per annum
Maturity Date
29 Oct 2027
1.2 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000,000
Per Bond
Market Position
YTM (Annual)
13.59%
Live, last traded 2026-07-21
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+813 bps
vs 1.2Y G-Sec at 5.46%
Top 6% of similar-tenor peers by spread
Tenure
1.2 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-07 2026-07-21
Cashflow Timeline
29 Aug 2026
Interest Payment
₹102,083.33 / Bond
29 Sep 2026
Interest Payment
₹102,083.33 / Bond
29 Oct 2026
Interest Payment
₹102,083.33 / Bond
29 Nov 2026
Interest Payment
₹102,083.33 / Bond
29 Dec 2026
Interest Payment
₹102,083.33 / Bond
29 Jan 2027
Interest Payment
₹102,083.33 / Bond
28 Feb 2027
Interest Payment
₹102,083.33 / Bond
29 Mar 2027
Interest Payment
₹102,083.33 / Bond
29 Oct 2027
Principal Payment
₹10,000,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2025-10-29 Matures 2027-10-29
Key Metrics
Coupon Rate
12.25%
YTM (Annual)
13.59%
Credit Rating
A-
(INDIA_RATINGS)
Remaining Tenure
1.2 Years
Advanced metrics
Modified Duration
1.08 Yrs
Macaulay Duration
1.09 Yrs
Issue Size
₹317 Cr
Minimum Investment
₹10,000,000
(1 Bond)
Market Characteristics
Modified Duration
1.08 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-07-21
BSE
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
Callable
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.25 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-10-29
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
Callable & Puttable

Whizdm Finance Private Limited issued this secured, rated, ncd (12.25% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 29/10/2027) carrying a 12.25% p.a. coupon, paid monthly. It repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-21 99.6000 13.5900 4
2026-07-20 99.4200 13.8500 2
2026-07-07 99.6000 13.5000 2
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 INDIA_RATINGS 2025-08-18
Rating Actions History 0
Secondary-Market Trades 3 BSE 2026-07-21
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Whizdm Finance 12.25% Oct 2027 NCD?

Whizdm Finance 12.25% Oct 2027 NCD carries a coupon of 12.25%, paid monthly, on a face value of ₹10,000,000.

When does Whizdm Finance 12.25% Oct 2027 NCD mature?

Whizdm Finance 12.25% Oct 2027 NCD matures on 2027-10-29, 1.2 years from today.

What is Whizdm Finance 12.25% Oct 2027 NCD rated?

Whizdm Finance 12.25% Oct 2027 NCD is rated A- by INDIA_RATINGS. As of 2025-08-18.

Is Whizdm Finance 12.25% Oct 2027 NCD secured?

Whizdm Finance 12.25% Oct 2027 NCD is a secured bond.

Can Whizdm Finance 12.25% Oct 2027 NCD be called or put back early?

Whizdm Finance 12.25% Oct 2027 NCD has both a call option, letting the issuer redeem it early, and a put option, letting holders require early repurchase, on scheduled dates.

Where does Whizdm Finance 12.25% Oct 2027 NCD trade?

Whizdm Finance 12.25% Oct 2027 NCD is listed on UNLISTED.

What yield does Whizdm Finance 12.25% Oct 2027 NCD currently offer?

The last recorded trade on 2026-07-21 priced Whizdm Finance 12.25% Oct 2027 NCD at ₹99.60, implying a yield to maturity of 13.59%.

More Bonds from This Issuer
1
Whizdm Finance 15.00% Aug 2026 NCD
Coupon
15.00%
Maturity
31 Aug 2026
1
Whizdm Finance 13.80% Sep 2026 NCD
Coupon
13.80%
Maturity
01 Sep 2026
1
Whizdm Finance 13.00% Sep 2026 NCD
Coupon
13.00%
Maturity
01 Sep 2026
1
Whizdm Finance 11.83% Sep 2026 NCD
BBB+
Coupon
11.83%
Maturity
03 Sep 2026
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