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Whizdm Finance 12.25% Oct 2027 NCD (INE0MHC07690)

India Ratings A- · NSDL record, 2025 Secured NCD

Whizdm Finance Private Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2027

18 more bonds from Whizdm Finance Private Limited →
Current YTM
—
No current market yield
Coupon Rate
12.25%
Per annum
Maturity Date
29 Oct 2027
1.0 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,00,00,000
Per Bond

Market Position

YTM (Annual)
—
No trade in the last 30 days, so the last traded yield is not shown as current. Last trade 6 Oct 2026.
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
1.0 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
7 Jul 20266 Oct 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

29 Nov 2026
Interest Payment
₹1,02,083.33 / Bond
29 Dec 2026
Interest Payment
₹1,02,083.33 / Bond
29 Jan 2027
Interest Payment
₹1,02,083.33 / Bond
28 Feb 2027
Interest Payment
₹1,02,083.33 / Bond
29 Mar 2027
Interest Payment
₹1,02,083.33 / Bond
29 Apr 2027
Interest Payment
₹1,02,083.33 / Bond
29 May 2027
Interest Payment
₹1,02,083.33 / Bond
29 Jun 2027
Interest Payment
₹1,02,083.33 / Bond
…
+3 more coupons until 29 Sep 2027
₹1,02,083.33 each / Bond
29 Oct 2027
Final coupon + principal
₹1,01,02,083.33 / Bond
₹1,02,083.33 coupon + ₹1,00,00,000 face value

12 coupons remaining, the last paid with principal at maturity · per ₹1,00,00,000 face value · projected dates

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 29 Oct 2025 Matures 29 Oct 2027

Key Metrics

Coupon Rate
12.25%
YTM (Annual)
—
Credit Rating
A-
Rating on NSDL record (India Ratings, 2025)
Not a current agency rating; see below
Remaining Tenure
1.0 Years

A- (India Ratings): Rating on NSDL record (India Ratings, 2025), dated 18 Aug 2025. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
—
Macaulay Duration
—
Issue Size
₹317 Cr
Face Value
₹1,00,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
—
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
6 Oct 2026
BSE
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
Callable

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.05 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
29 Oct 2025
Day Count Convention
—
Listed Exchange
Not listed
Call / Put Option
Callable & Puttable

Whizdm Finance Private Limited issued Whizdm Finance 12.25% Oct 2027 NCD, a secured NCD. It pays a 12.25% p.a. coupon, monthly. Principal is repaid at maturity. The issuer holds the right to redeem it before the maturity date.

Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →
Alert me about Whizdm Finance Private Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE0MHC07690: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-10-06 100.4200 12.1000 1
2026-07-21 99.6000 13.5900 4
2026-07-20 99.4200 13.8500 2
2026-07-07 99.6000 13.5000 2

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 India Ratings (NSDL record) 2025-08-18
Rating Actions History 0 — —
Secondary-Market Trades 4 BSE 2026-10-06
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
  • No trade in the last 30 days, so the last traded yield is not shown as current.

Documents

No source documents linked for this security yet.

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹1,00,42,000.00
YTM—
Trade Date 6 Oct 2026 33d ago
SourceBSE
Calculate YTM for this bond
Bond Snapshot
ISIN
INE0MHC07690
Issue Date
29 Oct 2025
Maturity Date
29 Oct 2027
Listing
Not listed
Payment Frequency
Monthly
Put / Call Option
Both
Security
Secured
Day Count
—
Rating Alerts

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Frequently Asked Questions
What is the coupon rate on Whizdm Finance 12.25% Oct 2027 NCD?

Whizdm Finance 12.25% Oct 2027 NCD carries a coupon of 12.25%, paid monthly, on a face value of ₹1,00,00,000.

When does Whizdm Finance 12.25% Oct 2027 NCD mature?

Whizdm Finance 12.25% Oct 2027 NCD matures on 29 Oct 2027, 1.0 years from today.

What is Whizdm Finance 12.25% Oct 2027 NCD rated?

No current rating from an agency or exchange is on file for Whizdm Finance 12.25% Oct 2027 NCD. NSDL's debt master records a rating of A- by India Ratings, dated 18 Aug 2025, often from the time of issue, so it may be out of date.

Is Whizdm Finance 12.25% Oct 2027 NCD secured?

Whizdm Finance 12.25% Oct 2027 NCD is a secured bond.

Can Whizdm Finance 12.25% Oct 2027 NCD be called or put back early?

Whizdm Finance 12.25% Oct 2027 NCD has both a call option, letting the issuer redeem it early, and a put option, letting holders require early repurchase, on scheduled dates.

Where does Whizdm Finance 12.25% Oct 2027 NCD trade?

Whizdm Finance 12.25% Oct 2027 NCD is not listed on a stock exchange, so there is no exchange price for it.

More Bonds from This Issuer

W
Whizdm Finance 13.95% Nov 2026 NCD
INE0MHC07039
BBB+ NSDL record, 2023
Coupon
13.95%
Maturity
15 Nov 2026
W
Whizdm Finance 12.50% Dec 2026 NCD
INE0MHC07625
A- NSDL record, 2025
Coupon
12.50%
Maturity
04 Dec 2026
W
Whizdm Finance 11.50% Dec 2026 NCD
INE0MHC07682
A- NSDL record, 2025
Coupon
11.50%
Maturity
11 Dec 2026
W
Whizdm Finance 13.25% Feb 2027 NCD
INE0MHC07260
BBB+ NSDL record, 2024
Coupon
13.25%
Maturity
19 Feb 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2027

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 12.25%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE0PM707539Mpokket Financial Services Private LimitedA- NSDL record, 202612.25%2027-04-28
INE04Q907108Dar Credit & Capital LimitedBBB- NSDL record, 202512.25%2027-12-10
INE0PM707596Mpokket Financial Services Private LimitedA- NSDL record, 202612.15%2027-07-05
INE814O07634Neogrowth Credit Private LimitedBBB-12.15%2028-04-30
INE0PM707562Mpokket Financial Services Private LimitedA- NSDL record, 202612.10%2027-05-17
INE10A707144Respo Financial Capital Private LimitedBBB NSDL record, 202612.40%2027-08-20

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