W
A- Secured NCD

Whizdm Finance Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2027

Current YTM
13.80%
Market YTM
Coupon Rate
12.00%
Per annum
Maturity Date
13 Aug 2027
1.0 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000,000
Per Bond
Market Position
YTM (Annual)
13.80%
Live, last traded 2026-07-10
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+810 bps
vs 1.0Y G-Sec at 5.70%
Top 6% of similar-tenor peers by spread
Tenure
1.0 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-07 2026-07-10
Cashflow Timeline
13 Sep 2026
Interest Payment
₹100,000.00 / Bond
13 Oct 2026
Interest Payment
₹100,000.00 / Bond
13 Nov 2026
Interest Payment
₹100,000.00 / Bond
13 Dec 2026
Interest Payment
₹100,000.00 / Bond
13 Jan 2027
Interest Payment
₹100,000.00 / Bond
13 Feb 2027
Interest Payment
₹100,000.00 / Bond
13 Mar 2027
Interest Payment
₹100,000.00 / Bond
13 Apr 2027
Interest Payment
₹100,000.00 / Bond
13 Aug 2027
Principal Payment
₹10,000,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2026-02-13 Matures 2027-08-13
Key Metrics
Coupon Rate
12.00%
YTM (Annual)
13.80%
Credit Rating
A-
(INDIA_RATINGS)
Remaining Tenure
1.0 Years
Advanced metrics
Modified Duration
0.89 Yrs
Macaulay Duration
0.90 Yrs
Issue Size
₹130 Cr
Minimum Investment
₹10,000,000
(1 Bond)
Market Characteristics
Modified Duration
0.89 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-07-10
BSE
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 2.00 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-02-13
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

Issued by Whizdm Finance Private Limited, 12% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 13/08/2027 is a secured, rated, ncd paying a 12.00% p.a. coupon monthly. The instrument repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-10 99.3600 13.8000 2
2026-07-09 99.6700 13.1800 4
2026-07-07 99.2700 13.9700 5
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 INDIA_RATINGS 2025-08-18
Rating Actions History 0
Secondary-Market Trades 3 BSE 2026-07-10
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Whizdm Finance 12.00% Aug 2027 NCD?

Whizdm Finance 12.00% Aug 2027 NCD carries a coupon of 12.00%, paid monthly, on a face value of ₹10,000,000.

When does Whizdm Finance 12.00% Aug 2027 NCD mature?

Whizdm Finance 12.00% Aug 2027 NCD matures on 2027-08-13, 1.0 years from today.

What is Whizdm Finance 12.00% Aug 2027 NCD rated?

Whizdm Finance 12.00% Aug 2027 NCD is rated A- by INDIA_RATINGS. As of 2025-08-18.

Is Whizdm Finance 12.00% Aug 2027 NCD secured?

Whizdm Finance 12.00% Aug 2027 NCD is a secured bond.

Where does Whizdm Finance 12.00% Aug 2027 NCD trade?

Whizdm Finance 12.00% Aug 2027 NCD is listed on UNLISTED.

What yield does Whizdm Finance 12.00% Aug 2027 NCD currently offer?

The last recorded trade on 2026-07-10 priced Whizdm Finance 12.00% Aug 2027 NCD at ₹99.36, implying a yield to maturity of 13.80%.

More Bonds from This Issuer
1
Whizdm Finance 15.00% Aug 2026 NCD
Coupon
15.00%
Maturity
31 Aug 2026
1
Whizdm Finance 13.80% Sep 2026 NCD
Coupon
13.80%
Maturity
01 Sep 2026
1
Whizdm Finance 13.00% Sep 2026 NCD
Coupon
13.00%
Maturity
01 Sep 2026
1
Whizdm Finance 11.83% Sep 2026 NCD
BBB+
Coupon
11.83%
Maturity
03 Sep 2026
Compare (/) Compare Bonds

← Back to screener