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A- Secured NCD

Whizdm Finance Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
13.00%
Market YTM
Coupon Rate
12.00%
Per annum
Maturity Date
12 Mar 2028
1.5 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
13.00%
Live, last traded 2026-08-24
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+722 bps
vs 1.5Y G-Sec at 5.78%
Top 10% of similar-tenor peers by spread
Tenure
1.5 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-06-29 2026-08-24
Cashflow Timeline
12 Sep 2026
Interest Payment
₹3,000.00 / Bond
12 Dec 2026
Interest Payment
₹3,000.00 / Bond
12 Mar 2027
Interest Payment
₹3,000.00 / Bond
12 Jun 2027
Interest Payment
₹3,000.00 / Bond
12 Sep 2027
Interest Payment
₹3,000.00 / Bond
12 Dec 2027
Interest Payment
₹3,000.00 / Bond
12 Mar 2028
Principal Payment
₹100,000.00 / Bond

Next 6 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2026-06-12 Matures 2028-03-12
Key Metrics
Coupon Rate
12.00%
YTM (Annual)
13.00%
Credit Rating
A-
(INDIA_RATINGS)
Remaining Tenure
1.5 Years
Advanced metrics
Modified Duration
1.35 Yrs
Macaulay Duration
1.39 Yrs
Issue Size
₹225 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.35 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
2026-08-24
BSE
Trades (30 Days)
5
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 5 secondary-market trades recorded in the last 30 days.
  • Coupon is 2.00 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-06-12
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

Whizdm Finance Private Limited issued this secured, rated, ncd (12% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 12/03/2028) carrying a 12.00% p.a. coupon, paid quarterly. It repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-24 99.4100 13.0000 1
2026-08-10 99.1600 13.1900 2
2026-08-07 99.1400 13.2000 1
2026-08-06 98.1100 14.0000 2
2026-07-29 99.3900 13.0000 1
2026-07-27 99.3900 13.0000 1
2026-07-20 98.0600 14.0000 1
2026-07-06 98.8300 13.4000 1
2026-06-29 98.5000 13.6300 8
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 INDIA_RATINGS 2026-04-16
Rating Actions History 0
Secondary-Market Trades 9 BSE 2026-08-24
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Whizdm Finance 12.00% Mar 2028 NCD?

Whizdm Finance 12.00% Mar 2028 NCD carries a coupon of 12.00%, paid quarterly, on a face value of ₹100,000.

When does Whizdm Finance 12.00% Mar 2028 NCD mature?

Whizdm Finance 12.00% Mar 2028 NCD matures on 2028-03-12, 1.5 years from today.

What is Whizdm Finance 12.00% Mar 2028 NCD rated?

Whizdm Finance 12.00% Mar 2028 NCD is rated A- by INDIA_RATINGS. As of 2026-04-16.

Is Whizdm Finance 12.00% Mar 2028 NCD secured?

Whizdm Finance 12.00% Mar 2028 NCD is a secured bond.

Where does Whizdm Finance 12.00% Mar 2028 NCD trade?

Whizdm Finance 12.00% Mar 2028 NCD is listed on UNLISTED.

What yield does Whizdm Finance 12.00% Mar 2028 NCD currently offer?

The last recorded trade on 2026-08-24 priced Whizdm Finance 12.00% Mar 2028 NCD at ₹99.41, implying a yield to maturity of 13.00%.

More Bonds from This Issuer
1
Whizdm Finance 15.00% Aug 2026 NCD
Coupon
15.00%
Maturity
31 Aug 2026
1
Whizdm Finance 13.80% Sep 2026 NCD
Coupon
13.80%
Maturity
01 Sep 2026
1
Whizdm Finance 13.00% Sep 2026 NCD
Coupon
13.00%
Maturity
01 Sep 2026
1
Whizdm Finance 11.83% Sep 2026 NCD
BBB+
Coupon
11.83%
Maturity
03 Sep 2026
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