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A- Secured NCD

Whizdm Finance Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2027

Current YTM
12.26%
Market YTM
Coupon Rate
11.50%
Per annum
Maturity Date
07 Jul 2027
0.9 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000,000
Per Bond
Market Position
YTM (Annual)
12.26%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+650 bps
vs 0.9Y G-Sec at 5.76%
Top 15% of similar-tenor peers by spread
Tenure
0.9 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-01 2026-08-27
Cashflow Timeline
26 Sep 2026
Interest Payment
₹95,833.33 / Bond
26 Oct 2026
Interest Payment
₹95,833.33 / Bond
26 Nov 2026
Interest Payment
₹95,833.33 / Bond
26 Dec 2026
Interest Payment
₹95,833.33 / Bond
26 Jan 2027
Interest Payment
₹95,833.33 / Bond
26 Feb 2027
Interest Payment
₹95,833.33 / Bond
26 Mar 2027
Interest Payment
₹95,833.33 / Bond
26 Apr 2027
Interest Payment
₹95,833.33 / Bond
7 Jul 2027
Principal Payment
₹10,000,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2026-02-26 Matures 2027-07-07
Key Metrics
Coupon Rate
11.50%
YTM (Annual)
12.26%
Credit Rating
A-
(INDIA_RATINGS)
Remaining Tenure
0.9 Years
Advanced metrics
Modified Duration
0.80 Yrs
Macaulay Duration
0.81 Yrs
Issue Size
₹150 Cr
Minimum Investment
₹10,000,000
(1 Bond)
Market Characteristics
Modified Duration
0.80 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
BSE
Trades (30 Days)
4
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 4 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.50 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-02-26
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

11.50% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 07/07/2027 is a secured, rated, redeemable ncd issued by Whizdm Finance Private Limited. The bond offers a fixed coupon of 11.50% p.a. with monthly interest payments and repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 99.9000 12.2600 3
2026-08-20 100.1600 11.9100 3
2026-08-19 99.4600 12.8500 2
2026-08-13 99.8500 12.3300 2
2026-07-17 100.1000 12.0000 1
2026-07-16 99.6700 12.5300 4
2026-07-15 99.7700 12.4000 1
2026-07-13 99.7700 12.4000 2
2026-07-06 98.4200 14.0100 4
2026-07-01 98.2600 14.1900 3
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 INDIA_RATINGS 2026-02-13
Rating Actions History 0
Secondary-Market Trades 10 BSE 2026-08-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Whizdm Finance 11.50% Jul 2027 NCD?

Whizdm Finance 11.50% Jul 2027 NCD carries a coupon of 11.50%, paid monthly, on a face value of ₹10,000,000.

When does Whizdm Finance 11.50% Jul 2027 NCD mature?

Whizdm Finance 11.50% Jul 2027 NCD matures on 2027-07-07, 0.9 years from today.

What is Whizdm Finance 11.50% Jul 2027 NCD rated?

Whizdm Finance 11.50% Jul 2027 NCD is rated A- by INDIA_RATINGS. As of 2026-02-13.

Is Whizdm Finance 11.50% Jul 2027 NCD secured?

Whizdm Finance 11.50% Jul 2027 NCD is a secured bond.

Where does Whizdm Finance 11.50% Jul 2027 NCD trade?

Whizdm Finance 11.50% Jul 2027 NCD is listed on UNLISTED.

What yield does Whizdm Finance 11.50% Jul 2027 NCD currently offer?

The last recorded trade on 2026-08-27 priced Whizdm Finance 11.50% Jul 2027 NCD at ₹99.90, implying a yield to maturity of 12.26%.

More Bonds from This Issuer
1
Whizdm Finance 15.00% Aug 2026 NCD
Coupon
15.00%
Maturity
31 Aug 2026
1
Whizdm Finance 13.80% Sep 2026 NCD
Coupon
13.80%
Maturity
01 Sep 2026
1
Whizdm Finance 13.00% Sep 2026 NCD
Coupon
13.00%
Maturity
01 Sep 2026
1
Whizdm Finance 11.83% Sep 2026 NCD
BBB+
Coupon
11.83%
Maturity
03 Sep 2026
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