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Vedika Credit Capital Limited — Bonds

NBFC · Financial Services

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Methodology v1.0 Download Report (PDF) Watch
Agency Rating
A-
Rating on NSDL record (Infomerics, 2025)
No current agency rating on file
Total Debt Outstanding
₹1,150 Cr
Across 38 instruments
Active Bonds
38
First Issue
11 Sep 2023
Latest Issue
11 Aug 2026
Maturity Range
2026 - 2031
Observation
38 active bonds tracked from this issuer.
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Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
Issuer health card Nothing flagged on record
  • Current ratings No current agency rating on file; NSDL's debt master records a rating for some bonds, often from the time of issue
  • Rating direction, 12 months No rating actions on file
  • Watch / negative outlook None in 12 months
  • Issuer not cooperating No such actions in 12 months
  • Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
  • Payment record 14 payment disclosures since 17 Jul 2026: all on time
  • Defaults on record No bond marked defaulted
  • Traded in the last 30 days 21 of 38 active bonds had an exchange trade
  • Exchange filings, 90 days 0 filings on NSE/BSE

A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.

Alert me about Vedika Credit Capital Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.
01 Issuer Overview
Sector
Financial Services
Issuer Type
NBFC
First Tracked Bond
11 Sep 2023
Start of this issuer's debt program timeline
  • 38 active bonds tracked from this issuer.
  • 36 of 38 tracked bonds with a stated security status are secured. (based on 38 bonds with a disclosed security status)

Operating in the Financial Services sector, Vedika Credit Capital Limited is classified as an NBFC. Bond coupons here span 10.25% - 12.50%, paid monthly. The maturity ladder spans 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
38
Tracked by RetailBonds
Amount Tracked
₹1,150 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 33 of 38 bonds)
Avg Coupon
11.75%
Range 10.25% - 12.50%
Avg Remaining Tenure
2.2 Yrs
Nearest maturity Dec 2026
Secured
94%
36 of 38 bonds with known status
Callable
0
Of 38 bonds
Avg Spread vs G-Sec
+543 bps
Credit premium, from 19 bonds with a current market yield

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (12 bonds).

0 2026: 1 bond, ₹30 Cr tracked, avg coupon 11.60% 1 bond 2026 2027: 12 bonds, ₹370 Cr tracked, avg coupon 11.70% 12 bonds 2027 2028: 7 bonds, ₹365 Cr tracked, avg coupon 11.29% 7 bonds 2028 2029: 5 bonds, ₹135 Cr tracked, avg coupon 12.00% 5 bonds 2029 2030: 8 bonds, ₹5 Cr tracked, avg coupon 12.00% 8 bonds 2030 2031: 5 bonds, ₹245 Cr tracked, avg coupon 11.90% 5 bonds 2031

Security Type / Instrument Mix

  • NCD 38 bonds · 100% · ₹1,150 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹4 Cr issued 2023 2024: ₹46 Cr issued 2024 2025: ₹855 Cr issued 2025 2026: ₹245 Cr issued 2026 Cumulative: ₹4 Cr Cumulative: ₹50 Cr Cumulative: ₹905 Cr Cumulative: ₹1,150 Cr

Based on 33 of 38 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • A 24 bonds · 63%
  • Unrated 14 bonds · 37%
AgencyRatingOutlookBonds
Infomerics A- NSDL record — 23
Acuité A NSDL record — 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade Details
INE04HY07260 Vedika Credit Capital 11.60% Dec 2026 NCD 11.60% A- (Infomerics, NSDL record 2025) 2026-12-20 — 2026-07-29
INE04HY07286 Vedika Credit Capital 11.50% Jan 2027 NCD 11.50% A- (Infomerics, NSDL record 2025) 2027-01-23 11.30% 2026-10-27
INE04HY07310 Vedika Credit Capital 11.60% Feb 2027 NCD 11.60% A- (Infomerics, NSDL record 2025) 2027-02-21 15.05% 2026-11-03
INE04HY07161 Vedika Credit Capital 12.00% Mar 2027 NCD 12.00% A- (Infomerics, NSDL record 2024) 2027-03-23 — 2026-10-06
INE04HY07328 Vedika Credit Capital 11.60% Apr 2027 NCD 11.60% A- (Infomerics, NSDL record 2025) 2027-04-07 10.99% 2026-11-05
INE04HY07179 Vedika Credit Capital 12.00% Apr 2027 NCD 12.00% A- (Infomerics, NSDL record 2024) 2027-04-14 13.15% 2026-10-28
INE04HY07369 Vedika Credit Capital 11.00% May 2027 NCD 11.00% A- (Infomerics, NSDL record 2025) 2027-05-27 — 2026-08-19
INE04HY07245 Vedika Credit Capital 11.80% Jun 2027 NCD 11.80% A- (Infomerics, NSDL record 2025) 2027-06-20 12.87% 2026-10-21
INE04HY07211 Vedika Credit Capital 12.00% Aug 2027 NCD 12.00% A- (Infomerics, NSDL record 2024) 2027-08-21 12.44% 2026-10-30
INE04HY07302 Vedika Credit Capital 11.80% Aug 2027 NCD 11.80% A- (Infomerics, NSDL record 2025) 2027-08-21 11.50% 2026-10-16
INE04HY07336 Vedika Credit Capital 11.80% Oct 2027 NCD 11.80% A- (Infomerics, NSDL record 2025) 2027-10-07 — 2026-10-07
INE04HY07351 Vedika Credit Capital 11.25% Nov 2027 NCD 11.25% A- (Infomerics, NSDL record 2025) 2027-11-27 — 2026-07-31
INE04HY07252 Vedika Credit Capital 12.00% Dec 2027 NCD 12.00% A- (Infomerics, NSDL record 2025) 2027-12-20 12.27% 2026-10-28
INE04HY07385 Vedika Credit Capital 11.50% Apr 2028 NCD 11.50% A- (Infomerics, NSDL record 2025) 2028-04-22 12.21% 2026-10-30
IN804HY07030 Vedika Credit Capital 11.50% May 2028 NCD 11.50% — 2028-05-27 — —
INE04HY07377 Vedika Credit Capital 11.50% May 2028 NCD 11.50% A- (Infomerics, NSDL record 2025) 2028-05-27 12.20% 2026-11-02
IN804HY07022 Vedika Credit Capital 10.25% Jul 2028 NCD 10.25% — 2028-07-31 — —
INE04HY07294 Vedika Credit Capital 10.25% Jul 2028 NCD 10.25% A (Acuité, NSDL record 2025) 2028-07-31 11.80% 2026-11-06
INE04HY07344 Vedika Credit Capital 12.00% Oct 2028 NCD 12.00% A- (Infomerics, NSDL record 2025) 2028-10-16 12.56% 2026-10-19
IN804HY07048 Vedika Credit Capital 12.00% Oct 2028 NCD 12.00% — 2028-10-16 — —
INE04HY07203 Vedika Credit Capital 12.00% Jan 2029 NCD 12.00% A- (Infomerics, NSDL record 2024) 2029-01-28 12.70% 2026-10-09
IN804HY07014 Vedika Credit Capital 12.00% Apr 2029 NCD 12.00% — 2029-04-04 — —
INE04HY07229 Vedika Credit Capital 12.00% Apr 2029 NCD 12.00% A- (Infomerics, NSDL record 2024) 2029-04-04 12.55% 2026-11-06
INE04HY07278 Vedika Credit Capital 12.00% Jul 2029 NCD 12.00% A- (Infomerics, NSDL record 2025) 2029-07-23 12.59% 2026-11-04
INE04HY07153 Vedika Credit Capital 12.00% Sep 2029 NCD 12.00% A- (Infomerics, NSDL record 2024) 2029-09-23 — 2026-08-13
INE04HY07039 Vedika Credit Capital 12.00% Mar 2030 NCD 12.00% — 2030-03-11 — —
INE04HY07047 Vedika Credit Capital 12.00% Mar 2030 NCD 12.00% — 2030-03-11 — —
INE04HY07062 Vedika Credit Capital 12.00% May 2030 NCD 12.00% — 2030-05-02 — —
INE04HY07054 Vedika Credit Capital 12.00% May 2030 NCD 12.00% — 2030-05-02 — —
INE04HY07088 Vedika Credit Capital 12.00% Jul 2030 NCD 12.00% — 2030-07-04 — —
INE04HY07070 Vedika Credit Capital 12.00% Jul 2030 NCD 12.00% — 2030-07-04 — —
INE04HY07104 Vedika Credit Capital 12.00% Aug 2030 NCD 12.00% — 2030-08-09 — —
INE04HY07112 Vedika Credit Capital 12.00% Sep 2030 NCD 12.00% — 2030-09-30 — —
INE04HY07393 Vedika Credit Capital 11.50% Mar 2031 NCD 11.50% A- (Infomerics, NSDL record 2025) 2031-03-25 12.58% 2026-11-05
INE04HY07401 Vedika Credit Capital 11.50% May 2031 NCD 11.50% A- (Infomerics, NSDL record 2025) 2031-05-14 12.38% 2026-11-05
INE04HY07419 Vedika Credit Capital 11.50% Aug 2031 NCD 11.50% — 2031-08-11 12.06% 2026-11-06
IN804HY08012 Vedika Credit Capital 12.50% Dec 2031 NCD 12.50% — 2031-12-05 — —
INE04HY08011 Vedika Credit Capital 12.50% Dec 2031 NCD 12.50% A- (Infomerics, NSDL record 2025) 2031-12-05 12.65% 2026-11-06
Compare (/) Compare Bonds

YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

BSE Traded Value (Last 30 Days)
—
Number of Trades (Last 30 Days)
136
Avg. Yield (Last 30 Days)
12.44%
06 Payment Disclosures (SEBI Reg52(4)) 12 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
11 Nov 2026 11.5% SECURED RATED LISTED... Interest ₹73,00,000.00 ₹73,00,000.00 Paid XBRL →
7 Nov 2026 11.60% SECURED RATED LISTED... Interest ₹30,00,000.00 ₹30,00,000.00 Paid XBRL →
7 Nov 2026 11.80% SECURED RATED LISTED... Interest ₹30,00,000.00 ₹30,00,000.00 Paid XBRL →
5 Nov 2026 12.50% UNSECURED RATED LISTED... Interest ₹74,00,000.00 ₹74,00,000.00 Paid XBRL →
4 Nov 2026 12% SECURED RATED LISTED REDEEMABLE... Interest ₹5,60,54,80,00,000.00 ₹5,60,60,87,00,000.00 Paid XBRL →
23 Oct 2026 11.50% SECURED RATED LISTED... Interest ₹2,36,30,14,00,000.00 ₹2,36,35,07,00,000.00 Paid XBRL →
23 Oct 2026 12% SECURED RATED LISTED REDEEMABLE... Interest ₹2,46,57,54,00,000.00 ₹2,46,60,44,00,000.00 Paid XBRL →
16 Oct 2026 12% SECURED RATED LISTED REDEEMABLE... Interest ₹7,89,04,11,00,000.00 ₹7,89,07,43,00,000.00 Paid XBRL →
14 Oct 2026 11.50% SECURED RATED LISTED... Interest ₹4,72,60,28,00,000.00 ₹4,72,65,28,00,000.00 Paid XBRL →
14 Oct 2026 12% SECURED RATED LISTED REDEEMABLE... Interest ₹1,47,94,53,00,000.00 ₹1,47,96,10,00,000.00 Paid XBRL →
11 Oct 2026 11.5% SECURED RATED LISTED... Interest ₹7,08,90,42,00,000.00 ₹7,08,92,51,00,000.00 Paid XBRL →
25 Sep 2026 11.50% SECURED RATED LISTED... Interest ₹3,90,68,50,00,000.00 ₹3,90,70,54,00,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

07 Regulatory Filings

No regulatory filings captured yet for this issuer.

08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 24 2025-12-23
Rating Actions History 0 —
Secondary-Market Trades 602 2026-11-06
Reg52(4) Payment Disclosures 12 2026-11-11

Methodology version 1.0. See full methodology for sources and limitations.

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Disclaimer: This page aggregates publicly available data about Vedika Credit Capital Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.