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Vedika Credit Capital 11.50% Apr 2028 NCD (INE04HY07385)

Infomerics A- · NSDL record, 2025 Secured NCD

Vedika Credit Capital Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

37 more bonds from Vedika Credit Capital Limited →
Current YTM
12.21%
Market YTM
Coupon Rate
11.50%
Per annum
Maturity Date
22 Apr 2028
1.5 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
12.21%
Last traded 30 Oct 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+529 bps
vs 1.5Y G-Sec at 6.92%
Top 8% of similar-tenor peers by spread
Tenure
1.5 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
22 Sep 202630 Oct 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

22 Nov 2026
Interest Payment
₹958.33 / Bond
₹862.50 net of 10% TDS (est.)
22 Dec 2026
Interest Payment
₹958.33 / Bond
₹862.50 net of 10% TDS (est.)
22 Jan 2027
Interest Payment
₹958.33 / Bond
₹862.50 net of 10% TDS (est.)
22 Feb 2027
Interest Payment
₹958.33 / Bond
₹862.50 net of 10% TDS (est.)
22 Mar 2027
Interest Payment
₹958.33 / Bond
₹862.50 net of 10% TDS (est.)
22 Apr 2027
Interest Payment
₹958.33 / Bond
₹862.50 net of 10% TDS (est.)
22 May 2027
Interest Payment
₹958.33 / Bond
₹862.50 net of 10% TDS (est.)
22 Jun 2027
Interest Payment
₹958.33 / Bond
₹862.50 net of 10% TDS (est.)
…
+9 more coupons until 22 Mar 2028
₹958.33 each / Bond
22 Apr 2028
Final coupon + principal
₹1,00,958.33 / Bond
₹958.33 coupon + ₹1,00,000 face value

18 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 22 Dec 2025 Matures 22 Apr 2028

Key Metrics

Coupon Rate
11.50%
YTM (Annual)
12.21%
Credit Rating
A-
Rating on NSDL record (Infomerics, 2025)
Not a current agency rating; see below
Remaining Tenure
1.5 Years

A- (Infomerics): Rating on NSDL record (Infomerics, 2025), dated 30 Jun 2025. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
1.32 Yrs
Macaulay Duration
1.34 Yrs
Issue Size
₹30 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.32 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
30 Oct 2026
BSE
Trades (30 Days)
8
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 8 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.30 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
22 Dec 2025
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Vedika Credit Capital 11.50% Apr 2028 NCD is a secured NCD issued by Vedika Credit Capital Limited. It pays an 11.50% p.a. coupon, monthly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →
Alert me about Vedika Credit Capital Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE04HY07385: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-10-30 99.9300 12.2100 1
2026-10-29 99.9300 12.2000 1
2026-10-27 98.6057 12.5323 —
2026-10-26 98.6366 12.5072 1
2026-10-22 98.4691 12.6233 —
2026-10-21 98.6893 12.4581 —
2026-09-30 98.7125 12.4149 —
2026-09-29 95.0544 15.0780 —
2026-09-28 95.3764 14.8340 —
2026-09-22 100.1300 12.0000 1

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 Infomerics (NSDL record) 2025-06-30
Rating Actions History 0 — —
Secondary-Market Trades 10 BSE 2026-10-30
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹99,930.00
YTM12.21%
Trade Date 30 Oct 2026 9d ago
SourceBSE
Accrued interest (est.) · record date unclear₹556.45
Dirty price (est.)₹1,00,486.45
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE04HY07385
Issue Date
22 Dec 2025
Maturity Date
22 Apr 2028
Listing
—
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Vedika Credit Capital 11.50% Apr 2028 NCD?

Vedika Credit Capital 11.50% Apr 2028 NCD carries a coupon of 11.50%, paid monthly, on a face value of ₹1,00,000.

When does Vedika Credit Capital 11.50% Apr 2028 NCD mature?

Vedika Credit Capital 11.50% Apr 2028 NCD matures on 22 Apr 2028, 1.5 years from today.

What is Vedika Credit Capital 11.50% Apr 2028 NCD rated?

No current rating from an agency or exchange is on file for Vedika Credit Capital 11.50% Apr 2028 NCD. NSDL's debt master records a rating of A- by Infomerics, dated 30 Jun 2025, often from the time of issue, so it may be out of date.

Is Vedika Credit Capital 11.50% Apr 2028 NCD secured?

Vedika Credit Capital 11.50% Apr 2028 NCD is a secured bond.

What yield does Vedika Credit Capital 11.50% Apr 2028 NCD currently offer?

The last recorded trade on 30 Oct 2026 priced Vedika Credit Capital 11.50% Apr 2028 NCD at ₹99,930.00 per bond, implying a yield to maturity of 12.21%.

More Bonds from This Issuer

V
Vedika Credit Capital 11.60% Dec 2026 NCD
INE04HY07260
A- NSDL record, 2025
Coupon
11.60%
Maturity
20 Dec 2026
V
Vedika Credit Capital 11.50% Jan 2027 NCD
INE04HY07286
A- NSDL record, 2025 Reg52 disclosed
Coupon
11.50%
Maturity
23 Jan 2027
V
Vedika Credit Capital 11.60% Feb 2027 NCD
INE04HY07310
A- NSDL record, 2025
Coupon
11.60%
Maturity
21 Feb 2027
V
Vedika Credit Capital 12.00% Mar 2027 NCD
INE04HY07161
A- NSDL record, 2024
Coupon
12.00%
Maturity
23 Mar 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.50%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE572J07786Spandana Sphoorty Financial LimitedBBB+11.50%2028-06-30
INE0MHC07724Whizdm Finance Private LimitedA- NSDL record, 202611.50%2027-07-07
INE0GXL07047Navi LimitedA NSDL record, 202411.50%2027-07-30
INE1JJ007239Refyne Finance Private LimitedBBB+ NSDL record, 202611.50%2027-08-07
INE0YTY07033Regreen-Excel EPC India LimitedBBB NSDL record, 202511.50%2027-11-04
INE0YTY07041Regreen-Excel EPC India LimitedBBB NSDL record, 202511.50%2027-11-13

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