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Vedika Credit Capital 10.25% Jul 2028 NCD (INE04HY07294)

Acuité A · NSDL record, 2025 Secured NCD

Vedika Credit Capital Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

37 more bonds from Vedika Credit Capital Limited →
Current YTM
11.80%
Market YTM
Coupon Rate
10.25%
Per annum
Maturity Date
31 Jul 2028
1.7 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹1,00,000
Per Bond

Market Position

YTM (Annual)
11.80%
Last traded 6 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+488 bps
vs 1.7Y G-Sec at 6.92%
Top 12% of similar-tenor peers by spread
Tenure
1.7 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
26 Oct 20266 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

31 Jan 2027
Interest Payment
₹2,562.50 / Bond
₹2,306.25 net of 10% TDS (est.)
30 Apr 2027
Interest Payment
₹2,562.50 / Bond
₹2,306.25 net of 10% TDS (est.)
31 Jul 2027
Interest Payment
₹2,562.50 / Bond
₹2,306.25 net of 10% TDS (est.)
31 Oct 2027
Interest Payment
₹2,562.50 / Bond
₹2,306.25 net of 10% TDS (est.)
31 Jan 2028
Interest Payment
₹2,562.50 / Bond
₹2,306.25 net of 10% TDS (est.)
30 Apr 2028
Interest Payment
₹2,562.50 / Bond
₹2,306.25 net of 10% TDS (est.)
31 Jul 2028
Final coupon + principal
₹1,02,562.50 / Bond
₹2,562.50 coupon + ₹1,00,000 face value

7 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 31 Jul 2025 Matures 31 Jul 2028

Key Metrics

Coupon Rate
10.25%
YTM (Annual)
11.80%
Credit Rating
A
Rating on NSDL record (Acuité, 2025)
Not a current agency rating; see below
Remaining Tenure
1.7 Years

A (Acuité): Rating on NSDL record (Acuité, 2025), dated 22 Jul 2025. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
1.55 Yrs
Macaulay Duration
1.60 Yrs
Issue Size
₹200 Cr
Face Value
₹1,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
1.55 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
6 Nov 2026
BSE
Trades (30 Days)
18
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 18 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.05 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
31 Jul 2025
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Vedika Credit Capital Limited issued Vedika Credit Capital 10.25% Jul 2028 NCD, a secured NCD. It pays a 10.25% p.a. coupon, quarterly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →
Alert me about Vedika Credit Capital Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE04HY07294: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-06 98.3300 11.8000 1
2026-11-05 95.2400 14.0000 1
2026-11-04 96.3877 12.6052 3
2026-11-03 96.4164 12.5828 2
2026-11-02 98.3200 11.8000 2
2026-10-30 99.2500 11.1500 2
2026-10-29 96.5556 12.4745 9
2026-10-28 98.3100 11.8000 3
2026-10-27 96.5836 12.4489 1
2026-10-26 98.3100 11.8000 5

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 Acuité (NSDL record) 2025-07-22
Rating Actions History 0 — —
Secondary-Market Trades 10 BSE 2026-11-06
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹98,330.00
YTM11.80%
Trade Date 6 Nov 2026 2d ago
SourceBSE
Accrued interest (est.)₹250.68
Dirty price (est.)₹98,580.68
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE04HY07294
Issue Date
31 Jul 2025
Maturity Date
31 Jul 2028
Listing
—
Payment Frequency
Quarterly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Vedika Credit Capital 10.25% Jul 2028 NCD?

Vedika Credit Capital 10.25% Jul 2028 NCD carries a coupon of 10.25%, paid quarterly, on a face value of ₹1,00,000.

When does Vedika Credit Capital 10.25% Jul 2028 NCD mature?

Vedika Credit Capital 10.25% Jul 2028 NCD matures on 31 Jul 2028, 1.7 years from today.

What is Vedika Credit Capital 10.25% Jul 2028 NCD rated?

No current rating from an agency or exchange is on file for Vedika Credit Capital 10.25% Jul 2028 NCD. NSDL's debt master records a rating of A by Acuité, dated 22 Jul 2025, often from the time of issue, so it may be out of date.

Is Vedika Credit Capital 10.25% Jul 2028 NCD secured?

Vedika Credit Capital 10.25% Jul 2028 NCD is a secured bond.

What yield does Vedika Credit Capital 10.25% Jul 2028 NCD currently offer?

The last recorded trade on 6 Nov 2026 priced Vedika Credit Capital 10.25% Jul 2028 NCD at ₹98,330.00 per bond, implying a yield to maturity of 11.80%.

More Bonds from This Issuer

V
Vedika Credit Capital 11.60% Dec 2026 NCD
INE04HY07260
A- NSDL record, 2025
Coupon
11.60%
Maturity
20 Dec 2026
V
Vedika Credit Capital 11.50% Jan 2027 NCD
INE04HY07286
A- NSDL record, 2025 Reg52 disclosed
Coupon
11.50%
Maturity
23 Jan 2027
V
Vedika Credit Capital 11.60% Feb 2027 NCD
INE04HY07310
A- NSDL record, 2025
Coupon
11.60%
Maturity
21 Feb 2027
V
Vedika Credit Capital 12.00% Mar 2027 NCD
INE04HY07161
A- NSDL record, 2024
Coupon
12.00%
Maturity
23 Mar 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.25%. For comparison only, not a recommendation.

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INE244B07243Patel Engineering LimitedA- NSDL record, 202510.25%2028-08-25
INE882Z08049Muthoot Housing Finance Company LimitedAA-10.25%2029-06-23
INE549K08335Muthoot Fincorp LimitedA+ NSDL record, 202210.26%2027-12-30
INE549K08327Muthoot Fincorp LimitedA+ NSDL record, 202210.26%2027-12-31

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