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Vedika Credit Capital 11.50% May 2031 NCD (INE04HY07401)

Infomerics A- · NSDL record, 2025 Secured NCD

Vedika Credit Capital Limited

Secured, Taxable, Redeemable NCD

Browse: bonds maturing in 2031

37 more bonds from Vedika Credit Capital Limited →
Current YTM
12.38%
Market YTM
Coupon Rate
11.50%
Per annum
Maturity Date
14 May 2031
4.5 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000
Per Bond

Market Position

YTM (Annual)
12.38%
Last traded 5 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+522 bps
vs 4.5Y G-Sec at 7.16%
Top 6% of similar-tenor peers by spread
Tenure
4.5 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
23 Sep 20265 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

14 Nov 2026
Interest Payment
₹95.83 / Bond
₹86.25 net of 10% TDS (est.)
14 Dec 2026
Interest Payment
₹95.83 / Bond
₹86.25 net of 10% TDS (est.)
14 Jan 2027
Interest Payment
₹95.83 / Bond
₹86.25 net of 10% TDS (est.)
14 Feb 2027
Interest Payment
₹95.83 / Bond
₹86.25 net of 10% TDS (est.)
14 Mar 2027
Interest Payment
₹95.83 / Bond
₹86.25 net of 10% TDS (est.)
14 Apr 2027
Interest Payment
₹95.83 / Bond
₹86.25 net of 10% TDS (est.)
14 May 2027
Interest Payment
₹95.83 / Bond
₹86.25 net of 10% TDS (est.)
14 Jun 2027
Interest Payment
₹95.83 / Bond
₹86.25 net of 10% TDS (est.)
…
+46 more coupons until 14 Apr 2031
₹95.83 each / Bond
14 May 2031
Final coupon + principal
₹10,095.83 / Bond
₹95.83 coupon + ₹10,000 face value

55 coupons remaining, the last paid with principal at maturity · per ₹10,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Payment Disclosures (SEBI Reg52(4))

1 disclosed
Due DateTypeAmount DueAmount PaidStatusFiling
2026-10-14 Interest ₹4,72,60,28,00,000.00 ₹4,72,65,28,00,000.00 Paid XBRL →
Non-payment reason: Not Applicable

Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.

Bond Timeline

— Issue / Maturity | Coupon (projected) ◆ Reg52(4) disclosed ┊ Today
Today Interest paid (SEBI Reg52(4) disclosure) — due 14 Oct 2026 Issued 14 May 2026 Matures 14 May 2031

1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.

Key Metrics

Coupon Rate
11.50%
YTM (Annual)
12.38%
Credit Rating
A-
Rating on NSDL record (Infomerics, 2025)
Not a current agency rating; see below
Remaining Tenure
4.5 Years

A- (Infomerics): Rating on NSDL record (Infomerics, 2025), dated 23 Dec 2025. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
3.46 Yrs
Macaulay Duration
3.49 Yrs
Issue Size
₹50 Cr
Face Value
₹10,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
3.46 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
5 Nov 2026
NSE CM
Trades (30 Days)
7
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 7 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.30 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
14 May 2026
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Issued by Vedika Credit Capital Limited, Vedika Credit Capital 11.50% May 2031 NCD is a secured NCD. It pays an 11.50% p.a. coupon, monthly. Principal is repaid at maturity.

Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →
Alert me about Vedika Credit Capital Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE04HY07401: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-05 96.9943 12.3802 —
2026-11-04 92.0782 13.8769 —
2026-10-19 99.6700 12.2200 3
2026-10-16 98.4073 11.9588 1
2026-10-15 100.0000 12.1200 2
2026-10-13 98.9900 11.7910 1
2026-10-08 100.1497 11.4630 —
2026-09-28 100.0000 12.1200 1
2026-09-24 99.6386 11.6078 —
2026-09-23 90.6806 14.2657 —

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 Infomerics (NSDL record) 2025-12-23
Rating Actions History 0 — —
Secondary-Market Trades 10 NSE CM 2026-11-05
Reg52(4) Payment Disclosures 1 NSE 2026-10-14
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹9,699.43
YTM12.38%
Trade Date 5 Nov 2026 3d ago
SourceNSE CM
Accrued interest (est.) · ex-interest₹-15.46
Dirty price (est.)₹9,683.97
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE04HY07401
Issue Date
14 May 2026
Maturity Date
14 May 2031
Listing
—
Payment Frequency
Monthly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Vedika Credit Capital 11.50% May 2031 NCD?

Vedika Credit Capital 11.50% May 2031 NCD carries a coupon of 11.50%, paid monthly, on a face value of ₹10,000.

When does Vedika Credit Capital 11.50% May 2031 NCD mature?

Vedika Credit Capital 11.50% May 2031 NCD matures on 14 May 2031, 4.5 years from today.

What is Vedika Credit Capital 11.50% May 2031 NCD rated?

No current rating from an agency or exchange is on file for Vedika Credit Capital 11.50% May 2031 NCD. NSDL's debt master records a rating of A- by Infomerics, dated 23 Dec 2025, often from the time of issue, so it may be out of date.

Is Vedika Credit Capital 11.50% May 2031 NCD secured?

Vedika Credit Capital 11.50% May 2031 NCD is a secured bond.

What yield does Vedika Credit Capital 11.50% May 2031 NCD currently offer?

The last recorded trade on 5 Nov 2026 priced Vedika Credit Capital 11.50% May 2031 NCD at ₹9,699.43 per bond, implying a yield to maturity of 12.38%.

More Bonds from This Issuer

V
Vedika Credit Capital 11.60% Dec 2026 NCD
INE04HY07260
A- NSDL record, 2025
Coupon
11.60%
Maturity
20 Dec 2026
V
Vedika Credit Capital 11.50% Jan 2027 NCD
INE04HY07286
A- NSDL record, 2025 Reg52 disclosed
Coupon
11.50%
Maturity
23 Jan 2027
V
Vedika Credit Capital 11.60% Feb 2027 NCD
INE04HY07310
A- NSDL record, 2025
Coupon
11.60%
Maturity
21 Feb 2027
V
Vedika Credit Capital 12.00% Mar 2027 NCD
INE04HY07161
A- NSDL record, 2024
Coupon
12.00%
Maturity
23 Mar 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2031

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.50%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE0BUS07CC7Indel Money LimitedA- NSDL record, 202511.25%2030-10-30
INE403Q08340Kosamattam Finance LimitedA11.00%2031-07-13
INE403Q08357Kosamattam Finance LimitedA+11.00%2031-11-07
INE0BUS07CT1Indel Money Limited—11.00%2031-08-24
INE403Q08365Kosamattam Finance Limited—11.00%2032-05-03
INE296G08026Muthoot Capital Services LimitedA+10.75%2031-03-28

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