Unico Housing Finance Private Limited

Nbfc · Real Estate

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Methodology v1.0 Download Report (PDF)
Latest Rating
BBB (INDIA_RATINGS)
Total Debt Outstanding
₹165 Cr
Across 8 instruments
Listed Bonds
8
First Issue
2025-05-08
Latest Issue
2026-05-13
Maturity Range
2027 - 2030
Observation
8 active bonds tracked from this issuer.
View details →
Coverage: Medium Data Quality: Medium Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Real Estate
Issuer Type
Nbfc
First Tracked Bond
2025-05-08
Start of this issuer's debt program timeline
  • 8 active bonds tracked from this issuer.
  • 8 of 8 tracked bonds with a stated security status are secured. (based on 8 bonds with a disclosed security status)

Operating in the real estate sector, Unico Housing Finance Private Limited is classified as an NBFC. Bond coupons here span 11.50% - 12.63%, paid monthly. The maturity ladder spans 2027 - 2030.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
8
Tracked by RetailBonds
Amount Tracked
₹165 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt
Avg Coupon
12.03%
Range 11.50% - 12.63%
Avg Remaining Tenure
2.6 Yrs
Nearest maturity 2027-11
Secured
100%
8 of 8 bonds with known status
Callable
0
Of 8 bonds
Avg Spread vs G-Sec
+616 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (5 bonds).

0 2027: 1 bond, ₹15 Cr tracked, avg coupon 12.00% 1 bond 2027 2028: 1 bond, ₹30 Cr tracked, avg coupon 11.80% 1 bond 2028 2029: 5 bonds, ₹95 Cr tracked, avg coupon 12.09% 5 bonds 2029 2030: 1 bond, ₹25 Cr tracked, avg coupon 12.00% 1 bond 2030

Security Type / Instrument Mix

  • NCD 8 bonds · 100% · ₹165 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2025: ₹100 Cr issued 2025 2026: ₹65 Cr issued 2026 Cumulative: ₹100 Cr Cumulative: ₹165 Cr

Based on 8 of 8 active bonds with a known issue date and issue size.

03 Credit Profile
  • BBB 5 bonds · 62%
  • Unrated 3 bonds · 38%
AgencyRatingOutlookBonds
INDIA_RATINGS BBB 5

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

No recorded secondary-market trades in the last 30 days.

06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 5 2026-04-02
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Unico Housing Finance Private Limited have?

Unico Housing Finance Private Limited currently has 8 active bonds with coupons 11.50% - 12.63%, maturities spanning 2027 - 2030.

What is Unico Housing Finance Private Limited's credit rating?

The most recent rating on Unico Housing Finance Private Limited's bonds is BBB (INDIA_RATINGS), published by INDIA_RATINGS.

Are Unico Housing Finance Private Limited's bonds secured?

Of the 8 bonds with a disclosed security status, 8 are secured (100%) and 0 are unsecured.

When do Unico Housing Finance Private Limited's bonds mature?

Unico Housing Finance Private Limited's active bonds mature between 2027 - 2030; the nearest matures in 2027-11; the average tenure is 2.6 Yrs.

What is the average coupon on Unico Housing Finance Private Limited's bonds?

The average coupon across Unico Housing Finance Private Limited's 8 active bonds is 12.03%.

Disclaimer: This page aggregates publicly available data about Unico Housing Finance Private Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.