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Unico Housing Finance 11.92% Apr 2029 NCD

BBB Secured NCD

Unico Housing Finance Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: BBB rated bonds · bonds maturing in 2029

Current YTM
No live YTM available
Coupon Rate
11.92%
Per annum
Maturity Date
17 Apr 2029
2.6 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual) EST
~11.92%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+567 bps
vs 2.6Y G-Sec at 6.25% *
Top 15% of similar-tenor peers by spread
Tenure
2.6 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
8 Sep 2026
Interest Payment
₹2,980.00 / Bond
8 Dec 2026
Interest Payment
₹2,980.00 / Bond
8 Mar 2027
Interest Payment
₹2,980.00 / Bond
8 Jun 2027
Interest Payment
₹2,980.00 / Bond
8 Sep 2027
Interest Payment
₹2,980.00 / Bond
8 Dec 2027
Interest Payment
₹2,980.00 / Bond
8 Mar 2028
Interest Payment
₹2,980.00 / Bond
8 Jun 2028
Interest Payment
₹2,980.00 / Bond
17 Apr 2029
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2025-12-08 Matures 2029-04-17
Key Metrics
Coupon Rate
11.92%
YTM (Annual)
Credit Rating
BBB
(INDIA_RATINGS)
Remaining Tenure
2.6 Years
Advanced metrics
Modified Duration
2.20 Yrs
Macaulay Duration
2.27 Yrs
Issue Size
₹15 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
2.20 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.92 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2025-12-08
Day Count Convention
30/360
Listed Exchange
UNLISTED
Call / Put Option
None disclosed

Unico Housing Finance Private Limited issued this secured, rated, ncd (11.92% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 17/04/2029) carrying a 11.92% p.a. coupon, paid quarterly. It repays principal on maturity.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 INDIA_RATINGS 2025-10-29
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Unico Housing Finance 11.92% Apr 2029 NCD?

Unico Housing Finance 11.92% Apr 2029 NCD carries a coupon of 11.92%, paid quarterly, on a face value of ₹100,000.

When does Unico Housing Finance 11.92% Apr 2029 NCD mature?

Unico Housing Finance 11.92% Apr 2029 NCD matures on 2029-04-17, 2.6 years from today.

What is Unico Housing Finance 11.92% Apr 2029 NCD rated?

Unico Housing Finance 11.92% Apr 2029 NCD is rated BBB by INDIA_RATINGS. As of 2025-10-29.

Is Unico Housing Finance 11.92% Apr 2029 NCD secured?

Unico Housing Finance 11.92% Apr 2029 NCD is a secured bond.

Where does Unico Housing Finance 11.92% Apr 2029 NCD trade?

Unico Housing Finance 11.92% Apr 2029 NCD is listed on UNLISTED.

More Bonds from This Issuer
1
Unico Housing Finance 12.00% Nov 2027 NCD
Coupon
12.00%
Maturity
25 Nov 2027
1
Unico Housing Finance 11.80% Dec 2028 NCD
BBB
Coupon
11.80%
Maturity
18 Dec 2028
1
Unico Housing Finance 11.92% Apr 2029 NCD
BBB
Coupon
11.92%
Maturity
17 Apr 2029
1
Unico Housing Finance 12.63% Apr 2029 NCD
Coupon
12.63%
Maturity
17 Apr 2029
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