Tata Capital Housing Finance Limited

Nbfc · Real Estate

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Methodology v1.0 Download Report (PDF)
Latest Rating
AAA (CRISIL)
Total Debt Outstanding
₹29,229 Cr
Across 66 instruments
Listed Bonds
66
First Issue
2016-06-30
Latest Issue
2026-06-18
Maturity Range
2026 - 2035
Observation
66 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Real Estate
Issuer Type
Nbfc
First Tracked Bond
2016-06-30
Start of this issuer's debt program timeline
  • 66 active bonds tracked from this issuer.
  • 57 of 64 tracked bonds with a stated security status are secured. (based on 64 bonds with a disclosed security status)
  • Most recent rating action: other by CRISIL on 2026-07-29.

Tata Capital Housing Finance Limited, an NBFC in the real estate sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 7.12% - 9.70%, paid annual. Maturities on outstanding bonds fall between 2026 - 2035.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
66
Tracked by RetailBonds
Amount Tracked
₹29,229 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 50 of 66 bonds)
Avg Coupon
8.14%
Range 7.12% - 9.70%
Avg Remaining Tenure
2.9 Yrs
Nearest maturity 2026-09
Secured
89%
57 of 64 bonds with known status
Callable
7
Of 66 bonds
Avg Spread vs G-Sec
+231 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (17 bonds).

0 2026: 3 bonds, ₹925 Cr tracked, avg coupon 8.33% 3 bonds 2026 2027: 16 bonds, ₹9,204 Cr tracked, avg coupon 8.33% 16 bonds 2027 2028: 17 bonds, ₹5,111 Cr tracked, avg coupon 8.35% 17 bonds 2028 2029: 7 bonds, ₹3,325 Cr tracked, avg coupon 8.30% 7 bonds 2029 2030: 5 bonds, ₹3,983 Cr tracked, avg coupon 7.68% 5 bonds 2030 2031: 6 bonds, ₹3,128 Cr tracked, avg coupon 7.76% 6 bonds 2031 2032: 8 bonds, ₹1,903 Cr tracked, avg coupon 7.84% 8 bonds 2032 2034: 3 bonds, ₹1,150 Cr tracked, avg coupon 7.92% 3 bonds 2034 2035: 1 bond, ₹500 Cr tracked, avg coupon 7.35% 1 bond 2035

Security Type / Instrument Mix

  • NCD 66 bonds · 100% · ₹29,229 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2019: ₹1,000 Cr issued 2019 2020: ₹220 Cr issued 2020 2021: ₹503 Cr issued 2021 2022: ₹9,206 Cr issued 2022 2023: ₹2,498 Cr issued 2023 2024: ₹5,602 Cr issued 2024 2025: ₹5,800 Cr issued 2025 2026: ₹4,400 Cr issued 2026 Cumulative: ₹1,000 Cr Cumulative: ₹1,220 Cr Cumulative: ₹1,723 Cr Cumulative: ₹10,929 Cr Cumulative: ₹13,427 Cr Cumulative: ₹19,029 Cr Cumulative: ₹24,829 Cr Cumulative: ₹29,229 Cr

Based on 50 of 66 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AAA 38 bonds · 58%
  • AA 12 bonds · 18%
  • A 1 bonds · 2%
  • Unrated 15 bonds · 23%
AgencyRatingOutlookBonds
CRISIL AAA 31
ICRA AAA 19
CARE AA 6
CARE AA Stable 5
BRICKWORK AA 1
INFOMERICS A Stable 1

Rating History (Trend)

AAA AA A BBB Below BBB Unrated CRISIL: AAA on 2026-06-19 CRISIL: AAA on 2026-06-19 CRISIL: AAA on 2026-07-22
Jun 26 — Jul 26 CRISIL

Recent Rating Actions

2026-07-29 · CRISIL
Other
2026-07-22 · CRISIL
AAA
Initial · Stable
2026-06-19 · CRISIL
AAA
Reaffirmed · Stable
2026-06-19 · CRISIL
AAA
⊘ Withdrawn · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE033L07IC6 7.8445% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES TCHFL SERIES A FY 2023-24 DATE OF MATURITY 18/09/2026 7.84% AAA (CRISIL) 2026-09-18 6.95% 2026-08-26
IN8033L07107 7.8445% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES TCHFL SERIES A FY 2023-24 DATE OF MATURITY 18/09/2026 7.84% 2026-09-18
INE197P07367 AKCFL-9.29%-RESET RATE- 23-10-26-PVT 9.29% AA (CARE) 2026-10-23
INE033L07IE2 8.10% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES D FY2023-24 DATE OF MATURITY 19/02/2027 8.10% AAA (CRISIL) 2027-02-19
INE197P07037 AKCFPL-9.70%-07-03-27-PVT 9.70% AA (BRICKWORK) 2027-03-07
INE033L07ID4 8.0409% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES TCHFL C FY2023-24 DATE OF MATURITY 19/03/2027 8.04% AAA (ICRA) 2027-03-19
IN8033L07081 8.0409% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES TCHFL C FY2023-24 DATE OF MATURITY 19/03/2027 8.04% 2027-03-19
INE197P07326 AKCFL-9.35%-24-4-27-PVT 9.35% AA (CARE) 2027-04-24
INE033L07HQ8 7.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. TCHFL NCD A SERIES FY2022-23. DATE OF MATURITY 18/05/2027. 7.75% AAA (ICRA) 2027-05-18 7.55% 2026-07-10
IN8033L07024 7.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. TCHFL NCD A SERIES FY2022-23. DATE OF MATURITY 18/05/2027. 7.75% 2027-05-18
INE197P07128 AKCFPL-9.50%-23-6-27-PVT 9.50% 2027-06-23
INE033L07IO1 7.123% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES SERIES B FY 2025-26 DATE OF MATURITY 21/07/2027 7.12% AAA (CRISIL) 2027-07-21 7.70% 2026-08-21
INE033L07HU0 7.8% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES D FY 2022-23 OPTION II. DATE OF MATURITY 05/08/2027. 7.80% AAA (CRISIL) 2027-08-05 7.40% 2026-07-02
IN8033L07099 7.8% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. SERIES D FY 2022-23 OPTION II. DATE OF MATURITY 05/08/2027. 7.80% 2027-08-05
INE197P07359 AKCFL-9.40%-3-10-27-PVT 9.40% AA (CARE) 2027-10-03
IN8033L07040 8% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES TCHFL NCD G FY 2022-23 DATE OF MATURITY 03/11/2027 8.00% 2027-11-03
INE033L07HY2 8% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES TCHFL NCD G FY 2022-23 DATE OF MATURITY 03/11/2027 8.00% AAA (ICRA) 2027-11-03 8.54% 2026-08-17
INE033L07IA0 7.58% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES TCHFL A FY2022-23 DATE OF MATURITY 27/12/2027. 7.58% AAA (CRISIL) 2027-12-27
INE197P07375 AKCFL-9.4%-30-12-27-PVT 9.40% AA (CARE) 2027-12-30
INE197P07383 AKCFL-9.4%-14-1-28-PVT 9.40% AA (CARE) 2028-01-14
INE033L07GR8 8.01% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES IV  TRANCHE I ISSUE . DATE OF MATURITY 14/01/2028 8.01% AAA (CRISIL) 2028-01-14 7.29% 2026-07-14
INE033L07GU2 8.40% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES V  TRANCHE I ISSUE . DATE OF MATURITY 14/01/2028 8.40% AAA (CRISIL) 2028-01-14 4.04% 2026-08-26
INE033L07GT4 8.30% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES V – TRANCHE I ISSUE . DATE OF MATURITY 14/01/2028 8.30% AAA (CRISIL) 2028-01-14
INE033L07GS6 8.10% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES IV  TRANCHE I ISSUE . DATE OF MATURITY 14/01/2028 8.10% AAA (CRISIL) 2028-01-14 6.56% 2026-08-26
INE033L07IK9 7.7120% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES D FY 2024-25 DATE OF MATURITY 14/01/2028. 7.71% AAA (CRISIL) 2028-01-14
INE033L07IR4 7.30% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES E FY2025 26 DATE OF MATURITY 11/02/2028 7.30% AAA (CRISIL) 2028-02-11
INE197P07391 AKCFL-9.5%-27-3-28-PVT 9.50% AA (CARE) 2028-03-27
INE033L07IN3 7.27% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES SERIES A FY 2025- 26 DATE OF MATURITY 25/04/2028 7.27% AAA (CRISIL) 2028-04-25
INE197P07409 AKCFL-8.65%-30-6-28-PVT 8.65% AA (CARE) 2028-06-30
INE197P07417 AKCFL-9.15%-7-7-28-PVT 9.15% AA (CARE) 2028-07-07
IN8033L07149 7.685% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE SERIES TCHFL NCD E FY2425 DATE OF MATURITY 24/07/2028 7.68% 2028-07-24
INE033L07IL7 7.685% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE SERIES TCHFL NCD E FY2425 DATE OF MATURITY 24/07/2028 7.68% AAA (CRISIL) 2028-07-24 7.47% 2026-08-07
INE345H07054 CIFL-9.55%-28-7-28-PVT 9.55% A (INFOMERICS) 2028-07-28
INE033L07IB8 8.10% SECURED RATED LISTED REDEEABLE NON CONVERTIBLE DEBENTURES SERIES TCHFL B FY202324 DATE OF MATURITY 13/12/2028. 8.10% AAA (ICRA) 2028-12-13
IN8033L07156 8.10% SECURED RATED LISTED REDEEABLE NON CONVERTIBLE DEBENTURES SERIES TCHFL B FY202324 DATE OF MATURITY 13/12/2028. 8.10% 2028-12-13
INE197P07425 AKCFL-8.96%-24-12-28-PVT 8.96% AA (CARE) 2028-12-24
INE197P07433 AKCFL-8.96%-11-2-29-PVT 8.96% AA (CARE) 2029-02-11
INE197P07441 AKCFL-9%-27-2-29-PVT 9.00% AA (CARE) 2029-02-27
INE033L07IS2 7.85% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES TCHFL NCD A Series FY 2026/27 DATE OF MATURITY 14/05/2029 7.85% AAA (CRISIL) 2029-05-14
INE033L07IH5 8.05% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES SERIES A FY 2024- 25 DATE OF MATURITY 18/06/2029. 8.05% AAA (CRISIL) 2029-06-18
IN8033L07115 8.05% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES SERIES A FY 2024- 25 DATE OF MATURITY 18/06/2029. 8.05% 2029-06-18
INE033L07IJ1 7.86% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES C FY 2024-25 DATE OF MATURITY 21/09/2029. 7.86% AAA (CRISIL) 2029-09-21
INE033L07GJ5 8.35% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES TCHFL NCD F OF FY 2019-20. DATE OF MATURITY 16/11/2029 8.35% AAA (CRISIL) 2029-11-16
INE033L08270 8.55% UNSECURED SUBORDINATED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES VI  TRANCHE I ISSUE . DATE OF MATURITY 14/01/2030 8.55% AAA (CRISIL) 2030-01-14 5.47% 2026-08-24
INE033L07IM5 7.73% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES F DATE OF MATURITY 14/01/2030 7.73% AAA (CRISIL) 2030-01-14
INE033L07IP8 7.17% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C 2025-26 DATE OF MATURITY 21/05/2030 7.17% AAA (CRISIL) 2030-05-21 7.50% 2026-08-24
IN8033L07131 7.17% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C 2025-26 DATE OF MATURITY 21/05/2030 7.17% 2030-05-21
INE033L07IU8 7.79% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C FY 2026-27 DATE OF MATURITY 18/06/2030 7.79% AAA (CRISIL) 2030-06-18 7.77% 2026-08-21
INE033L08288 7.33% UNSECURED RATED REDEEMABLE NON CONVERTIBLE SUBORDINATED DEBENTURES AS TIER II CAPITAL. SERIES TCHFL TIER II BONDS A FY 2020-21. DATE OF MATURITY 10/01/2031. 7.33% AAA (CRISIL) 2031-01-10
INE033L08296 7.50% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE SUBORDINATED DEBENTURES AS TIER II CAPITAL. SERIES TCHFL TIER II BONDS A FY 2021-22. DATE OF MATURITY 18/04/2031 7.50% AAA (CRISIL) 2031-04-18 7.46% 2026-08-06
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
63
Avg. Yield (Last 30 Days)
6.48%
06 Payment Disclosures (SEBI Reg52(4)) 6 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
2026-08-19 8.15% UNSECURED RATED LISTED... Interest ₹349,600,000.00 ₹349,600,000.00 Paid XBRL →
2026-08-14 8.01% SECURED RATED LISTED... Interest ₹100,000.00 ₹100,000.00 Paid XBRL →
2026-08-14 8.10% SECURED RATED LISTED... Interest ₹2,600,000.00 ₹2,600,000.00 Paid XBRL →
2026-08-05 7.8% SECURED RATED LISTED REDEEMABLE... Interest ₹1,411,800,000.00 ₹1,411,800,000.00 Paid XBRL →
2026-07-24 7.685% SECURED RATED LISTED... Interest ₹960,600,000.00 ₹960,600,000.00 Paid XBRL →
2026-07-21 7.123% SECURED RATED LISTED... Interest ₹1,068,500,000.00 ₹1,068,500,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

07 Regulatory Filings
Credit Rating Rationale
08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 63 2026-06-28
Rating Actions History 4 2026-07-29
Secondary-Market Trades 119 2026-08-26
Reg52(4) Payment Disclosures 6 2026-08-19

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Tata Capital Housing Finance Limited have?

Tata Capital Housing Finance Limited currently has 66 active bonds with coupons 7.12% - 9.70%, maturities spanning 2026 - 2035.

What is Tata Capital Housing Finance Limited's credit rating?

The most recent rating on Tata Capital Housing Finance Limited's bonds is AAA (CRISIL), published by BRICKWORK, CARE, CRISIL, ICRA, INFOMERICS.

Are Tata Capital Housing Finance Limited's bonds secured?

Of the 64 bonds with a disclosed security status, 57 are secured (89%) and 7 are unsecured.

When do Tata Capital Housing Finance Limited's bonds mature?

Tata Capital Housing Finance Limited's active bonds mature between 2026 - 2035; the nearest matures in 2026-09; the average tenure is 2.9 Yrs.

What is the average coupon on Tata Capital Housing Finance Limited's bonds?

The average coupon across Tata Capital Housing Finance Limited's 66 active bonds is 8.14%.

Disclaimer: This page aggregates publicly available data about Tata Capital Housing Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.