Bajaj Housing Finance Limited

Nbfc · Real Estate

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Methodology v1.0 Download Report (PDF)

Latest Rating

AAA (CRISIL)

Total Debt Outstanding

₹42,035 Cr

Across 48 instruments

Listed Bonds

First Issue

2020-01-31

Latest Issue

2026-05-27

Maturity Range

2026 - 2035

Observation

48 active bonds tracked from this issuer.

View details →

Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies

01 Issuer Overview

Sector

Real Estate

Issuer Type

Nbfc

First Tracked Bond

2020-01-31

Start of this issuer's debt program timeline

48 active bonds tracked from this issuer.
42 of 46 tracked bonds with a stated security status are secured. (based on 46 bonds with a disclosed security status)

Bajaj Housing Finance Limited is an NBFC in the real estate sector. Coupon rates on outstanding bonds range from 6.90% - 8.25%, paid annual. Bonds mature between 2026 - 2035.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile

Outstanding Bonds

Tracked by RetailBonds

Amount Tracked

₹42,035 Cr

Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 34 of 48 bonds)

Avg Coupon

7.64%

Range 6.90% - 8.25%

Avg Remaining Tenure

4.1 Yrs

Nearest maturity 2026-09

Secured

91%

42 of 46 bonds with known status

Callable

Of 48 bonds

Avg Spread vs G-Sec

+156 bps

Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (11 bonds).

Security Type / Instrument Mix

NCD 48 bonds · 100% · ₹42,035 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)

Based on 34 of 48 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

Financial Snapshot

Q1 FY26

Debt / Equity

0.05

Debt Service Coverage (DSCR)

0.00

Interest Service Coverage (ISCR)

0.00

Revenue from Operations

₹3,063.02 Cr

Net Profit / Loss

₹715.28 Cr

Profit Before Tax

₹928.74 Cr

As filed under SEBI LODR Reg 52(4) / Integrated Filing, filed 29 Jul 2026. Figures are reported facts, not a rating or recommendation.

03 Credit Profile

AAA 35 bonds · 73%
Unrated 13 bonds · 27%

Agency	Rating	Outlook	Bonds
CRISIL	AAA	—	19
CRISIL	AAA	Stable	13
INDIA_RATINGS	AAA	—	8

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →

ISIN	Bond Name	Coupon	Rating	Maturity	YTM	Last Trade
INE377Y07490	7.98% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE. DATE OF MATURITY 09/09/2026.	7.98%	AAA (CRISIL)	2026-09-09	6.80%	2026-08-20
INE377Y07441	BHFL-8.04%-18-1-27-PVT	8.04%	AAA (CRISIL)	2027-01-18	—	—
INE377Y07557	BHFL-7.14%-26-2-27-PVT	7.14%	AAA (CRISIL)	2027-02-26	—	—
INE377Y07300	BHFL-7.70%-21-5-27-PVT	7.70%	AAA (CRISIL)	2027-05-21	7.62%	2026-08-24
IN8377Y07036	7.7% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE.DATE OF MATURITY 21/05/2027.	7.70%	—	2027-05-21	—	—
INE377Y07482	BHFL-8.10%-8-7-27-PVT	8.10%	AAA (CRISIL)	2027-07-08	7.46%	2026-08-03
INE377Y07581	BHFL-6.90%-12-8-27-PVT	6.90%	AAA (CRISIL)	2027-08-12	—	—
INE377Y07383	BHFL-7.98%-18-11-27-PVT	7.98%	AAA (CRISIL)	2027-11-18	—	—
INE377Y07615	BHFL-6.95%-28-01-28-PVT	6.95%	AAA (CRISIL)	2028-01-28	—	—
INE377Y07532	BHFL-7.66%-20-3-28-PVT	7.66%	AAA (CRISIL)	2028-03-20	7.46%	2026-08-06
IN8377Y07101	7.66% SECURED RATED LISTED NON CONVERTIBLE DEBENTURE DATE OF MATURITY 20/03/2028	7.66%	—	2028-03-20	—	—
INE377Y07417	7.90% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES DATE OF MATURITY 28/04/2028	7.90%	AAA (CRISIL)	2028-04-28	—	—
INE377Y07565	BHFL-7.02%-26-5-28-PVT	7.02%	AAA (CRISIL)	2028-05-26	—	—
IN8377Y07127	7.02% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 26/05/2028	7.02%	—	2028-05-26	—	—
INE377Y07599	BHFL-6.97%-17-07-28-PVT	6.97%	AAA (CRISIL)	2028-07-17	—	—
INE377Y07433	BHFL-7.85%-01-9-28-PVT	7.85%	AAA (CRISIL)	2028-09-01	7.59%	2026-07-30
IN8377Y07069	7.85% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES DATE OF MATURITY 01/09/2028	7.85%	—	2028-09-01	—	—
INE377Y07607	BHFL-7.10%-16-10-28-PVT	7.10%	AAA (CRISIL)	2028-10-16	7.59%	2026-07-30
IN8377Y07143	7.10% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DBENTURE DATE OF MATURITY 16/10/2028	7.10%	—	2028-10-16	—	—
INE377Y07623	BHFL-7.25%-22-1-29-PVT	7.25%	AAA (CRISIL)	2029-01-22	—	—
IN8377Y07150	7.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 22/01/2029	7.25%	—	2029-01-22	—	—
INE377Y07474	BHFL-8.05%-8-5-29-PVT	8.05%	AAA (CRISIL)	2029-05-08	—	—
IN8377Y07168	7.83% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES DATE OF MATURITY 18/05/2029	7.83%	—	2029-05-18	—	—
INE377Y07649	7.83% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES DATE OF MATURITY 18/05/2029	7.83%	AAA (CRISIL)	2029-05-18	7.61%	2026-07-28
INE377Y07524	BHFL-TBILL+SPREAD-17-10-29-PVT	—	AAA (CRISIL)	2029-10-17	—	—
INE377Y07573	BHFL-7.08%-12-6-30-PVT	7.08%	AAA (CRISIL)	2030-06-12	7.62%	2026-06-29
IN8377Y07135	7.08% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 12/06/2030	7.08%	—	2030-06-12	—	—
INE377Y07631	7.90% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 12/05/2031	7.90%	AAA (INDIA_RATINGS)	2031-05-12	7.71%	2026-07-02
IN8377Y07176	8.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 27/05/2031	8.25%	—	2031-05-27	—	—
INE377Y07656	8.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 27/05/2031	8.25%	AAA (CRISIL)	2031-05-27	7.91%	2026-08-25
INE377Y07284	7.25% SECURED RATED LISTED SENIOR REDEEMABLE NON CONVERTIBLE DEBENTURE. DATE OF MATURITY 29/10/2031	7.25%	AAA (INDIA_RATINGS)	2031-10-29	—	—
IN8377Y07028	7.25% SECURED RATED LISTED SENIOR REDEEMABLE NON CONVERTIBLE DEBENTURE. DATE OF MATURITY 29/10/2031	7.25%	—	2031-10-29	—	—
INE377Y07359	7.89% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. DATE OF MATURITY 08/09/2032.	7.89%	AAA (CRISIL)	2032-09-08	—	—
INE377Y07367	7.84% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. DATE OF MATURITY 23/09/2032.	7.84%	AAA (INDIA_RATINGS)	2032-09-23	—	—
INE377Y07409	8.04% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES DATE OF MATURITY 09/02/2033	8.04%	AAA (CRISIL)	2033-02-09	—	—
INE377Y07458	BHFL-7.80%-9-2-34-PVT	7.80%	AAA (CRISIL)	2034-02-09	—	—
IN8377Y07085	7.80% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 09/02/2034	7.80%	—	2034-02-09	—	—
INE377Y07508	7.89% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE DATE OF MATURITY 14/07/2034.	7.89%	AAA (CRISIL)	2034-07-14	7.64%	2026-07-02
IN8377Y07093	7.89% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE DATE OF MATURITY 14/07/2034.	7.89%	—	2034-07-14	—	—
INE377Y07516	BHFL-7.56%-4-10-34-PVT	7.56%	AAA (CRISIL)	2034-10-04	—	—
IN8377Y07119	7.56% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DBENTURE DATE OF MATURITY 04/10/2034	7.56%	—	2034-10-04	—	—
INE377Y08019	BHFL-8%-7-2-35-PVT.	8.00%	AAA (CRISIL)	2035-02-07	—	—
INE377Y08118	8% UNSECURED RATED LISTED REDEEMABLE PARTLY PAID NON CONVERTIBLE DEBENTURE DATE OF MATURITY 07/02/2035	8.00%	AAA (CRISIL)	2035-02-07	—	—
INE377Y08092	8% UNSECURED RATED LISTED REDEEMABLE PARTLY PAID NON CONVERTIBLE DEBENTURE DATE OF MATURITY 07/02/2035	8.00%	AAA (CRISIL)	2035-02-07	—	—
INE377Y08134	8% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 07/02/2035	8.00%	AAA (CRISIL)	2035-02-07	—	—
INE377Y08027	BHFL-7.70%-9-3-35-PVT	7.70%	AAA (CRISIL)	2035-03-09	—	—
INE377Y08142	7.70% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 09/03/2035	7.70%	AAA (CRISIL)	2035-03-09	—	—
INE377Y07540	BHFL-7.50%-9-4-35-PVT	7.50%	AAA (CRISIL)	2035-04-09	—	—

Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)

₹0.0 Cr

Number of Trades (Last 30 Days)

Avg. Yield (Last 30 Days)

7.58%

06 Regulatory Filings

BSE Corporate Announcements

Allotment of Secured Redeemable Non-Convertible Debentures on Private Placement basis 2026-08-20

Schedule of Analyst/Institutional Investor Meeting 2026-08-19

Bajaj Housing Finance Limited has informed the exchange about Investor Presentation 2026-08-18

Schedule of Analyst/Institutional Investor Meeting 2026-08-17

Certificate of payment of interest in respect of secured non-convertible debentures 2026-08-12

ESG Rating received from CRISIL ESG Ratings & Analytics Limited 2026-08-11

Allotment of Secured Redeemable Non-Convertible Debentures on private placement basis. 2026-08-10

ESG Rating received from ESG Risk Assessments & Insights Limited 2026-08-07

Allotment of secured redeemable non-convertible debentures on private placement basis 2026-08-04

ESG Rating received from SES ESG Research Private Limited 2026-08-04

NSE Corporate Announcements

Analysts/Institutional Investor Meet/Con. Call Updates 2026-07-13

Certificate under SEBI (Depositories and Participants) Regulations, 2018 2026-07-10

Issue of Securities 2026-07-07

Copy of Newspaper Publication 2026-07-05

Shareholders meeting 2026-07-04

Updates 2026-07-04

Updates 2026-07-02

Issue of Securities 2026-07-01

Trading Window 2026-06-29

Copy of Newspaper Publication 2026-06-23

07 Methodology & Data Coverage

Dataset	Count	Freshness
Credit Ratings (current)	40	2026-04-24
Rating Actions History	0	—
Secondary-Market Trades	39	2026-08-25
Reg52(4) Payment Disclosures	0	—

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions

How many active bonds does Bajaj Housing Finance Limited have?

Bajaj Housing Finance Limited currently has 48 active bonds with coupons 6.90% - 8.25%, maturities spanning 2026 - 2035.

What is Bajaj Housing Finance Limited's credit rating?

The most recent rating on Bajaj Housing Finance Limited's bonds is AAA (CRISIL), published by CRISIL, INDIA_RATINGS.

Are Bajaj Housing Finance Limited's bonds secured?

Of the 46 bonds with a disclosed security status, 42 are secured (91%) and 4 are unsecured.

When do Bajaj Housing Finance Limited's bonds mature?

Bajaj Housing Finance Limited's active bonds mature between 2026 - 2035; the nearest matures in 2026-09; the average tenure is 4.1 Yrs.

What is the average coupon on Bajaj Housing Finance Limited's bonds?

The average coupon across Bajaj Housing Finance Limited's 48 active bonds is 7.64%.

Disclaimer: This page aggregates publicly available data about Bajaj Housing Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.