Aditya Birla Housing Finance Limited

Nbfc · Real Estate

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Methodology v1.0 Download Report (PDF)
Latest Rating
AAA (ICRA)
Total Debt Outstanding
₹20,640 Cr
Across 44 instruments
Listed Bonds
44
First Issue
2016-07-04
Latest Issue
2026-06-05
Maturity Range
2026 - 2035
Observation
44 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Real Estate
Issuer Type
Nbfc
First Tracked Bond
2016-07-04
Start of this issuer's debt program timeline
  • 44 active bonds tracked from this issuer.
  • 36 of 44 tracked bonds with a stated security status are secured. (based on 44 bonds with a disclosed security status)

Aditya Birla Housing Finance Limited, an NBFC in the real estate sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 6.70% - 8.94%, paid annual. Maturities on outstanding bonds fall between 2026 - 2035.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
44
Tracked by RetailBonds
Amount Tracked
₹20,640 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 36 of 44 bonds)
Avg Coupon
7.95%
Range 6.70% - 8.94%
Avg Remaining Tenure
2.9 Yrs
Nearest maturity 2026-12
Secured
81%
36 of 44 bonds with known status
Callable
0
Of 44 bonds
Avg Spread vs G-Sec
+207 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (12 bonds).

0 2026: 1 bond, ₹300 Cr tracked, avg coupon 8.10% 1 bond 2026 2027: 12 bonds, ₹4,270 Cr tracked, avg coupon 7.98% 12 bonds 2027 2028: 11 bonds, ₹6,610 Cr tracked, avg coupon 7.88% 11 bonds 2028 2029: 8 bonds, ₹3,525 Cr tracked, avg coupon 8.01% 8 bonds 2029 2030: 3 bonds, ₹2,250 Cr tracked, avg coupon 7.56% 3 bonds 2030 2031: 2 bonds, ₹575 Cr tracked, avg coupon 7.84% 2 bonds 2031 2032: 1 bond, ₹600 Cr tracked, avg coupon 8.15% 1 bond 2032 2034: 3 bonds, ₹710 Cr tracked, avg coupon 8.20% 3 bonds 2034 2035: 3 bonds, ₹1,800 Cr tracked, avg coupon 7.88% 3 bonds 2035

Security Type / Instrument Mix

  • NCD 44 bonds · 100% · ₹20,640 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2017: ₹160 Cr issued 2017 2019: ₹200 Cr issued 2019 2021: ₹75 Cr issued 2021 2022: ₹850 Cr issued 2022 2023: ₹2,310 Cr issued 2023 2024: ₹5,995 Cr issued 2024 2025: ₹9,650 Cr issued 2025 2026: ₹1,400 Cr issued 2026 Cumulative: ₹160 Cr Cumulative: ₹360 Cr Cumulative: ₹435 Cr Cumulative: ₹1,285 Cr Cumulative: ₹3,595 Cr Cumulative: ₹9,590 Cr Cumulative: ₹19,240 Cr Cumulative: ₹20,640 Cr

Based on 36 of 44 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AAA 34 bonds · 77%
  • AA 2 bonds · 5%
  • Unrated 8 bonds · 18%
AgencyRatingOutlookBonds
ICRA AAA 20
CRISIL AAA 12
CRISIL AAA Stable 7
INDIA_RATINGS AAA 5
INDIA_RATINGS AAA Stable 5
ICRA AAA Stable 4
ICRA AA+ 1
INDIA_RATINGS AA+ 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE831R07474 ABHFL-8.0956%-22-12-26-PVT 8.10% AAA (ICRA) 2026-12-22
INE831R07318 ABHFL-6.70%-22-1-27-PVT 6.70% AAA (INDIA_RATINGS) 2027-01-22 7.50% 2026-07-24
INE831R07425 8.20% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES K1 DATE OF MATURITY 26/02/2027 8.20% AAA (ICRA) 2027-02-26
INE831R07391 ABHFL-8.03%-15-3-27-PVT 8.03% AAA (ICRA) 2027-03-15 7.50% 2026-07-24
INE831R08050 ABHFL-8.50%-14-5-27-PVT 8.50% AA+ (INDIA_RATINGS) 2027-05-14
INE831R07441 8.20% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES SERIES L1 DATE OF MATURITY 19/05/2027. 8.20% AAA (ICRA) 2027-05-19 7.80% 2026-07-17
IN8831R07010 8.20% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES SERIES L1 DATE OF MATURITY 19/05/2027 8.20% 2027-05-19
INE831R08068 ABHFL-8.50%-1-6-27-PVT 8.50% AA+ (ICRA) 2027-06-01
INE831R07557 ABHFL-7.90%-08-06-27-PVT 7.90% AAA (CRISIL) 2027-06-08 7.45% 2026-07-02
INE831R07607 ABHFL-7.1104%-30-07-27-PVT 7.11% AAA (CRISIL) 2027-07-30
INE831R07466 8.1701% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE SERIES D1 DATE OF MATURITY 25/08/2027. 8.17% AAA (ICRA) 2027-08-25
IN8831R07036 8.1701% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE SERIES D1 DATE OF MATURITY 25/08/2027 8.17% 2027-08-25
INE831R07482 ABHFL-8.049%-3-12-27-PVT 8.05% AAA (CRISIL) 2027-12-03
INE831R07516 ABHFL-7.85%-10-3-28-PVT 7.85% AAA (CRISIL) 2028-03-10
IN8831R07044 7.8461% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES I1 DATE OF MATURITY 10/03/2028 7.85% 2028-03-10
INE831R07359 ABHFL-8.10%-26-4-28-PVT 8.10% AAA (ICRA) 2028-04-26
INE831R07581 ABHFL-7.3064%-22-5-28-PVT 7.31% AAA (CRISIL) 2028-05-22
INE831R07540 ABHFL-7.86%-08-06-28-PVT 7.86% AAA (CRISIL) 2028-06-08
INE831R07367 ABHFL-8.02%-13-7-28-PVT 8.02% AAA (ICRA) 2028-07-13
INE831R07565 ABHFL-7.90%-11-08-28-PVT 7.90% AAA (CRISIL) 2028-08-11
IN8831R07069 7.9015% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES L1 DATE OF MATURITY 11/08/2028 7.90% 2028-08-11
INE831R07573 ABHFL-7.8618%-7-9-28-PVT 7.86% AAA (CRISIL) 2028-09-07
IN8831R07051 7.8618% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES A1 DATE OF MATURITY 07/09/2028 7.86% 2028-09-07
INE831R07409 ABHFL-8.13%-1-11-28-PVT 8.13% AAA (ICRA) 2028-11-01
INE831R07631 7.6164% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES A1 DATE OF MATURITY 25/01/2029 7.62% AAA (CRISIL) 2029-01-25 7.80% 2026-08-14
INE831R07458 8.1168% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURE SERIES D2 DATE OF MATURITY 15/05/2029. 8.12% AAA (ICRA) 2029-05-15
INE831R07656 8.22% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES C2 FY 2026-27 DATE OF MATURITY 05/06/2029 8.22% AAA (CRISIL) 2029-06-05 7.89% 2026-08-17
INE831R08076 ABHFL-8.94%-08-06-29-PVT 8.94% AAA (ICRA) 2029-06-08 8.29% 2026-08-25
INE831R07508 ABHFL-7.8241%-6-8-29-PVT 7.82% AAA (CRISIL) 2029-08-06
INE831R07490 ABHFL-8.03%-11-9-29-PVT 8.03% AAA (CRISIL) 2029-09-11
IN8831R07028 8.03% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES F2. DATE OF MATURITY 11/09/2029. 8.03% 2029-09-11
INE831R07524 7.29% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SR I2 DATE OF MATURITY 26/12/2029 7.29% AAA (CRISIL) 2029-12-26
INE831R07532 ABHFL-7.8537%-17-1-30-PVT 7.85% AAA (CRISIL) 2030-01-17
INE831R07599 ABHFL-12MTBILL+SPREAD-26-6-30-PVT AAA (CRISIL) 2030-06-26
INE831R07623 ABHFL-7.2841%-18-11-30-PVT 7.28% AAA (CRISIL) 2030-11-18
INE831R08084 ABHFL-7.43%-15-1-31-PVT 7.43% AAA (ICRA) 2031-01-15
INE831R07649 8.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES SERIES C1 FY 2026-27 DATE OF MATURITY 05/06/2031 8.25% AAA (CRISIL) 2031-06-05
INE831R07334 ABHFL-8.15%-25-10-32-PVT 8.15% AAA (ICRA) 2032-10-25 7.72% 2026-08-18
INE831R07417 ABHFL-8%-31-1-34-PVT 8.00% AAA (ICRA) 2034-01-31
INE831R08092 ABHFL-8.30%-30-10-34-PVT 8.30% AAA (ICRA) 2034-10-30
IN8831R08018 8.30% UNSECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES SERIES SD D1 DATE OF MATURITY 30/10/2034. 8.30% 2034-10-30
INE831R08100 ABHFL-8.03%-23-04-35-PVT 8.03% AAA (CRISIL) 2035-04-23
IN8831R08026 8.0347% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES A1 DATE OF MATURITY 23/04/2035 8.03% 2035-04-23
INE831R07615 ABHFL-7.58%-31-07-35-PVT 7.58% AAA (CRISIL) 2035-07-31
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
6
Avg. Yield (Last 30 Days)
7.92%
06 Payment Disclosures (SEBI Reg52(4)) 4 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
2026-08-11 ABHFL-7.90%-11-08-28-PVT Interest ₹458,300,000.00 ₹458,300,000.00 Paid XBRL →
2026-08-04 ABHFL-7.58%-31-07-35-PVT Interest ₹1,137,000,000.00 ₹1,137,000,000.00 Paid XBRL →
2026-07-30 ABHFL-7.1104%-30-07-27-PVT Interest ₹177,100,000.00 ₹177,100,000.00 Paid XBRL →
2026-07-30 ABHFL-8.30%-30-10-34-PVT Interest ₹236,600,000.00 ₹236,600,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

07 Regulatory Filings

No regulatory filings captured yet for this issuer.

08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 55 2026-06-28
Rating Actions History 0
Secondary-Market Trades 10 2026-08-25
Reg52(4) Payment Disclosures 4 2026-08-11

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Aditya Birla Housing Finance Limited have?

Aditya Birla Housing Finance Limited currently has 44 active bonds with coupons 6.70% - 8.94%, maturities spanning 2026 - 2035.

What is Aditya Birla Housing Finance Limited's credit rating?

The most recent rating on Aditya Birla Housing Finance Limited's bonds is AAA (ICRA), published by CRISIL, ICRA, INDIA_RATINGS.

Are Aditya Birla Housing Finance Limited's bonds secured?

Of the 44 bonds with a disclosed security status, 36 are secured (81%) and 8 are unsecured.

When do Aditya Birla Housing Finance Limited's bonds mature?

Aditya Birla Housing Finance Limited's active bonds mature between 2026 - 2035; the nearest matures in 2026-12; the average tenure is 2.9 Yrs.

What is the average coupon on Aditya Birla Housing Finance Limited's bonds?

The average coupon across Aditya Birla Housing Finance Limited's 44 active bonds is 7.95%.

Disclaimer: This page aggregates publicly available data about Aditya Birla Housing Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.