PNB Housing Finance Limited — Bonds & AAA (India Ratings) Rating on senior bonds
NBFC · Real Estate
Verify this issuer →Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- Current ratings India Ratings AAA, CRISIL AAA, CARE AA+
- Rating range Current ratings on senior bonds range from AA+ (CARE 28 Jun 2026) to AAA (CRISIL 6 Oct 2026, ICRA 25 Sep 2026, India Ratings 20 Aug 2026)
- Rating direction, 12 months 2 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 6 Oct 2026
- Payment record 9 payment disclosures since 17 Jul 2026: all on time
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 4 of 22 active bonds had an exchange trade
- Exchange filings, 90 days 0 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 22 active bonds tracked from this issuer.
- 20 of 21 tracked bonds with a stated security status are secured. (based on 21 bonds with a disclosed security status)
- Most recent rating action: upgrade by CRISIL on 6 Oct 2026.
PNB Housing Finance Limited, an NBFC in the Real Estate sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 7.25% - 9.40%, paid annually. Maturities on outstanding bonds fall between 2026 - 2033.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (5 bonds).
Security Type / Instrument Mix
- NCD 22 bonds · 100% · ₹9,340 Cr tracked
Funding Evolution
Based on 21 of 22 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
- AAA 18 bonds · 82%
- AA 1 bond · 5%
- Unrated 3 bonds · 14%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| India Ratings | AAA | — | 11 |
| CRISIL | AAA | — | 7 |
| CARE | AA+ | — | 5 |
| ICRA | AAA | — | 2 |
| CARE | AA+ | — | 1 |
Rating History (Trend)
Recent Rating Actions
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.
| Due Date | Bond | Type | Amount Due | Amount Paid | Status | Filing |
|---|---|---|---|---|---|---|
| 7 Nov 2026 | 8.75% SECURED RATED LISTED... | Interest | ₹1,75,00,00,000.00 | ₹1,75,00,00,000.00 | Paid | XBRL → |
| 7 Nov 2026 | 8.75% SECURED RATED LISTED... | Redemption | ₹5,00,00,00,000.00 | ₹5,00,00,00,000.00 | Paid | XBRL → |
| 23 Oct 2026 | 7.43% SECURED RATED LISTED... | Interest | ₹22,29,00,000.00 | ₹22,29,00,000.00 | Paid | XBRL → |
| 30 Sep 2026 | RESET RATE T-BILL LINKED SECURED... | Interest | ₹5,48,00,000.00 | ₹5,48,00,000.00 | Paid | XBRL → |
| 6 Sep 2026 | 8.52% SECURED RATED LISTED... | Interest | ₹34,08,00,000.00 | ₹34,08,00,000.00 | Paid | XBRL → |
| 7 Aug 2026 | 8.28% SECURED RATED LISTED... | Interest | ₹28,98,00,000.00 | ₹28,98,00,000.00 | Paid | XBRL → |
| 7 Aug 2026 | 7.83% SECURED RATED LISTED... | Interest | ₹3,11,00,000.00 | ₹3,11,00,000.00 | Paid | XBRL → |
| 29 Jul 2026 | 8.15% SECURED RATED LISTED... | Interest | ₹24,45,00,000.00 | ₹24,45,00,000.00 | Paid | XBRL → |
| 23 Jul 2026 | 7.4342% SECURED RATED LISTED... | Interest | ₹29,74,00,000.00 | ₹29,74,00,000.00 | Paid | XBRL → |
Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 26 | 2026-10-06 |
| Rating Actions History | 4 | 2026-10-06 |
| Secondary-Market Trades | 32 | 2026-11-04 |
| Reg52(4) Payment Disclosures | 9 | 2026-11-07 |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does PNB Housing Finance Limited have?
PNB Housing Finance Limited currently has 22 active bonds with coupons of 7.25% - 9.40%, maturities spanning 2026 - 2033.
What is PNB Housing Finance Limited's credit rating?
The most common current rating on PNB Housing Finance Limited's senior bonds is AAA (India Ratings). Ratings on file come from CARE, CRISIL, ICRA, India Ratings. Other instrument classes: Tier II / subordinated: AAA (CRISIL).
Are PNB Housing Finance Limited's bonds secured?
Of the 21 bonds with a disclosed security status, 20 are secured (95%) and 1 is unsecured.
When do PNB Housing Finance Limited's bonds mature?
PNB Housing Finance Limited's active bonds mature between 2026 - 2033; the nearest matures in Dec 2026; the average tenure is 2.9 Yrs.
What is the average coupon on PNB Housing Finance Limited's bonds?
The average coupon across PNB Housing Finance Limited's 22 active bonds is 8.04%.
Disclaimer: This page aggregates publicly available data about PNB Housing Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.