Navi Finserv Limited

Nbfc

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Methodology v1.0 Download Report (PDF)
Latest Rating
A (CRISIL)
Total Debt Outstanding
₹3,579 Cr
Across 36 instruments
Listed Bonds
36
First Issue
2023-07-18
Latest Issue
2026-06-15
Maturity Range
2026 - 2031
Observation
36 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Issuer Type
Nbfc
First Tracked Bond
2023-07-18
Start of this issuer's debt program timeline
  • 36 active bonds tracked from this issuer.
  • 34 of 36 tracked bonds with a stated security status are secured. (based on 36 bonds with a disclosed security status)
  • Most recent rating action: initial by CRISIL on 2026-07-08.

Navi Finserv Limited, an NBFC, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 9.80% - 11.90%, paid monthly. Maturities on outstanding bonds fall between 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
36
Tracked by RetailBonds
Amount Tracked
₹3,579 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 26 of 36 bonds)
Avg Coupon
10.55%
Range 9.80% - 11.90%
Avg Remaining Tenure
1.3 Yrs
Nearest maturity 2026-09
Secured
94%
34 of 36 bonds with known status
Callable
0
Of 36 bonds
Avg Spread vs G-Sec
+480 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (20 bonds).

0 2026: 4 bonds, ₹300 Cr tracked, avg coupon 10.31% 4 bonds 2026 2027: 20 bonds, ₹2,019 Cr tracked, avg coupon 10.45% 20 bonds 2027 2028: 9 bonds, ₹810 Cr tracked, avg coupon 10.63% 9 bonds 2028 2029: 1 bond, ₹100 Cr tracked, avg coupon 10.75% 1 bond 2029 2030: 1 bond, ₹200 Cr tracked, avg coupon 11.90% 1 bond 2030 2031: 1 bond, ₹150 Cr tracked, avg coupon 11.50% 1 bond 2031

Security Type / Instrument Mix

  • NCD 36 bonds · 100% · ₹3,579 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2023: ₹100 Cr issued 2023 2024: ₹469 Cr issued 2024 2025: ₹1,950 Cr issued 2025 2026: ₹1,060 Cr issued 2026 Cumulative: ₹100 Cr Cumulative: ₹569 Cr Cumulative: ₹2,519 Cr Cumulative: ₹3,579 Cr

Based on 26 of 36 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • A 26 bonds · 72%
  • Unrated 10 bonds · 28%
AgencyRatingOutlookBonds
CRISIL A 13
INDIA_RATINGS A Stable 6
CRISIL A Stable 4
INDIA_RATINGS A 4

Recent Rating Actions

2026-07-08 · CRISIL
A
Initial · Stable
2026-06-26 · CRISIL
Other
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE342T07577 NFL-10.60%-10-9-26-PVT 10.60% A (INDIA_RATINGS) 2026-09-10 10.00% 2026-07-09
INE342T07643 NFL-10%-30-10-26-PVT 10.00% A (CRISIL) 2026-10-30
INE342T07510 NFL-10.40%-13-11-26-PVT 10.40% A (CRISIL) 2026-11-13 10.25% 2026-08-18
INE342T07429 10.25% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DAE OF MATURITY 31/12/2026 10.25% A (INDIA_RATINGS) 2026-12-31 9.50% 2026-08-20
INE342T07551 NFL-10.4%-29-1-27-PVT 10.40% A (CRISIL) 2027-01-29
INE342T07650 NFL-10%-31-01-27-PVT 10.00% A (INDIA_RATINGS) 2027-01-31 10.10% 2026-07-02
INE342T07460 10.65% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES IV DATE OF MATURITY 13/03/2027 10.65% A (CRISIL) 2027-03-13 6.06% 2026-08-26
INE342T07445 11.19% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES V DATE OF MATURITY 13/03/2027 11.19% A (CRISIL) 2027-03-13 1.60% 2026-08-26
INE342T07619 NFL-10%-25-03-27-PVT 10.00% A (INDIA_RATINGS) 2027-03-25 10.30% 2026-08-25
IN8342T07055 10% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 25/03/2027 10.00% 2027-03-25
INE342T07569 NFL-10.60%-21-5-27-PVT 10.60% A (INDIA_RATINGS) 2027-05-21 10.40% 2026-08-25
IN8342T07014 10.60% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 21/05/2027 10.60% 2027-05-21
IN8342T07071 10.50% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES DATE OF MATURITY 18/06/2027 10.50% 2027-06-18
INE342T07494 10.50% SECURED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES DATE OF MATURITY 18/06/2027. 10.50% A (INDIA_RATINGS) 2027-06-18 8.73% 2026-08-25
INE342T07585 NFL-11.16%-27-6-27-PVT 11.16% A (INDIA_RATINGS) 2027-06-27
INE342T07627 NFL-10.20%-05-08-27-PVT 10.20% A (INDIA_RATINGS) 2027-08-05
IN8342T07097 10.20% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. DATE OF MATURITY 05/08/2027 10.20% 2027-08-05
INE342T07536 NFL-27-8-27-PVT 10.50% A (CRISIL) 2027-08-27 10.50% 2026-08-18
IN8342T07089 10.50% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 27/08/2027 10.50% 2027-08-27
INE342T07635 NFL-10.30%-30-09-27-PVT 10.30% A (CRISIL) 2027-09-30 10.37% 2026-08-25
IN8342T07063 10.3% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 30/09/2027 10.30% 2027-09-30
INE342T07676 9.80% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 08/10/2027 9.80% A (CRISIL) 2027-10-08
INE342T07544 NFL-10.75%-31-12-27-PVT 10.75% A (CRISIL) 2027-12-31 10.26% 2026-08-25
IN8342T07022 10.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 31/12/2027 10.75% 2027-12-31
INE342T07718 10.30% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 31/03/2028 10.30% A (CRISIL) 2028-03-31 10.81% 2026-08-26
IN8342T07113 10.30% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C DATE OF MATURITY 31/05/2028 10.30% 2028-05-31
INE342T07684 10.30% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C DATE OF MATURITY 31/05/2028 10.30% A (CRISIL) 2028-05-31 10.92% 2026-08-26
INE342T07601 NFL-10.75%-19-8-28-PVT 10.75% A (CRISIL) 2028-08-19 10.55% 2026-08-25
IN8342T07048 10.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 19/08/2028 10.75% 2028-08-19
INE342T07692 11% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 27/10/2028 11.00% A (INDIA_RATINGS) 2028-10-27
INE342T07700 10.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 13/11/2028 10.75% A (CRISIL) 2028-11-13 11.40% 2026-08-07
INE342T07668 NFL-10.75%-31-12-28-PVT 10.75% A (CRISIL) 2028-12-31 10.42% 2026-08-25
IN8342T07105 10.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES B DATE OF MATURITY 31/12/2028 10.75% 2028-12-31
INE342T07726 10.75% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 31/08/2029 10.75% A (CRISIL) 2029-08-31 11.10% 2026-08-26
INE342T08070 NFL-11.9%-31-12-30-PVT 11.90% A (CRISIL) 2030-12-31 12.30% 2026-08-25
INE342T08096 11.50% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 28/11/2031 11.50% A (CRISIL) 2031-11-28 11.54% 2026-08-25
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
285
Avg. Yield (Last 30 Days)
10.29%
06 Payment Disclosures (SEBI Reg52(4)) 2 disclosed

Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.

Due DateBondTypeAmount DueAmount PaidStatusFiling
2026-08-13 10.65% SECURED RATED LISTED... Interest ₹8,500,000.00 ₹8,500,000.00 Paid XBRL →
2026-08-13 10.65% SECURED RATED LISTED... Interest ₹8,500,000.00 ₹8,500,000.00 Paid XBRL →

Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2026-08-02 -- history accumulates as disclosures are broadcast.

07 Regulatory Filings
Credit Rating Rationale
08 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 27 2026-03-13
Rating Actions History 2 2026-07-08
Secondary-Market Trades 582 2026-08-26
Reg52(4) Payment Disclosures 2 2026-08-13

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Navi Finserv Limited have?

Navi Finserv Limited currently has 36 active bonds with coupons 9.80% - 11.90%, maturities spanning 2026 - 2031.

What is Navi Finserv Limited's credit rating?

The most recent rating on Navi Finserv Limited's bonds is A (CRISIL), published by CRISIL, INDIA_RATINGS.

Are Navi Finserv Limited's bonds secured?

Of the 36 bonds with a disclosed security status, 34 are secured (94%) and 2 are unsecured.

When do Navi Finserv Limited's bonds mature?

Navi Finserv Limited's active bonds mature between 2026 - 2031; the nearest matures in 2026-09; the average tenure is 1.3 Yrs.

What is the average coupon on Navi Finserv Limited's bonds?

The average coupon across Navi Finserv Limited's 36 active bonds is 10.55%.

Disclaimer: This page aggregates publicly available data about Navi Finserv Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.