Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 15 Oct 2026 Rating upgraded to A+ CRISIL
- Current ratings CRISIL A, India Ratings A, CARE A+
- Rating range Current ratings range from A- (CRISIL 30 Sep 2026, India Ratings 30 Nov 2025) to A+ (CARE 9 Oct 2026, India Ratings 31 May 2026)
- Rating direction, 12 months 1 upgrade, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 15 Oct 2026
- Payment record 8 payment disclosures since 17 Jul 2026: all on time
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 21 of 41 active bonds had an exchange trade
- Exchange filings, 90 days 0 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 41 active bonds tracked from this issuer.
- 37 of 41 tracked bonds with a stated security status are secured. (based on 41 bonds with a disclosed security status)
- Most recent rating action: upgrade by CRISIL on 15 Oct 2026.
Navi Finserv Limited, an NBFC in the Financial Services sector, is tracked on RetailBonds.in. Outstanding bonds carry coupons between 9.80% - 11.90%, paid monthly. Maturities on outstanding bonds fall between 2026 - 2032.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (20 bonds).
Security Type / Instrument Mix
- NCD 41 bonds · 100% · ₹3,954 Cr tracked
Funding Evolution
Based on 28 of 41 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
- A 28 bonds · 68%
- Unrated 13 bonds · 32%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CRISIL | A | — | 7 |
| CRISIL | A | Stable | 6 |
| India Ratings | A | Stable | 4 |
| CARE | A+ | Stable | 3 |
| India Ratings | A+ | — | 2 |
| CRISIL | A- | Stable | 1 |
| India Ratings | A- | Stable | 1 |
| CRISIL | A | — | 2 |
| India Ratings | A | — | 2 |
Rating History (Trend)
Recent Rating Actions
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE342T07510 | Navi Finserv 10.40% Nov 2026 NCD | 10.40% | A (CRISIL) | 2026-11-13 | — | 2026-08-31 | |
| INE342T07429 | Navi Finserv 10.25% Dec 2026 NCD | 10.25% | A (India Ratings, NSDL record 2023) | 2026-12-31 | 11.09% | 2026-10-16 | |
| INE342T07551 | Navi Finserv 10.40% Jan 2027 NCD | 10.40% | A (India Ratings) | 2027-01-29 | — | — | |
| INE342T07650 | Navi Finserv 10.00% Jan 2027 NCD | 10.00% | A- (India Ratings) | 2027-01-31 | — | 2026-07-02 | |
| INE342T07460 | Navi Finserv 10.65% Mar 2027 NCD | 10.65% | A (CRISIL, NSDL record 2024) | 2027-03-13 | 8.80% | 2026-11-06 | |
| INE342T07445 | Navi Finserv 11.19% Mar 2027 NCD | 11.19% | A (CRISIL, NSDL record 2024) | 2027-03-13 | 10.05% | 2026-11-04 | |
| INE342T07619 | Navi Finserv 10.00% Mar 2027 NCD | 10.00% | A+ (India Ratings) | 2027-03-25 | 11.68% | 2026-11-06 | |
| IN8342T07055 | Navi Finserv 10.00% Mar 2027 NCD | 10.00% | — | 2027-03-25 | — | — | |
| INE342T07569 | Navi Finserv 10.60% May 2027 NCD | 10.60% | A (India Ratings) | 2027-05-21 | 10.08% | 2026-11-04 | |
| IN8342T07014 | Navi Finserv 10.60% May 2027 NCD | 10.60% | — | 2027-05-21 | — | — | |
| IN8342T07071 | Navi Finserv 10.50% Jun 2027 NCD | 10.50% | — | 2027-06-18 | — | — | |
| INE342T07494 | Navi Finserv 10.50% Jun 2027 NCD | 10.50% | A (India Ratings, NSDL record 2023) | 2027-06-18 | 8.81% | 2026-11-06 | |
| INE342T07585 | Navi Finserv 11.16% Jun 2027 NCD | 11.16% | A (India Ratings) | 2027-06-27 | — | — | |
| INE342T07627 | Navi Finserv 10.20% Aug 2027 NCD | 10.20% | A (India Ratings) | 2027-08-05 | 10.40% | 2026-11-02 | |
| IN8342T07097 | Navi Finserv 10.20% Aug 2027 NCD | 10.20% | — | 2027-08-05 | — | — | |
| INE342T07536 | Navi Finserv 10.50% Aug 2027 NCD | 10.50% | A (CRISIL) | 2027-08-27 | 10.15% | 2026-11-04 | |
| IN8342T07089 | Navi Finserv 10.50% Aug 2027 NCD | 10.50% | — | 2027-08-27 | — | — | |
| INE342T07635 | Navi Finserv 10.30% Sep 2027 NCD | 10.30% | A (CRISIL) | 2027-09-30 | 10.55% | 2026-11-06 | |
| IN8342T07063 | Navi Finserv 10.30% Sep 2027 NCD | 10.30% | — | 2027-09-30 | — | — | |
| INE342T07676 | Navi Finserv 9.80% Oct 2027 NCD | 9.80% | A (CRISIL) | 2027-10-08 | — | — | |
| INE342T07544 | Navi Finserv 10.75% Dec 2027 NCD | 10.75% | A (CRISIL) | 2027-12-31 | 10.66% | 2026-11-06 | |
| IN8342T07022 | Navi Finserv 10.75% Dec 2027 NCD | 10.75% | — | 2027-12-31 | — | — | |
| INE342T07718 | Navi Finserv 10.30% Mar 2028 NCD | 10.30% | A (CRISIL) | 2028-03-31 | 9.40% | 2026-11-06 | |
| IN8342T07121 | Navi Finserv 10.30% Mar 2028 NCD | 10.30% | — | 2028-03-31 | — | — | |
| IN8342T07113 | Navi Finserv 10.30% May 2028 NCD | 10.30% | — | 2028-05-31 | — | — | |
| INE342T07684 | Navi Finserv 10.30% May 2028 NCD | 10.30% | A (CRISIL) | 2028-05-31 | 10.04% | 2026-11-06 | |
| INE342T07734 | Navi Finserv 10.50% Jun 2028 NCD | 10.50% | A- (CRISIL) | 2028-06-01 | — | — | |
| INE342T07601 | Navi Finserv 10.75% Aug 2028 NCD | 10.75% | A (CRISIL) | 2028-08-19 | 10.12% | 2026-11-06 | |
| IN8342T07048 | Navi Finserv 10.75% Aug 2028 NCD | 10.75% | — | 2028-08-19 | — | — | |
| INE342T07692 | Navi Finserv 11.00% Oct 2028 NCD | 11.00% | A+ (India Ratings) | 2028-10-27 | — | — | |
| INE342T07742 | Navi Finserv 10.30% Oct 2028 NCD | 10.30% | A+ (CARE) | 2028-10-31 | 10.79% | 2026-11-06 | |
| INE342T07700 | Navi Finserv 10.75% Nov 2028 NCD | 10.75% | A (CRISIL) | 2028-11-13 | 10.95% | 2026-10-08 | |
| INE342T07668 | Navi Finserv 10.75% Dec 2028 NCD | 10.75% | A (CRISIL) | 2028-12-31 | 10.12% | 2026-11-06 | |
| IN8342T07105 | Navi Finserv 10.75% Dec 2028 NCD | 10.75% | — | 2028-12-31 | — | — | |
| INE342T07726 | Navi Finserv 10.75% Aug 2029 NCD | 10.75% | A (CRISIL) | 2029-08-31 | 10.41% | 2026-11-06 | |
| IN8342T07139 | Navi Finserv 10.75% Aug 2029 NCD | 10.75% | — | 2029-08-31 | — | — | |
| INE342T07759 | Navi Finserv 10.40% Dec 2029 NCD | 10.40% | A+ (CARE) | 2029-12-31 | 10.67% | 2026-11-06 | |
| INE342T08070 | Navi Finserv 11.90% Dec 2030 NCD | 11.90% | A (CRISIL) | 2030-12-31 | 11.97% | 2026-11-06 | |
| INE342T08096 | Navi Finserv 11.50% Nov 2031 NCD | 11.50% | A (CRISIL) | 2031-11-28 | 11.26% | 2026-11-06 | |
| IN8342T08012 | Navi Finserv 11.50% Nov 2031 NCD | 11.50% | — | 2031-11-28 | — | — | |
| INE342T08104 | Navi Finserv 11.30% Mar 2032 NCD | 11.30% | A+ (CARE) | 2032-03-30 | 11.16% | 2026-11-06 |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.
| Due Date | Bond | Type | Amount Due | Amount Paid | Status | Filing |
|---|---|---|---|---|---|---|
| 13 Oct 2026 | 10.65% SECURED RATED LISTED... | Interest | ₹83,00,000.00 | ₹83,00,000.00 | Paid | XBRL → |
| 13 Sep 2026 | 10.65% SECURED RATED LISTED... | Interest | ₹85,00,000.00 | ₹85,00,000.00 | Paid | XBRL → |
| 13 Aug 2026 | 10.65% SECURED RATED LISTED... | Interest | ₹85,00,000.00 | ₹85,00,000.00 | Paid | XBRL → |
| 13 Aug 2026 | 10.65% SECURED RATED LISTED... | Interest | ₹85,00,000.00 | ₹85,00,000.00 | Paid | XBRL → |
Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 28 | 2026-10-09 |
| Rating Actions History | 4 | 2026-10-15 |
| Secondary-Market Trades | 1250 | 2026-11-06 |
| Reg52(4) Payment Disclosures | 4 | 2026-10-13 |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Navi Finserv Limited have?
Navi Finserv Limited currently has 41 active bonds with coupons of 9.80% - 11.90%, maturities spanning 2026 - 2032.
What is Navi Finserv Limited's credit rating?
The most common current rating on Navi Finserv Limited's senior bonds is A (CRISIL). Ratings on file come from CARE, CRISIL, India Ratings.
Are Navi Finserv Limited's bonds secured?
Of the 41 bonds with a disclosed security status, 37 are secured (90%) and 4 are unsecured.
When do Navi Finserv Limited's bonds mature?
Navi Finserv Limited's active bonds mature between 2026 - 2032; the nearest matures in Nov 2026; the average tenure is 1.5 Yrs.
What is the average coupon on Navi Finserv Limited's bonds?
The average coupon across Navi Finserv Limited's 41 active bonds is 10.60%.
Disclaimer: This page aggregates publicly available data about Navi Finserv Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.