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Navi Finserv 11.00% Oct 2028 NCD (INE342T07692)

India Ratings A+ Secured NCD

Navi Finserv Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

40 more bonds from Navi Finserv Limited →
Current YTM
—
No market YTM available
Coupon Rate
11.00%
Per annum
Maturity Date
27 Oct 2028
2.0 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹1,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 15 Oct 2026 Rating upgraded to A+ CRISIL

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
2.0 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

28 Jan 2027
Interest Payment
₹2,750.00 / Bond
₹2,475.00 net of 10% TDS (est.)
28 Apr 2027
Interest Payment
₹2,750.00 / Bond
₹2,475.00 net of 10% TDS (est.)
28 Jul 2027
Interest Payment
₹2,750.00 / Bond
₹2,475.00 net of 10% TDS (est.)
28 Oct 2027
Interest Payment
₹2,750.00 / Bond
₹2,475.00 net of 10% TDS (est.)
28 Jan 2028
Interest Payment
₹2,750.00 / Bond
₹2,475.00 net of 10% TDS (est.)
28 Apr 2028
Interest Payment
₹2,750.00 / Bond
₹2,475.00 net of 10% TDS (est.)
28 Jul 2028
Interest Payment
₹2,750.00 / Bond
₹2,475.00 net of 10% TDS (est.)
27 Oct 2028
Final coupon (part period) + principal
₹1,02,720.11 / Bond
₹2,720.11 coupon + ₹1,00,000 face value

8 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 28 Apr 2026 Matures 27 Oct 2028

Key Metrics

Coupon Rate
11.00%
YTM (Annual)
—
Credit Rating
A+
(India Ratings) · rated 31 May 2026, 5 months ago
Remaining Tenure
2.0 Years
Advanced metrics
Modified Duration
1.74 Yrs
Macaulay Duration
1.79 Yrs
Issue Size
₹60 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
1.74 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.80 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026
Instrument Type
NCD
Issue Date
28 Apr 2026
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Navi Finserv Limited, Navi Finserv 11.00% Oct 2028 NCD is a secured, rated NCD. It pays an 11.00% p.a. coupon, quarterly. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
31 May 2026 India Ratings A+ — Latest BSE listing
2025 India Ratings A — NSDL record, 2025 NSDL debt master

Rating Action History

4 actions

Agency actions on Navi Finserv Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-15 CRISIL Upgrade A+ Stable View →
2026-09-15 CRISIL Update — — View →
2026-07-08 CRISIL Initial A Stable View →
2026-06-26 CRISIL Update — — View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Navi Finserv Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-15 CRISIL Upgrade A+ / Stable View →
2026-09-15 CRISIL Update — View →
2026-07-08 CRISIL Initial A / Stable View →
2026-06-26 CRISIL Update — View →
Alert me about Navi Finserv Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 India Ratings 2026-05-31
Rating Actions History 4 — 2026-10-15
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE342T07692
Issue Date
28 Apr 2026
Maturity Date
27 Oct 2028
Listing
BSE
Payment Frequency
Quarterly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

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Frequently Asked Questions
What is the coupon rate on Navi Finserv 11.00% Oct 2028 NCD?

Navi Finserv 11.00% Oct 2028 NCD carries a coupon of 11.00%, paid quarterly, on a face value of ₹1,00,000.

When does Navi Finserv 11.00% Oct 2028 NCD mature?

Navi Finserv 11.00% Oct 2028 NCD matures on 27 Oct 2028, 2.0 years from today.

What is Navi Finserv 11.00% Oct 2028 NCD rated?

Navi Finserv 11.00% Oct 2028 NCD is rated A+ by India Ratings (rating dated 31 May 2026).

Is Navi Finserv 11.00% Oct 2028 NCD secured?

Navi Finserv 11.00% Oct 2028 NCD is a secured bond.

Where does Navi Finserv 11.00% Oct 2028 NCD trade?

Navi Finserv 11.00% Oct 2028 NCD is listed on BSE.

More Bonds from This Issuer

N
Navi Finserv 10.40% Nov 2026 NCD
INE342T07510
A
Coupon
10.40%
Maturity
13 Nov 2026
N
Navi Finserv 10.25% Dec 2026 NCD
INE342T07429
A NSDL record, 2023
Coupon
10.25%
Maturity
31 Dec 2026
N
Navi Finserv 10.40% Jan 2027 NCD
INE342T07551
A
Coupon
10.40%
Maturity
29 Jan 2027
N
Navi Finserv 10.00% Jan 2027 NCD
INE342T07650
A-
Coupon
10.00%
Maturity
31 Jan 2027
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Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.00%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE998Y07212Berar Finance LimitedBBB+11.00%2028-09-25
INE0BUS07CJ2Indel Money LimitedA-11.00%2029-01-23
INE939X07242Manba Finance LimitedA-11.00%2028-03-13
INE076I07038RDC Concrete(India) LimitedA11.00%2028-04-02
INE076I07020RDC Concrete(India) LimitedA-11.00%2028-03-12
INE572J07760Spandana Sphoorty Financial LimitedBBB+11.00%2028-04-30

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