Navi Finserv 10.20% Aug 2027 NCD (INE342T07627)

India Ratings A / Stable Secured NCD

Navi Finserv Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2027

40 more bonds from Navi Finserv Limited →

Current YTM

10.40%

Market YTM

Coupon Rate

10.20%

Per annum

Maturity Date

05 Aug 2027

0.7 Yrs to Maturity

Interest Payment

Monthly

Frequency

Face Value

₹10,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

15 Oct 2026 Rating upgraded to A+ CRISIL

Market Position

YTM (Annual)

10.40%

Last traded 2 Nov 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+348 bps

vs 0.7Y G-Sec at 6.92%

Above the median spread for similar-tenor peers

Tenure

0.7 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

18 Sep 20262 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

5 Dec 2026

Interest Payment

₹85.00 / Bond

₹76.50 net of 10% TDS (est.)

5 Jan 2027

Interest Payment

₹85.00 / Bond

₹76.50 net of 10% TDS (est.)

5 Feb 2027

Interest Payment

₹85.00 / Bond

₹76.50 net of 10% TDS (est.)

5 Mar 2027

Interest Payment

₹85.00 / Bond

₹76.50 net of 10% TDS (est.)

5 Apr 2027

Interest Payment

₹85.00 / Bond

₹76.50 net of 10% TDS (est.)

5 May 2027

Interest Payment

₹85.00 / Bond

₹76.50 net of 10% TDS (est.)

5 Jun 2027

Interest Payment

₹85.00 / Bond

₹76.50 net of 10% TDS (est.)

5 Jul 2027

Interest Payment

₹85.00 / Bond

₹76.50 net of 10% TDS (est.)

5 Aug 2027

Final coupon + principal

₹10,085.00 / Bond

₹85.00 coupon + ₹10,000 face value

9 coupons remaining, the last paid with principal at maturity · per ₹10,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

10.20%

YTM (Annual)

10.40%

Credit Rating

(India Ratings) · rated 31 Aug 2025, 14 months ago

Remaining Tenure

0.7 Years

Advanced metrics

Modified Duration

0.71 Yrs

Macaulay Duration

0.71 Yrs

Issue Size

₹35 Cr

Minimum Investment

₹10,000

1 bond × ₹10,000 face value (BSE market lot)

Market Characteristics

Modified Duration

0.71 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Monthly

Last Trade

2 Nov 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
2 secondary-market trades recorded in the last 30 days.
Coupon is in line with the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026

Issuer

Navi Finserv Limited

Instrument Type

NCD

Issue Date

5 Aug 2025

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Navi Finserv Limited issued Navi Finserv 10.20% Aug 2027 NCD, a secured, rated NCD. It pays a 10.20% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Action History

4 actions

Agency actions on Navi Finserv Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-10-15	CRISIL	Upgrade	A+	Stable	View →
2026-09-15	CRISIL	Update	—	—	View →
2026-07-08	CRISIL	Initial	A	Stable	View →
2026-06-26	CRISIL	Update	—	—	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Navi Finserv Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-10-15	CRISIL	Upgrade	A+ / Stable	View →
2026-09-15	CRISIL	Update	—	View →
2026-07-08	CRISIL	Initial	A / Stable	View →
2026-06-26	CRISIL	Update	—	View →

Alert me about Navi Finserv Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE342T07627: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-11-02	100.1900	10.4000	4
2026-10-27	100.2700	10.3000	1
2026-09-29	100.5100	10.0000	1
2026-09-18	100.3000	10.3000	4

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	1	India Ratings	2025-08-31
Rating Actions History	4	—	2026-10-15
Secondary-Market Trades	4	BSE	2026-11-02
Reg52(4) Payment Disclosures	0	—	—

Documents

Entity metadata

Source: BSE
Last Updated: 7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹10,019.00

YTM10.40%

Trade Date 2 Nov 2026 6d ago

SourceBSE

Accrued interest (est.)₹11.33

Dirty price (est.)₹10,030.33

View on BSE → Calculate YTM for this bond

Frequently Asked Questions

What is the coupon rate on Navi Finserv 10.20% Aug 2027 NCD?

Navi Finserv 10.20% Aug 2027 NCD carries a coupon of 10.20%, paid monthly, on a face value of ₹10,000.

When does Navi Finserv 10.20% Aug 2027 NCD mature?

Navi Finserv 10.20% Aug 2027 NCD matures on 5 Aug 2027, 0.7 years from today.

What is Navi Finserv 10.20% Aug 2027 NCD rated?

Navi Finserv 10.20% Aug 2027 NCD is rated A by India Ratings (rating dated 31 Aug 2025).

Is Navi Finserv 10.20% Aug 2027 NCD secured?

Navi Finserv 10.20% Aug 2027 NCD is a secured bond.

Where does Navi Finserv 10.20% Aug 2027 NCD trade?

Navi Finserv 10.20% Aug 2027 NCD is listed on BSE.

What yield does Navi Finserv 10.20% Aug 2027 NCD currently offer?

The last recorded trade on 2 Nov 2026 priced Navi Finserv 10.20% Aug 2027 NCD at ₹10,019.00 per bond, implying a yield to maturity of 10.40%.

More Bonds from This Issuer

Navi Finserv 10.40% Nov 2026 NCD

INE342T07510

Coupon

10.40%

Maturity

13 Nov 2026

View Details

Navi Finserv 10.25% Dec 2026 NCD

INE342T07429

A NSDL record, 2023

Coupon

10.25%

Maturity

31 Dec 2026

View Details

Navi Finserv 10.40% Jan 2027 NCD

INE342T07551

Coupon

10.40%

Maturity

29 Jan 2027

View Details

Navi Finserv 10.00% Jan 2027 NCD

INE342T07650

A-

Coupon

10.00%

Maturity

31 Jan 2027

View Details

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INE296Q07159	Moneyboxx Finance Limited	BBB	10.20%	2027-11-28
INE103C07017	SMC Global Securities Limited	A NSDL record, 2024	10.20%	2027-08-07
INE296Q07167	Moneyboxx Finance Limited	BBB	10.20%	2028-04-08
INE836B07907	Satin Creditcare Network Limited	A	10.15%	2028-07-13
INE583D07604	UGRO Capital Limited	A+ NSDL record, 2025	10.15%	2027-04-24
INE148I07OH5	Sammaan Capital Limited	AA	10.15%	2028-03-23

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