N
A Unsecured NCD

Navi Finserv Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2030

Current YTM
12.00%
Market YTM
Coupon Rate
11.90%
Per annum
Maturity Date
31 Dec 2030
4.3 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
12.00%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+617 bps
vs 4.3Y G-Sec at 5.83%
Top 12% of similar-tenor peers by spread
Tenure
4.3 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-11 2026-08-27
Cashflow Timeline
22 Sep 2026
Interest Payment
₹991.67 / Bond
22 Oct 2026
Interest Payment
₹991.67 / Bond
22 Nov 2026
Interest Payment
₹991.67 / Bond
22 Dec 2026
Interest Payment
₹991.67 / Bond
22 Jan 2027
Interest Payment
₹991.67 / Bond
22 Feb 2027
Interest Payment
₹991.67 / Bond
22 Mar 2027
Interest Payment
₹991.67 / Bond
22 Apr 2027
Interest Payment
₹991.67 / Bond
31 Dec 2030
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Initial rating: A by CRISIL on 2026-07-08 Rating action: by CRISIL on 2026-06-26 Issued 2025-09-22 Matures 2030-12-31

2 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
11.90%
YTM (Annual)
12.00%
Credit Rating
A
(CRISIL)
Remaining Tenure
4.3 Years
Advanced metrics
Modified Duration
3.37 Yrs
Macaulay Duration
3.41 Yrs
Issue Size
₹200 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
3.37 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
BSE
Trades (30 Days)
18
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • 18 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.90 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-09-22
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Navi Finserv Limited, NFL-11.9%-31-12-30-PVT is a rated, ncd paying a 11.90% p.a. coupon monthly. The instrument repays principal on maturity.

Rating Action History 2 actions
DateAgencyActionRatingOutlookRationale
2026-07-08 CRISIL Initial A Stable View →
2026-06-26 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 101.7100 12.0000 15
2026-08-25 100.7900 12.3000 4
2026-08-24 101.3300 12.1200 5
2026-08-21 101.7500 11.9900 1
2026-08-20 101.7500 11.9900 5
2026-08-19 100.8300 12.2900 4
2026-08-17 101.6700 12.0100 8
2026-08-14 100.8800 12.2700 3
2026-08-13 100.7500 12.3100 2
2026-08-11 101.2100 12.1600 2
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2025-09-30
Rating Actions History 2 2026-07-08
Secondary-Market Trades 10 BSE 2026-08-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Navi Finserv 11.90% Dec 2030 NCD?

Navi Finserv 11.90% Dec 2030 NCD carries a coupon of 11.90%, paid monthly, on a face value of ₹100,000.

When does Navi Finserv 11.90% Dec 2030 NCD mature?

Navi Finserv 11.90% Dec 2030 NCD matures on 2030-12-31, 4.3 years from today.

What is Navi Finserv 11.90% Dec 2030 NCD rated?

Navi Finserv 11.90% Dec 2030 NCD is rated A by CRISIL. As of 2025-09-30.

Is Navi Finserv 11.90% Dec 2030 NCD secured?

Navi Finserv 11.90% Dec 2030 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Navi Finserv 11.90% Dec 2030 NCD trade?

Navi Finserv 11.90% Dec 2030 NCD is listed on BSE.

What yield does Navi Finserv 11.90% Dec 2030 NCD currently offer?

The last recorded trade on 2026-08-27 priced Navi Finserv 11.90% Dec 2030 NCD at ₹101.71, implying a yield to maturity of 12.00%.

More Bonds from This Issuer
N
Navi Finserv 10.60% Sep 2026 NCD
A
Coupon
10.60%
Maturity
10 Sep 2026
N
Navi Finserv 10.00% Oct 2026 NCD
A
Coupon
10.00%
Maturity
30 Oct 2026
N
Navi Finserv 10.40% Nov 2026 NCD
A
Coupon
10.40%
Maturity
13 Nov 2026
1
Navi Finserv 10.25% Dec 2026 NCD
A
Coupon
10.25%
Maturity
31 Dec 2026
Compare (/) Compare Bonds

← Back to screener