N
A Secured NCD

Navi Finserv Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
10.88%
Market YTM
Coupon Rate
10.30%
Per annum
Maturity Date
31 May 2028
1.8 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹10,000
Per Bond
Market Position
YTM (Annual)
10.88%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+563 bps
vs 1.8Y G-Sec at 5.25%
Top 18% of similar-tenor peers by spread
Tenure
1.8 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-14 2026-08-27
Cashflow Timeline
21 Sep 2026
Interest Payment
₹85.83 / Bond
21 Oct 2026
Interest Payment
₹85.83 / Bond
21 Nov 2026
Interest Payment
₹85.83 / Bond
21 Dec 2026
Interest Payment
₹85.83 / Bond
21 Jan 2027
Interest Payment
₹85.83 / Bond
21 Feb 2027
Interest Payment
₹85.83 / Bond
21 Mar 2027
Interest Payment
₹85.83 / Bond
21 Apr 2027
Interest Payment
₹85.83 / Bond
31 May 2028
Principal Payment
₹10,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹10,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Initial rating: A by CRISIL on 2026-07-08 Rating action: by CRISIL on 2026-06-26 Issued 2026-04-21 Matures 2028-05-31

2 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
10.30%
YTM (Annual)
10.88%
Credit Rating
A
(CRISIL)
Remaining Tenure
1.8 Years
Advanced metrics
Modified Duration
1.60 Yrs
Macaulay Duration
1.61 Yrs
Issue Size
₹100 Cr
Minimum Investment
₹10,000
(1 Bond)
Market Characteristics
Modified Duration
1.60 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
NSE OTC (WAP)
Trades (30 Days)
23
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 23 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.30 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2026-04-21
Day Count Convention
30/360
Listed Exchange
Call / Put Option
None disclosed

Navi Finserv Limited issued this secured, rated, ncd (10.30% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE SERIES C DATE OF MATURITY 31/05/2028) carrying a 10.30% p.a. coupon, paid monthly. It repays principal on maturity.

Rating Action History 2 actions
DateAgencyActionRatingOutlookRationale
2026-07-08 CRISIL Initial A Stable View →
2026-06-26 CRISIL Other View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 99.9007 10.8760 24
2026-08-26 99.8497 10.9214 None
2026-08-25 99.8497 10.9214 20
2026-08-24 99.8616 10.9262 21
2026-08-21 99.9168 10.9073 17
2026-08-20 99.9000 11.0645 10
2026-08-19 99.8600 11.0319 14
2026-08-18 99.7467 10.9053 11
2026-08-17 99.7000 11.1220 12
2026-08-14 99.5700 11.0989 17
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2026-03-13
Rating Actions History 2 2026-07-08
Secondary-Market Trades 10 NSE OTC (WAP) 2026-08-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Navi Finserv 10.30% May 2028 NCD?

Navi Finserv 10.30% May 2028 NCD carries a coupon of 10.30%, paid monthly, on a face value of ₹10,000.

When does Navi Finserv 10.30% May 2028 NCD mature?

Navi Finserv 10.30% May 2028 NCD matures on 2028-05-31, 1.8 years from today.

What is Navi Finserv 10.30% May 2028 NCD rated?

Navi Finserv 10.30% May 2028 NCD is rated A by CRISIL. As of 2026-03-13.

Is Navi Finserv 10.30% May 2028 NCD secured?

Navi Finserv 10.30% May 2028 NCD is a secured bond.

What yield does Navi Finserv 10.30% May 2028 NCD currently offer?

The last recorded trade on 2026-08-27 priced Navi Finserv 10.30% May 2028 NCD at ₹99.90, implying a yield to maturity of 10.88%.

More Bonds from This Issuer
N
Navi Finserv 10.60% Sep 2026 NCD
A
Coupon
10.60%
Maturity
10 Sep 2026
N
Navi Finserv 10.00% Oct 2026 NCD
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Coupon
10.00%
Maturity
30 Oct 2026
N
Navi Finserv 10.40% Nov 2026 NCD
A
Coupon
10.40%
Maturity
13 Nov 2026
1
Navi Finserv 10.25% Dec 2026 NCD
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Coupon
10.25%
Maturity
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