ESAF Small Finance Bank 11.10% Jul 2031 NCD (INE818W08131)
ESAF Small Finance Bank Limited
Unsecured, Rated, Taxable, Redeemable NCD
Browse: A rated bonds · bonds maturing in 2031
Market Position
Price vs Yield
Showing last 10 trades.
Cashflow Timeline
19 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates
Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.
Payment Disclosures (SEBI Reg52(4))
1 disclosed| Due Date | Type | Amount Due | Amount Paid | Status | Filing |
|---|---|---|---|---|---|
| 2026-10-17 | Interest | ₹1,82,00,000.00 | ₹1,82,00,000.00 | Paid | XBRL → |
| Non-payment reason: NA | |||||
Source: NSE Debt Centralised Database (corporate-interest-payment / corporate-redemption-payment), per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.
Bond Timeline
1 rating action on file since issue — hover a dot for detail.
1 SEBI Reg52(4) disclosed payment — hover a square/diamond for detail.
Key Metrics
Advanced metrics
Market Characteristics
Observations
- This bond is unsecured.
- 7 secondary-market trades recorded in the last 30 days.
- Coupon is 0.90 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)
Structured Overview
Data as of 16 Jul 2026Issued by ESAF Small Finance Bank Limited, ESAF Small Finance Bank 11.10% Jul 2031 NCD is an unsecured, rated NCD. It pays an 11.10% p.a. coupon, quarterly. Principal is repaid at maturity.
Rating Timeline
2 ratings on fileEvery rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.
| Date | Agency | Rating | Outlook | Status | Source |
|---|---|---|---|---|---|
| 1 Sep 2026 | CARE | A- | — | Latest | NSE filing → |
| 2025 | CARE | A | — | NSDL debt master |
Rating Action History
1 actionsAgency actions on ESAF Small Finance Bank Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.
| Date | Agency | Action | Rating | Outlook | Rationale |
|---|---|---|---|---|---|
| 2026-09-01 This bond |
CARE | Reaffirm | A- | Stable | NSE filing → |
Rating Actions on ESAF Small Finance Bank Limited
last 12 monthsAgencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.
| Date | Agency | Action | Rating | Rationale |
|---|---|---|---|---|
| 2026-09-01 | CARE | Reaffirm This bond | A- / Stable | NSE filing → |
Recent Market Prices
| Trade Date | Clean Price | YTM (%) | Trades |
|---|---|---|---|
| 2026-11-06 | 97.3666 | 11.8431 | — |
| 2026-10-30 | 99.3777 | 11.2755 | — |
| 2026-10-27 | 101.6682 | 10.6492 | — |
| 2026-10-21 | 101.8492 | 10.6019 | — |
| 2026-10-19 | 97.0925 | 11.9153 | — |
| 2026-10-13 | 102.8500 | 10.7400 | 2 |
| 2026-10-12 | 97.3037 | 11.8524 | — |
| 2026-10-07 | 97.4127 | 11.8192 | — |
| 2026-09-30 | 95.1300 | 13.0500 | 1 |
| 2026-09-18 | 95.4600 | 12.9400 | 1 |
Data Coverage
| Dataset | Records | Detail | Freshness |
|---|---|---|---|
| Credit Ratings | 2 | CARE | 2026-09-01 |
| Rating Actions History | 1 | — | 2026-09-01 |
| Secondary-Market Trades | 10 | NSE CM | 2026-11-06 |
| Reg52(4) Payment Disclosures | 1 | NSE | 2026-10-17 |
Documents
Entity metadata
- Source
- NSDL debt master
- Last Updated
- 16 Jul 2026
Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.
What is the coupon rate on ESAF Small Finance Bank 11.10% Jul 2031 NCD?
ESAF Small Finance Bank 11.10% Jul 2031 NCD carries a coupon of 11.10%, paid quarterly, on a face value of ₹1,00,000.
When does ESAF Small Finance Bank 11.10% Jul 2031 NCD mature?
ESAF Small Finance Bank 11.10% Jul 2031 NCD matures on 17 Jul 2031, 4.7 years from today.
What is ESAF Small Finance Bank 11.10% Jul 2031 NCD rated?
ESAF Small Finance Bank 11.10% Jul 2031 NCD is rated A- by CARE (rating dated 1 Sep 2026).
Is ESAF Small Finance Bank 11.10% Jul 2031 NCD secured?
ESAF Small Finance Bank 11.10% Jul 2031 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.
What yield does ESAF Small Finance Bank 11.10% Jul 2031 NCD currently offer?
The last recorded trade on 6 Nov 2026 priced ESAF Small Finance Bank 11.10% Jul 2031 NCD at ₹97,366.60 per bond, implying a yield to maturity of 11.84%.
More Bonds from This Issuer
Comparable NCDs maturing near 2031
Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.10%. For comparison only, not a recommendation.
| Bond | Issuer | Rating | Coupon | Maturity |
|---|---|---|---|---|
| INE882Z08015 | Muthoot Housing Finance Company Limited | A+ | 11.15% | 2030-07-31 |
| INE760I07060 | Meghalaya Energy Corporation Limited | A | 11.01% | 2031-01-14 |
| INE735W08053 | Utkarsh Small Finance Bank Limited | A+ | 11.00% | 2031-06-28 |
| INE01ZK08703 | Hedge Finance Limited | BB+ | 11.00% | 2032-03-23 |
| INE612U08066 | Electronica Finance Limited | A | 11.25% | 2031-07-16 |
| INE612U08074 | Electronica Finance Limited | A | 11.25% | 2032-01-22 |