Electronica Finance Limited — Bonds & A (India Ratings) Rating
NBFC · Financial Services
Verify this issuer →- Current ratings India Ratings A, India Ratings A-, ICRA A
- Rating range Current ratings range from A- (India Ratings 30 Sep 2024) to A (ICRA 31 Oct 2024, India Ratings 30 Sep 2026)
- Rating direction, 12 months No rating actions on file
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 30 Sep 2026
- Payment record No payment disclosures since 17 Jul 2026
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 3 of 11 active bonds had an exchange trade
- Exchange filings, 90 days 0 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 11 active bonds tracked from this issuer.
- 5 of 11 tracked bonds with a stated security status are secured. (based on 11 bonds with a disclosed security status)
Electronica Finance Limited is an NBFC in the Financial Services sector. Coupon rates on outstanding bonds range from 9.35% - 13.00%, paid monthly. Bonds mature between 2028 - 2032.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (4 bonds).
Security Type / Instrument Mix
- NCD 11 bonds · 100% · ₹636 Cr tracked
Funding Evolution
Based on 10 of 11 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.
- A 9 bonds · 82%
- Unrated 2 bonds · 18%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| India Ratings | A | Stable | 4 |
| ICRA | A | — | 1 |
| India Ratings | A- | Stable | 1 |
| India Ratings | A- | — | 3 |
Recent Rating Actions
No rating action history available.
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE612U08033 | Electronica Finance 12.55% Jun 2028 NCD | 12.55% | A- (India Ratings, NSDL record 2022) | 2028-06-29 | — | — | |
| INE612U07159 | Electronica Finance 9.35% Sep 2028 NCD | 9.35% | A (India Ratings) | 2028-09-24 | — | 2026-09-30 | |
| INE612U08041 | Electronica Finance 13.00% Jun 2029 NCD | 13.00% | A- (India Ratings, NSDL record 2023) | 2029-06-28 | — | 2026-10-07 | |
| IN8612U08016 | Electronica Finance 13.00% Jun 2029 NCD | 13.00% | — | 2029-06-28 | — | — | |
| INE612U07076 | Electronica Finance 11.40% Jun 2029 NCD | 11.40% | — | 2029-06-29 | — | — | |
| INE612U08058 | Electronica Finance 12.90% Sep 2029 NCD | 12.90% | A- (India Ratings, NSDL record 2024) | 2029-09-26 | 14.85% | 2026-10-16 | |
| INE612U07134 | Electronica Finance 10.45% Oct 2030 NCD | 10.45% | A (ICRA) | 2030-10-17 | — | — | |
| INE612U07126 | Electronica Finance 10.48% May 2031 NCD | 10.48% | A- (India Ratings) | 2031-05-15 | — | — | |
| INE612U08066 | Electronica Finance 11.25% Jul 2031 NCD | 11.25% | A (India Ratings) | 2031-07-16 | 11.38% | 2026-11-05 | |
| INE612U07142 | Electronica Finance 10.00% Aug 2031 NCD | 10.00% | A (India Ratings) | 2031-08-07 | — | — | |
| INE612U08074 | Electronica Finance 11.25% Jan 2032 NCD | 11.25% | A (India Ratings) | 2032-01-22 | 11.47% | 2026-11-05 |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
No regulatory filings captured yet for this issuer.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 9 | 2026-09-30 |
| Rating Actions History | 0 | — |
| Secondary-Market Trades | 62 | 2026-11-05 |
| Reg52(4) Payment Disclosures | 0 | — |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Electronica Finance Limited have?
Electronica Finance Limited currently has 11 active bonds with coupons of 9.35% - 13.00%, maturities spanning 2028 - 2032.
What is Electronica Finance Limited's credit rating?
The most common current rating on Electronica Finance Limited's senior bonds is A (India Ratings). Ratings on file come from ICRA, India Ratings.
Are Electronica Finance Limited's bonds secured?
Of the 11 bonds with a disclosed security status, 5 are secured (45%) and 6 are unsecured.
When do Electronica Finance Limited's bonds mature?
Electronica Finance Limited's active bonds mature between 2028 - 2032; the nearest matures in Jun 2028; the average tenure is 3.4 Yrs.
What is the average coupon on Electronica Finance Limited's bonds?
The average coupon across Electronica Finance Limited's 11 active bonds is 11.42%.
Disclaimer: This page aggregates publicly available data about Electronica Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.