Electronica Finance Limited

Nbfc · Financial Services

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Methodology v1.0 Download Report (PDF)
Latest Rating
A (INDIA_RATINGS)
Total Debt Outstanding
₹535 Cr
Across 12 instruments
Listed Bonds
12
First Issue
2022-12-30
Latest Issue
2026-01-16
Maturity Range
2026 - 2031
Observation
12 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Financial Services
Issuer Type
Nbfc
First Tracked Bond
2022-12-30
Start of this issuer's debt program timeline
  • 12 active bonds tracked from this issuer.
  • 7 of 12 tracked bonds with a stated security status are secured. (based on 12 bonds with a disclosed security status)

Electronica Finance Limited is an NBFC in the financial services sector. Coupon rates on outstanding bonds range from 10.00% - 13.00%, paid monthly. Bonds mature between 2026 - 2031.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

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02 Debt Profile
Outstanding Bonds
12
Tracked by RetailBonds
Amount Tracked
₹535 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 11 of 12 bonds)
Avg Coupon
11.39%
Range 10.00% - 13.00%
Avg Remaining Tenure
2.7 Yrs
Nearest maturity 2026-08
Secured
58%
7 of 12 bonds with known status
Callable
0
Of 12 bonds
Avg Spread vs G-Sec
+551 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (4 bonds).

0 2026: 3 bonds, ₹74 Cr tracked, avg coupon 10.53% 3 bonds 2026 2028: 1 bond, ₹30 Cr tracked, avg coupon 12.55% 1 bond 2028 2029: 4 bonds, ₹152 Cr tracked, avg coupon 12.57% 4 bonds 2029 2030: 1 bond, ₹42 Cr tracked, avg coupon 10.45% 1 bond 2030 2031: 3 bonds, ₹237 Cr tracked, avg coupon 10.58% 3 bonds 2031

Security Type / Instrument Mix

  • NCD 12 bonds · 100% · ₹535 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2022: ₹30 Cr issued 2022 2023: ₹186 Cr issued 2023 2024: ₹142 Cr issued 2024 2025: ₹77 Cr issued 2025 2026: ₹100 Cr issued 2026 Cumulative: ₹30 Cr Cumulative: ₹216 Cr Cumulative: ₹358 Cr Cumulative: ₹435 Cr Cumulative: ₹535 Cr

Based on 11 of 12 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • A 10 bonds · 83%
  • Unrated 2 bonds · 17%
AgencyRatingOutlookBonds
INDIA_RATINGS A- 5
INDIA_RATINGS A Stable 4
ICRA A 1

Recent Rating Actions

No rating action history available.

04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE612U07100 10.67% SECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. DATE OF MATURITY 31/08/2026. 10.67% A- (INDIA_RATINGS) 2026-08-31
INE612U07092 EFL-10.48%-5-9-26-PVT 10.48% A (INDIA_RATINGS) 2026-09-05
INE612U07118 10.45% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURES LETTER OF ALLOTMENT DATE OF MATURITY 27/10/2026 10.45% A- (INDIA_RATINGS) 2026-10-27
INE612U08033 12.55% UNSECURED RATED UNLISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 29/06/2028. 12.55% A- (INDIA_RATINGS) 2028-06-29
INE612U08041 13% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE SUBORDINATE TIER 2 DEBENTURE DATE OF MATURITY 28/06/2029 13.00% A- (INDIA_RATINGS) 2029-06-28
IN8612U08016 13% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE SUBORDINATE TIER 2 DEBENTURE DATE OF MATURITY 28/06/2029 13.00% 2029-06-28
INE612U07076 11.40% SECURED UNRATED UNLISTED REDEEMABLE NON-CONVERTIBLE BOND. SERIES 1 DATE OF MATURITY 29/06/2029. 11.40% 2029-06-29
INE612U08058 12.9% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE DATE OF MATURITY 26/09/2029 12.90% A- (INDIA_RATINGS) 2029-09-26
INE612U07134 EFL-10.45%-17-10-30-PVT 10.45% A (ICRA) 2030-10-17
INE612U07126 EFL-10.48%-15-5-31-PVT 10.48% A (INDIA_RATINGS) 2031-05-15
INE612U08066 EFL-11.25%-16-7-31-PVT 11.25% A (INDIA_RATINGS) 2031-07-16 11.11% 2026-08-24
INE612U07142 EFL-10%-7-8-31-PVT 10.00% A (INDIA_RATINGS) 2031-08-07
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
8
Avg. Yield (Last 30 Days)
11.23%
06 Regulatory Filings

No regulatory filings captured yet for this issuer.

07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 10 2026-01-31
Rating Actions History 0
Secondary-Market Trades 17 2026-08-24
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

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Frequently Asked Questions
How many active bonds does Electronica Finance Limited have?

Electronica Finance Limited currently has 12 active bonds with coupons 10.00% - 13.00%, maturities spanning 2026 - 2031.

What is Electronica Finance Limited's credit rating?

The most recent rating on Electronica Finance Limited's bonds is A (INDIA_RATINGS), published by ICRA, INDIA_RATINGS.

Are Electronica Finance Limited's bonds secured?

Of the 12 bonds with a disclosed security status, 7 are secured (58%) and 5 are unsecured.

When do Electronica Finance Limited's bonds mature?

Electronica Finance Limited's active bonds mature between 2026 - 2031; the nearest matures in 2026-08; the average tenure is 2.7 Yrs.

What is the average coupon on Electronica Finance Limited's bonds?

The average coupon across Electronica Finance Limited's 12 active bonds is 11.39%.

Disclaimer: This page aggregates publicly available data about Electronica Finance Limited for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.