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Indian Overseas Bank 9.00% Mar 2033 NCD (INE565A08050)

CARE AA+ / Stable Unsecured NCD

Indian Overseas Bank

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2033

4 more bonds from Indian Overseas Bank →
Current YTM
—
No market YTM available
Coupon Rate
9.00%
Per annum
Maturity Date
24 Mar 2033
6.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 5 Oct 2026 Rating upgraded to AA+ India Ratings
  • 24 Sep 2026 Interest payment notice Certificate on Interest Payment on Series III Bonds INE565A08035

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
6.4 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

24 Mar 2027
Interest Payment
₹9,00,000.00 / Bond
₹8,10,000.00 net of 10% TDS (est.)
24 Mar 2028
Interest Payment
₹9,00,000.00 / Bond
₹8,10,000.00 net of 10% TDS (est.)
24 Mar 2029
Interest Payment
₹9,00,000.00 / Bond
₹8,10,000.00 net of 10% TDS (est.)
24 Mar 2030
Interest Payment
₹9,00,000.00 / Bond
₹8,10,000.00 net of 10% TDS (est.)
24 Mar 2031
Interest Payment
₹9,00,000.00 / Bond
₹8,10,000.00 net of 10% TDS (est.)
24 Mar 2032
Interest Payment
₹9,00,000.00 / Bond
₹8,10,000.00 net of 10% TDS (est.)
24 Mar 2033
Final coupon + principal
₹1,09,00,000.00 / Bond
₹9,00,000.00 coupon + ₹1,00,00,000 face value

7 coupons remaining, the last paid with principal at maturity · per ₹1,00,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 24 Mar 2023 Matures 24 Mar 2033

Key Metrics

Coupon Rate
9.00%
YTM (Annual)
—
Credit Rating
AA+
(CARE) · rated 30 Jul 2026, 3 months ago
Remaining Tenure
6.4 Years
Advanced metrics
Modified Duration
4.46 Yrs
Macaulay Duration
4.86 Yrs
Issue Size
₹1,000 Cr
Face Value
₹1,00,00,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
4.46 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
Callable

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.20 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
24 Mar 2023
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
Callable

Indian Overseas Bank issued Indian Overseas Bank 9.00% Mar 2033 NCD, an unsecured, rated NCD. It pays a 9.00% p.a. coupon, annually. Principal is repaid at maturity. The issuer holds the right to redeem it before the maturity date.

Rating Timeline

4 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
30 Jul 2026 CARE AA+ Stable Latest CARE press release →
30 Jul 2026 CARE AA — Superseded NSE filing →
10 Feb 2026 CARE AA Stable Superseded CARE press release →
2023 ICRA AA- — NSDL record, 2023 NSDL debt master

Rating Action History

2 actions

Agency actions on Indian Overseas Bank and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-05 India Ratings Upgrade AA+ Stable NSE filing →
2026-06-25 CRISIL Upgrade AAA Stable View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Indian Overseas Bank

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-05 India Ratings Upgrade AA+ / Stable NSE filing →
2026-06-25 CRISIL Upgrade AAA / Stable View →
Alert me about Indian Overseas Bank An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 4 CARE, ICRA 2026-07-30
Rating Actions History 2 — 2026-10-05
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE565A08050
Issue Date
24 Mar 2023
Maturity Date
24 Mar 2033
Listing
—
Payment Frequency
Annual
Put / Call Option
Call
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

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Frequently Asked Questions
What is the coupon rate on Indian Overseas Bank 9.00% Mar 2033 NCD?

Indian Overseas Bank 9.00% Mar 2033 NCD carries a coupon of 9.00%, paid annual, on a face value of ₹1,00,00,000.

When does Indian Overseas Bank 9.00% Mar 2033 NCD mature?

Indian Overseas Bank 9.00% Mar 2033 NCD matures on 24 Mar 2033, 6.4 years from today.

What is Indian Overseas Bank 9.00% Mar 2033 NCD rated?

Indian Overseas Bank 9.00% Mar 2033 NCD is rated AA+ by CARE (rating dated 30 Jul 2026).

Is Indian Overseas Bank 9.00% Mar 2033 NCD secured?

Indian Overseas Bank 9.00% Mar 2033 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can Indian Overseas Bank 9.00% Mar 2033 NCD be called or put back early?

Indian Overseas Bank 9.00% Mar 2033 NCD is callable -- the issuer may redeem it before maturity on scheduled call dates.

More Bonds from This Issuer

I
Indian Overseas Bank 11.70% Dec 2028 NCD
INE565A09264
A+ NSDL record, 2018
Coupon
11.70%
Maturity
08 Dec 2028
I
Indian Overseas Bank 9.08% Sep 2029 NCD
INE565A08035
Coupon
9.08%
Maturity
24 Sep 2029
I
Indian Overseas Bank 8.60% Mar 2032 NCD
INE565A08043
AA+
Coupon
8.60%
Maturity
31 Mar 2032
I
Indian Overseas Bank 7.80% Jan 2036 NCD
INE565A08068
AA
Coupon
7.80%
Maturity
23 Jan 2036
Compare (/) Compare Bonds

Comparable NCDs maturing near 2033

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 9.00%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE261F08AQ0National Bank for Agriculture and Rural DevelopmentAAA NSDL record, 20188.98%2033-10-14
INE658F08144Kerala Infrastructure Investment Fund BoardAA NSDL record, 20238.95%2032-12-22
INE658F08136Kerala Infrastructure Investment Fund BoardAA NSDL record, 20238.95%2033-12-22
INE522D08030Manappuram Finance LimitedAA9.05%2032-08-17
INE723X07315Trust Investment Advisors Private Limited—9.10%2033-07-28
INE818F07286Kerala Financial CorporationAA NSDL record, 20238.89%2034-03-13

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