Indian Overseas Bank — Bonds & AA+ (India Ratings) Rating on senior bonds
Bank · Financial Services
Verify this issuer →Latest events
Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.- 5 Oct 2026 Rating upgraded to AA+ India Ratings
- 24 Sep 2026 Interest payment notice Certificate on Interest Payment on Series III Bonds INE565A08035
- Current ratings CARE AA+, India Ratings AA+, ICRA AA
- Rating range Current ratings on senior bonds range from A+ (CRISIL 31 Oct 2019) to AA+ (CARE 30 Jul 2026, India Ratings 5 Oct 2026)
- Rating direction, 12 months 2 upgrades, 0 downgrades
- Watch / negative outlook None in 12 months
- Issuer not cooperating No such actions in 12 months
- Rating withdrawn, 12 months No withdrawal of this issuer's rating in 12 months
- Newest agency rating Dated 5 Oct 2026
- Payment record 1 payment disclosure since 17 Jul 2026: all on time
- Defaults on record No bond marked defaulted
- Traded in the last 30 days 1 of 5 active bonds had an exchange trade
- Exchange filings, 90 days 21 filings on NSE/BSE
A checklist of published facts, not a rating or a view on credit quality. Ratings are the agencies' own; payment record covers NSE disclosures since 17 Jul 2026; "late" means paid more than 3 days after the due date (next-working-day payments are allowed). Rating range covers every current rating on the issuer's active bonds, with each agency's rating date. Rating actions count only when the agency's heading names this issuer, not pools or trusts it originated; a withdrawal is flagged only when the issuer's rating itself is withdrawn, not a single facility. Rating age uses the newest rating date on file and is flagged when older than 12 months. See methodology.
- 5 active bonds tracked from this issuer.
- 0 of 5 tracked bonds with a stated security status are secured. (based on 5 bonds with a disclosed security status)
- Most recent rating action: upgrade by INDIA_RATINGS on 5 Oct 2026.
Indian Overseas Bank is a bank or financial institution in the Financial Services sector. Coupon rates on outstanding bonds range from 7.80% - 11.70%, paid annually. Bonds mature between 2028 - 2036.
Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.
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Maturity Profile
Active bonds maturing, by year. Bar height relative to the tallest year (1 bond).
Security Type / Instrument Mix
- NCD 5 bonds · 100% · ₹3,465 Cr tracked
Funding Evolution
Based on 5 of 5 active bonds with a known issue date and issue size.
- AA 4 bonds · 80%
- A 1 bond · 20%
| Agency | Rating | Outlook | Bonds |
|---|---|---|---|
| CARE | AA+ | Stable | 3 |
| India Ratings | AA+ | — | 2 |
| CRISIL | A+ | — | 1 |
| ICRA | AA | Stable | 1 |
| ICRA | A+ | — | 1 |
Rating History (Trend)
Recent Rating Actions
| ISIN | Bond Name | Coupon | Rating | Maturity | YTM | Last Trade | Details |
|---|---|---|---|---|---|---|---|
| INE565A09264 | Indian Overseas Bank 11.70% Dec 2028 NCD | 11.70% | A+ (ICRA, NSDL record 2018) | 2028-12-08 | — | — | |
| INE565A08035 | Indian Overseas Bank 9.08% Sep 2029 NCD | 9.08% | AA+ (India Ratings) | 2029-09-24 | — | 2023-12-11 | |
| INE565A08043 | Indian Overseas Bank 8.60% Mar 2032 NCD | 8.60% | AA+ (CARE) | 2032-03-31 | — | — | |
| INE565A08050 | Indian Overseas Bank 9.00% Mar 2033 NCD | 9.00% | AA+ (CARE) | 2033-03-24 | — | — | |
| INE565A08068 | Indian Overseas Bank 7.80% Jan 2036 NCD | 7.80% | AA (ICRA) | 2036-01-23 | 8.12% | 2026-10-29 |
YTM is the market yield from the latest BSE/NSE trade. It shows “—” when that trade is over 30 days old, the bond is under 30 days from maturity, it is a market-linked debenture, or the price failed our checks (hover the dash for the reason). A coupon is never shown as a yield.
Last 30 days, across all outstanding bonds from this issuer.
Interest and redemption payments as broadcast by NSE under SEBI LODR Reg 52(4)/60, across all outstanding bonds from this issuer -- actual disclosed events, not a projected schedule.
| Due Date | Bond | Type | Amount Due | Amount Paid | Status | Filing |
|---|---|---|---|---|---|---|
| 24 Sep 2026 | IOB-9.0802%-24-9-29-PVT | Interest | ₹45,40,00,000.00 | ₹45,40,00,000.00 | Paid | XBRL → |
Source: NSE Debt Centralised Database, per SEBI LODR Reg 52(4)/60. Coverage begins 2 Aug 2026 — history accumulates as disclosures are broadcast.
| Dataset | Count | Freshness |
|---|---|---|
| Credit Ratings (current) | 8 | 2026-10-05 |
| Rating Actions History | 2 | 2026-10-05 |
| Secondary-Market Trades | 9 | 2026-10-29 |
| Reg52(4) Payment Disclosures | 1 | 2026-09-24 |
Methodology version 1.0. See full methodology for sources and limitations.
Related Issuers
All issuers →How many active bonds does Indian Overseas Bank have?
Indian Overseas Bank currently has 5 active bonds with coupons of 7.80% - 11.70%, maturities spanning 2028 - 2036.
What is Indian Overseas Bank's credit rating?
The most common current rating on Indian Overseas Bank's senior bonds is AA+ (India Ratings). Ratings on file come from CARE, CRISIL, ICRA, India Ratings. Other instrument classes: Tier II / subordinated: AA+ (CARE).
Are Indian Overseas Bank's bonds secured?
Of the 5 bonds with a disclosed security status, 0 are secured (0%) and 5 are unsecured.
When do Indian Overseas Bank's bonds mature?
Indian Overseas Bank's active bonds mature between 2028 - 2036; the nearest matures in Dec 2028; the average tenure is 5.2 Yrs.
What is the average coupon on Indian Overseas Bank's bonds?
The average coupon across Indian Overseas Bank's 5 active bonds is 9.24%.
Disclaimer: This page aggregates publicly available data about Indian Overseas Bank for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.