Indian Overseas Bank

Bank

Verify this issuer →
Methodology v1.0 Download Report (PDF)
Latest Rating
AA (CARE)
Total Debt Outstanding
₹3,465 Cr
Across 6 instruments
Listed Bonds
6
First Issue
2016-11-03
Latest Issue
2026-01-23
Maturity Range
2026 - 2036
Observation
6 active bonds tracked from this issuer.
View details →
Coverage: High Data Quality: High Sources: NSE, BSE, SEBI, rating agencies
01 Issuer Overview
Sector
Issuer Type
Bank
First Tracked Bond
2016-11-03
Start of this issuer's debt program timeline
  • 6 active bonds tracked from this issuer.
  • 0 of 5 tracked bonds with a stated security status are secured. (based on 5 bonds with a disclosed security status)
  • Most recent rating action: upgrade by CRISIL on 2026-06-25.

Indian Overseas Bank is a bank or financial institution. Coupon rates on outstanding bonds range from 7.80% - 11.70%, paid annual. Bonds mature between 2026 - 2036.

Data sourced from NSDL, BSE, NSE, and registered credit rating agencies. Verify against the issuer's offer document before transacting.

Thanks — your suggestion has been submitted for review.

02 Debt Profile
Outstanding Bonds
6
Tracked by RetailBonds
Amount Tracked
₹3,465 Cr
Of bonds tracked by RetailBonds — not the issuer's total outstanding debt (disclosed for 5 of 6 bonds)
Avg Coupon
9.24%
Range 7.80% - 11.70%
Avg Remaining Tenure
4.5 Yrs
Nearest maturity 2026-11
Secured
0%
0 of 5 bonds with known status
Callable
1
Of 6 bonds
Avg Spread vs G-Sec
+318 bps
Credit premium (indicative)

Maturity Profile

Active bonds maturing, by year. Bar height relative to the tallest year (1 bonds).

0 2026: 1 bond, avg coupon 9.24% 1 bond 2026 2028: 1 bond, ₹300 Cr tracked, avg coupon 11.70% 1 bond 2028 2029: 1 bond, ₹500 Cr tracked, avg coupon 9.08% 1 bond 2029 2032: 1 bond, ₹665 Cr tracked, avg coupon 8.60% 1 bond 2032 2033: 1 bond, ₹1,000 Cr tracked, avg coupon 9.00% 1 bond 2033 2036: 1 bond, ₹1,000 Cr tracked, avg coupon 7.80% 1 bond 2036

Security Type / Instrument Mix

  • NCD 6 bonds · 100% · ₹3,465 Cr tracked

Funding Evolution

■ Issued that year — Cumulative outstanding (tracked)
2018: ₹300 Cr issued 2018 2019: ₹500 Cr issued 2019 2022: ₹665 Cr issued 2022 2023: ₹1,000 Cr issued 2023 2026: ₹1,000 Cr issued 2026 Cumulative: ₹300 Cr Cumulative: ₹800 Cr Cumulative: ₹1,465 Cr Cumulative: ₹2,465 Cr Cumulative: ₹3,465 Cr

Based on 5 of 6 active bonds with a known issue date and issue size — the rest are excluded, not assumed zero.

03 Credit Profile
  • AA 3 bonds · 50%
  • A 2 bonds · 33%
  • Unrated 1 bonds · 17%
AgencyRatingOutlookBonds
CARE AA 3
CRISIL A 1
ICRA A+ 1
ICRA AA Stable 1
ICRA AA- 1
INDIA_RATINGS AA Stable 1
INDIA_RATINGS AA- 1

Recent Rating Actions

2026-06-25 · CRISIL
AAA
Upgrade · Stable
04 Outstanding Bonds View all bonds →
ISIN Bond Name Coupon Rating Maturity YTM Last Trade
INE565A09256 IOB-9.24%-03-11-26-PVT 9.24% 2026-11-03
INE565A09264 IOB-11.70%-8-12-28-PVT 11.70% A+ (ICRA) 2028-12-08
INE565A08035 IOB-9.0802%-24-9-29-PVT 9.08% A (CRISIL) 2029-09-24
INE565A08043 IOB-8.60%-31-3-32-PVT 8.60% AA (CARE) 2032-03-31
INE565A08050 9% UNSECURED RATED LISTED REDEEMABLE NON CONVERTIBLE BASEL III TIER II BONDS SERIES V DATE OF MATURITY 24/03/2033 9.00% AA- (ICRA) 2033-03-24
INE565A08068 IOB-7.80%-23-1-36-PVT 7.80% AA (ICRA) 2036-01-23 7.67% 2026-08-21
Compare (/) Compare Bonds

YTM and Last Trade depend on secondary-market volume — shown only for bonds with a recorded BSE/NSE trade.

05 Market Activity

Last 30 days, across all outstanding bonds from this issuer.

Traded Value (Last 30 Days)
₹0.0 Cr
Number of Trades (Last 30 Days)
2
Avg. Yield (Last 30 Days)
7.66%
06 Regulatory Filings
BSE Corporate Announcements
Change in MCLR w.e.f. 15.08.2026 2026-08-13
Rating Upgrade by CARE Credit Rating Agency 2026-07-31
The company has fixed Regulation 60(2) Record Date Interest Payment / Redemption / Dividend for the purpose of 2026-07-29
Transcript of Analyst Meet held on 20.07.2026 2026-07-24
Newspaper publication of Financial Results for the quarter ended 30.06.2026 2026-07-21
Asset Cover Details as on 30.06.2026 2026-07-20
Audio Recording link of Analyst meet held on Monday, 20.07.2026 2026-07-20
Investor Presentation for the quarter ended 30.06.2026 2026-07-20
Press Release on Financial Results for the quarter ended 30.06.2026 2026-07-20
Security Cover Certificate as on 30.06.2026 2026-07-20
Credit Rating Rationale
07 Methodology & Data Coverage
DatasetCountFreshness
Credit Ratings (current) 9 2026-07-30
Rating Actions History 1 2026-06-25
Secondary-Market Trades 3 2026-08-21
Reg52(4) Payment Disclosures 0

Methodology version 1.0. See full methodology for sources and limitations.

Related Issuers

All issuers →
Frequently Asked Questions
How many active bonds does Indian Overseas Bank have?

Indian Overseas Bank currently has 6 active bonds with coupons 7.80% - 11.70%, maturities spanning 2026 - 2036.

What is Indian Overseas Bank's credit rating?

The most recent rating on Indian Overseas Bank's bonds is AA (CARE), published by CARE, CRISIL, ICRA, INDIA_RATINGS.

Are Indian Overseas Bank's bonds secured?

Of the 5 bonds with a disclosed security status, 0 are secured (0%) and 5 are unsecured.

When do Indian Overseas Bank's bonds mature?

Indian Overseas Bank's active bonds mature between 2026 - 2036; the nearest matures in 2026-11; the average tenure is 4.5 Yrs.

What is the average coupon on Indian Overseas Bank's bonds?

The average coupon across Indian Overseas Bank's 6 active bonds is 9.24%.

Disclaimer: This page aggregates publicly available data about Indian Overseas Bank for informational purposes only. Ratings shown are the opinion of the issuing rating agency and are not buy/sell recommendations. RetailBonds.in does not issue its own ratings or investment advice. Verify all data against the issuer’s offer document before transacting.