Market closed today (Weekend) · Prices and yields as of last trading day, 06 Nov 2026
Happy Diwali from all of us at RetailBonds
I

Indian Overseas Bank 8.60% Mar 2032 NCD (INE565A08043)

CARE AA+ / Stable Unsecured NCD

Indian Overseas Bank

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2032

4 more bonds from Indian Overseas Bank →
Current YTM
—
No market YTM available
Coupon Rate
8.60%
Per annum
Maturity Date
31 Mar 2032
5.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,00,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 5 Oct 2026 Rating upgraded to AA+ India Ratings
  • 24 Sep 2026 Interest payment notice Certificate on Interest Payment on Series III Bonds INE565A08035

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
5.4 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

Payment schedule not projected

The issuer's filed interest dates do not follow the maturity-date anniversaries our projection assumes, so projected dates and accrued interest would be wrong.

Bond Timeline

— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Upgrade: AA+ by India Ratings on 5 Oct 2026 Issued 31 Mar 2022 Matures 31 Mar 2032

1 rating action on file since issue — hover a dot for detail.

Key Metrics

Coupon Rate
8.60%
YTM (Annual)
—
Credit Rating
AA+
(CARE) · rated 30 Jul 2026, 3 months ago
Remaining Tenure
5.4 Years

AA+ (CARE): Rated 30 Jul 2026 (3 months ago).

AA+ (India Ratings): Rated 5 Oct 2026 (34 days ago).

With more than one agency, the rating shown at the top is the lowest of those dated within the last 15 months (or the newest, when none is). How we pick it →

Advanced metrics
Modified Duration
—
Macaulay Duration
—
Issue Size
₹665 Cr
Minimum Investment
₹1,00,00,000
1 bond × ₹1,00,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
—
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.60 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026
Instrument Type
NCD
Issue Date
31 Mar 2022
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Indian Overseas Bank, Indian Overseas Bank 8.60% Mar 2032 NCD is an unsecured, rated NCD. It pays an 8.60% p.a. coupon, annually. Principal is repaid at maturity.

Rating Timeline

5 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
5 Oct 2026 India Ratings AA+ — Latest NSE filing →
30 Jul 2026 CARE AA+ Stable Latest CARE press release →
30 Jul 2026 CARE AA — Superseded NSE filing →
10 Feb 2026 CARE AA Stable Superseded CARE press release →
30 Apr 2022 India Ratings AA- Stable Superseded BSE listing

Rating Action History

2 actions

Agency actions on Indian Overseas Bank and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-05
This bond
India Ratings Upgrade AA+ Stable NSE filing →
2026-06-25 CRISIL Upgrade AAA Stable View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Indian Overseas Bank

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-05 India Ratings Upgrade This bond AA+ / Stable NSE filing →
2026-06-25 CRISIL Upgrade AAA / Stable View →
Alert me about Indian Overseas Bank An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 5 CARE, India Ratings 2026-10-05
Rating Actions History 2 — 2026-10-05
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
BSE
Last Updated
7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE565A08043
Issue Date
31 Mar 2022
Maturity Date
31 Mar 2032
Listing
BSE
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

Get notified of downgrades, upgrades, and credit watches across all tracked bonds.

Subscribe Free

Weekly digest. No spam. Unsubscribe anytime.

Frequently Asked Questions
What is the coupon rate on Indian Overseas Bank 8.60% Mar 2032 NCD?

Indian Overseas Bank 8.60% Mar 2032 NCD carries a coupon of 8.60%, paid annual, on a face value of ₹1,00,00,000.

When does Indian Overseas Bank 8.60% Mar 2032 NCD mature?

Indian Overseas Bank 8.60% Mar 2032 NCD matures on 31 Mar 2032, 5.4 years from today.

What is Indian Overseas Bank 8.60% Mar 2032 NCD rated?

Indian Overseas Bank 8.60% Mar 2032 NCD is rated AA+ by CARE (rating dated 30 Jul 2026) and AA+ by India Ratings (rating dated 5 Oct 2026).

Is Indian Overseas Bank 8.60% Mar 2032 NCD secured?

Indian Overseas Bank 8.60% Mar 2032 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Indian Overseas Bank 8.60% Mar 2032 NCD trade?

Indian Overseas Bank 8.60% Mar 2032 NCD is listed on BSE.

More Bonds from This Issuer

I
Indian Overseas Bank 11.70% Dec 2028 NCD
INE565A09264
A+ NSDL record, 2018
Coupon
11.70%
Maturity
08 Dec 2028
I
Indian Overseas Bank 9.08% Sep 2029 NCD
INE565A08035
Coupon
9.08%
Maturity
24 Sep 2029
I
Indian Overseas Bank 9.00% Mar 2033 NCD
INE565A08050
AA+
Coupon
9.00%
Maturity
24 Mar 2033
I
Indian Overseas Bank 7.80% Jan 2036 NCD
INE565A08068
AA
Coupon
7.80%
Maturity
23 Jan 2036
Compare (/) Compare Bonds

Comparable NCDs maturing near 2032

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.60%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE282H07125Jio Credit LimitedAAA8.59%2031-10-05
INE414G07KB6Muthoot Finance LimitedAA+ NSDL record, 20268.65%2031-06-12
INE121A08PY9Cholamandalam Investment and Finance Company LimitedAA+8.66%2033-02-23
INE414G07JY0Muthoot Finance LimitedAA+8.52%2031-04-23
INE721A07RE6Shriram Finance LimitedAA+8.50%2032-10-18
INE2T2Q07345Hyderabad Metropolitan Development AuthorityAA+ NSDL record, 20268.50%2032-06-15

← Back to screener