I

Indian Overseas Bank 11.70% Dec 2028 NCD

A+ Unsecured NCD

Indian Overseas Bank

Unsecured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
No live YTM available
Coupon Rate
11.70%
Per annum
Maturity Date
08 Dec 2028
2.3 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000,000
Per Bond
Market Position
YTM (Annual) EST
~11.70%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+733 bps
vs 2.3Y G-Sec at 4.37% *
Top 8% of similar-tenor peers by spread
Tenure
2.3 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
10 Dec 2026
Interest Payment
₹117,000.00 / Bond
10 Dec 2027
Interest Payment
₹117,000.00 / Bond
8 Dec 2028
Principal Payment
₹1,000,000.00 / Bond

Next 2 coupons + principal at maturity · per ₹1,000,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Upgrade: AAA by CRISIL on 2026-06-25 Issued 2018-12-10 Matures 2028-12-08

1 rating action on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
11.70%
YTM (Annual)
Credit Rating
A+
(ICRA)
Remaining Tenure
2.3 Years
Advanced metrics
Modified Duration
1.77 Yrs
Macaulay Duration
1.97 Yrs
Issue Size
₹300 Cr
Minimum Investment
₹1,000,000
(1 Bond)
Market Characteristics
Modified Duration
1.77 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option
Observations
  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.70 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2018-12-10
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Indian Overseas Bank, IOB-11.70%-8-12-28-PVT is a rated, ncd paying a 11.70% p.a. coupon annual. The instrument repays principal on maturity.

Rating Action History 1 actions
DateAgencyActionRatingOutlookRationale
2026-06-25 CRISIL Upgrade AAA Stable View →
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA 2018-12-03
Rating Actions History 1 2026-06-25
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Indian Overseas Bank 11.70% Dec 2028 NCD?

Indian Overseas Bank 11.70% Dec 2028 NCD carries a coupon of 11.70%, paid annual, on a face value of ₹1,000,000.

When does Indian Overseas Bank 11.70% Dec 2028 NCD mature?

Indian Overseas Bank 11.70% Dec 2028 NCD matures on 2028-12-08, 2.3 years from today.

What is Indian Overseas Bank 11.70% Dec 2028 NCD rated?

Indian Overseas Bank 11.70% Dec 2028 NCD is rated A+ by ICRA. As of 2018-12-03.

Is Indian Overseas Bank 11.70% Dec 2028 NCD secured?

Indian Overseas Bank 11.70% Dec 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Indian Overseas Bank 11.70% Dec 2028 NCD trade?

Indian Overseas Bank 11.70% Dec 2028 NCD is listed on BSE.

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