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Indian Overseas Bank 11.70% Dec 2028 NCD (INE565A09264)

ICRA A+ · NSDL record, 2018 Unsecured NCD

Indian Overseas Bank

Unsecured, Taxable, Redeemable NCD

Browse: bonds maturing in 2028

4 more bonds from Indian Overseas Bank →
Current YTM
—
No market YTM available
Coupon Rate
11.70%
Per annum
Maturity Date
08 Dec 2028
2.1 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹10,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 5 Oct 2026 Rating upgraded to AA+ India Ratings
  • 24 Sep 2026 Interest payment notice Certificate on Interest Payment on Series III Bonds INE565A08035

Market Position

YTM (Annual)
—
No trade with a usable price on record
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Tenure
2.1 Years
Remaining to maturity

Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.

Showing last 10 trades.

Cashflow Timeline

10 Dec 2026
Interest Payment
₹1,17,000.00 / Bond
₹1,05,300.00 net of 10% TDS (est.)
10 Dec 2027
Interest Payment
₹1,17,000.00 / Bond
₹1,05,300.00 net of 10% TDS (est.)
8 Dec 2028
Final coupon (part period) + principal
₹11,16,360.66 / Bond
₹1,16,360.66 coupon + ₹10,00,000 face value

3 coupons remaining, the last paid with principal at maturity · per ₹10,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 10 Dec 2018 Matures 8 Dec 2028

Key Metrics

Coupon Rate
11.70%
YTM (Annual)
—
Credit Rating
A+
Rating on NSDL record (ICRA, 2018)
Not a current agency rating; see below
Remaining Tenure
2.1 Years

A+ (ICRA): Rating on NSDL record (ICRA, 2018), dated 3 Dec 2018. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
1.59 Yrs
Macaulay Duration
1.78 Yrs
Issue Size
₹300 Cr
Minimum Investment
₹10,00,000
1 bond × ₹10,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
1.59 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
—
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 1.50 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026
Instrument Type
NCD
Issue Date
10 Dec 2018
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Indian Overseas Bank, Indian Overseas Bank 11.70% Dec 2028 NCD is an unsecured NCD. It pays an 11.70% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

2 actions

Agency actions on Indian Overseas Bank and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-05 India Ratings Upgrade AA+ Stable NSE filing →
2026-06-25 CRISIL Upgrade AAA Stable View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Indian Overseas Bank

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-05 India Ratings Upgrade AA+ / Stable NSE filing →
2026-06-25 CRISIL Upgrade AAA / Stable View →
Alert me about Indian Overseas Bank An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 ICRA (NSDL record) 2018-12-03
Rating Actions History 2 — 2026-10-05
Secondary-Market Trades 0 — —
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.
  • No secondary-market trade with a usable price on record, so no market yield or spread is shown.

Documents

Entity metadata
Source
BSE
Last Updated
7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
—

No recent trade data available

View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE565A09264
Issue Date
10 Dec 2018
Maturity Date
8 Dec 2028
Listing
BSE
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

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Frequently Asked Questions
What is the coupon rate on Indian Overseas Bank 11.70% Dec 2028 NCD?

Indian Overseas Bank 11.70% Dec 2028 NCD carries a coupon of 11.70%, paid annual, on a face value of ₹10,00,000.

When does Indian Overseas Bank 11.70% Dec 2028 NCD mature?

Indian Overseas Bank 11.70% Dec 2028 NCD matures on 8 Dec 2028, 2.1 years from today.

What is Indian Overseas Bank 11.70% Dec 2028 NCD rated?

No current rating from an agency or exchange is on file for Indian Overseas Bank 11.70% Dec 2028 NCD. NSDL's debt master records a rating of A+ by ICRA, dated 3 Dec 2018, often from the time of issue, so it may be out of date.

Is Indian Overseas Bank 11.70% Dec 2028 NCD secured?

Indian Overseas Bank 11.70% Dec 2028 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Where does Indian Overseas Bank 11.70% Dec 2028 NCD trade?

Indian Overseas Bank 11.70% Dec 2028 NCD is listed on BSE.

More Bonds from This Issuer

I
Indian Overseas Bank 9.08% Sep 2029 NCD
INE565A08035
Coupon
9.08%
Maturity
24 Sep 2029
I
Indian Overseas Bank 8.60% Mar 2032 NCD
INE565A08043
AA+
Coupon
8.60%
Maturity
31 Mar 2032
I
Indian Overseas Bank 9.00% Mar 2033 NCD
INE565A08050
AA+
Coupon
9.00%
Maturity
24 Mar 2033
I
Indian Overseas Bank 7.80% Jan 2036 NCD
INE565A08068
AA
Coupon
7.80%
Maturity
23 Jan 2036
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.70%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE545L07044Mangal Credit and Fincorp LimitedBBB11.75%2028-09-23
INE622Z08015Svamaan Financial Services Private LimitedA- NSDL record, 202211.75%2028-06-12
INE0S7607128Unico Housing Finance Private Limited—11.75%2029-08-31
INE798X07028Avaada Ventures Private LimitedBBB+11.75%2029-09-17
INE798X07036Avaada Ventures Private LimitedBBB+11.75%2029-09-18
INE0MZC07288Upgrid Electrilease Private Limited—11.75%2028-09-11

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