Earlysalary Services 11.20% Jul 2027 NCD (INE01YL07375)

CARE A / Stable Secured NCD

Earlysalary Services Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2027

19 more bonds from Earlysalary Services Private Limited →

Current YTM

12.14%

Market YTM

Coupon Rate

11.20%

Per annum

Maturity Date

07 Jul 2027

0.7 Yrs to Maturity

Interest Payment

Monthly

Frequency

Face Value

₹1,00,000

Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.

6 Oct 2026 New rating assigned to A CRISIL
25 Sep 2026 New rating assigned to A1 CRISIL

Market Position

YTM (Annual)

12.14%

Last traded 26 Oct 2026 (end of day)

10Y G-Sec Benchmark

7.19%

Reference point, not this bond's tenor

Spread over G-Sec

+579 bps

vs 0.7Y G-Sec at 6.35%

Top 8% of similar-tenor peers by spread

Tenure

0.7 Years

Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)

20 Jul 202626 Oct 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

23 Nov 2026

Interest Payment

₹933.33 / Bond

₹840.00 net of 10% TDS (est.)

23 Dec 2026

Interest Payment

₹933.33 / Bond

₹840.00 net of 10% TDS (est.)

23 Jan 2027

Interest Payment

₹933.33 / Bond

₹840.00 net of 10% TDS (est.)

23 Feb 2027

Interest Payment

₹933.33 / Bond

₹840.00 net of 10% TDS (est.)

23 Mar 2027

Interest Payment

₹933.33 / Bond

₹840.00 net of 10% TDS (est.)

23 Apr 2027

Interest Payment

₹933.33 / Bond

₹840.00 net of 10% TDS (est.)

23 May 2027

Interest Payment

₹933.33 / Bond

₹840.00 net of 10% TDS (est.)

23 Jun 2027

Interest Payment

₹933.33 / Bond

₹840.00 net of 10% TDS (est.)

7 Jul 2027

Final coupon (part period) + principal

₹1,00,435.55 / Bond

₹435.55 coupon + ₹1,00,000 face value

9 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today

Key Metrics

Coupon Rate

11.20%

YTM (Annual)

12.14%

Credit Rating

(CARE) · rated 3 Nov 2026, 6 days ago

Remaining Tenure

0.7 Years

Advanced metrics

Modified Duration

0.63 Yrs

Macaulay Duration

0.63 Yrs

Issue Size

₹50 Cr

Minimum Investment

₹1,00,000

1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration

0.63 Yrs

Price sensitivity per 1% yield move

Payment Frequency

Monthly

Last Trade

26 Oct 2026

BSE

Trades (30 Days)

Exchange-reported sessions

Security Status

Secured

No call option

Observations

This bond is secured.
4 secondary-market trades recorded in the last 30 days.
Coupon is 0.95 percentage points above the median for tracked NCD bonds. (based on 20,694 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 8 Nov 2026

Issuer

Earlysalary Services Private Limited

Instrument Type

NCD

Issue Date

23 Jul 2025

Day Count Convention

ACT/ACT

Listed Exchange

BSE

Call / Put Option

None disclosed

Earlysalary Services 11.20% Jul 2027 NCD is a secured, rated NCD issued by Earlysalary Services Private Limited. It pays an 11.20% p.a. coupon, monthly. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

Date	Agency	Rating	Outlook	Status	Source
3 Nov 2026	CARE	A	Stable	Latest	CARE press release →
31 Jul 2025	CARE	A-	—	Superseded	BSE listing

Rating Action History

2 actions

Agency actions on Earlysalary Services Private Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

Date	Agency	Action	Rating	Outlook	Rationale
2026-10-06	CRISIL	Initial	A	Stable	View →
2026-09-25	CRISIL	Initial	A1	—	View →

Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Earlysalary Services Private Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

Date	Agency	Action	Rating	Rationale
2026-10-06	CRISIL	Initial	A / Stable	View →
2026-09-25	CRISIL	Initial	A1	View →

Alert me about Earlysalary Services Private Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE01YL07375: trade date, clean price, YTM and number of trades
Trade Date	Clean Price	YTM (%)	Trades
2026-10-26	99.8100	12.1400	1
2026-10-23	99.7800	12.1900	1
2026-10-21	99.8100	12.1300	1
2026-10-19	99.7800	12.1900	1
2026-07-28	99.7000	12.2100	6
2026-07-23	99.6800	12.2100	2
2026-07-20	99.6700	12.2200	2

Data Coverage

Dataset	Records	Detail	Freshness
Credit Ratings	2	CARE	2026-11-03
Rating Actions History	2	—	2026-10-06
Secondary-Market Trades	7	BSE	2026-10-26
Reg52(4) Payment Disclosures	0	—	—

Documents

Entity metadata

Source: BSE
Last Updated: 8 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

₹99,810.00

YTM12.14%

Trade Date 26 Oct 2026 14d ago

SourceBSE

Accrued interest (est.)₹93.33

Dirty price (est.)₹99,903.33

View on BSE → Calculate YTM for this bond Earlysalary Services Private Limited bond interest rates by maturity

Frequently Asked Questions

What is the coupon rate on Earlysalary Services 11.20% Jul 2027 NCD?

Earlysalary Services 11.20% Jul 2027 NCD carries a coupon of 11.20%, paid monthly, on a face value of ₹1,00,000.

When does Earlysalary Services 11.20% Jul 2027 NCD mature?

Earlysalary Services 11.20% Jul 2027 NCD matures on 7 Jul 2027, 0.7 years from today.

What is Earlysalary Services 11.20% Jul 2027 NCD rated?

Earlysalary Services 11.20% Jul 2027 NCD is rated A by CARE (rating dated 3 Nov 2026).

Is Earlysalary Services 11.20% Jul 2027 NCD secured?

Earlysalary Services 11.20% Jul 2027 NCD is a secured bond.

Where does Earlysalary Services 11.20% Jul 2027 NCD trade?

Earlysalary Services 11.20% Jul 2027 NCD is listed on BSE.

What yield does Earlysalary Services 11.20% Jul 2027 NCD currently offer?

The last recorded trade on 26 Oct 2026 priced Earlysalary Services 11.20% Jul 2027 NCD at ₹99,810.00 per bond, implying a yield to maturity of 12.14%.

More Bonds from This Issuer

Earlysalary Services 10.90% Dec 2026 NCD

INE01YL07334

Coupon

10.90%

Maturity

04 Dec 2026

View Details

Earlysalary Services 1.82% Dec 2026 NCD

INE01YL07300

BBB+

Coupon

1.82%

Maturity

27 Dec 2026

View Details

Earlysalary Services 10.90% Jan 2027 NCD

INE01YL07342

Coupon

10.90%

Maturity

04 Jan 2027

View Details

Earlysalary Services 10.70% Mar 2027 NCD

INE01YL07383

Coupon

10.70%

Maturity

05 Mar 2027

View Details

All 20 Earlysalary Services Private Limited bonds →

Compare (/) Compare Bonds

Comparable NCDs maturing near 2027

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 11.20%. For comparison only, not a recommendation.

Bond	Issuer	Rating	Coupon	Maturity
INE0H8L07018	Nirmal Bang Financial Services Private Limited	A	11.25%	2028-03-21
INE229U07160	Namra Finance Limited	A-	11.35%	2027-12-30
INE939X07242	Manba Finance Limited	A-	11.00%	2028-03-13
INE08KJ07142	Mufin Green Finance Limited	A-	11.00%	2027-02-03
INE076I07038	RDC Concrete(India) Limited	A	11.00%	2028-04-02
INE076I07020	RDC Concrete(India) Limited	A-	11.00%	2028-03-12

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