E

EARLYSALARY SERVICES 11.20% Jul 2027 NCD

A Secured NCD

Earlysalary Services Pvt Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2027

Current YTM
12.21%
Market YTM
Coupon Rate
11.20%
Per annum
Maturity Date
07 Jul 2027
0.9 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
12.21%
Live, last traded 2026-07-28
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+645 bps
vs 0.9Y G-Sec at 5.76%
Top 16% of similar-tenor peers by spread
Tenure
0.9 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-20 2026-07-28
Cashflow Timeline
23 Sep 2026
Interest Payment
₹933.33 / Bond
23 Oct 2026
Interest Payment
₹933.33 / Bond
23 Nov 2026
Interest Payment
₹933.33 / Bond
23 Dec 2026
Interest Payment
₹933.33 / Bond
23 Jan 2027
Interest Payment
₹933.33 / Bond
23 Feb 2027
Interest Payment
₹933.33 / Bond
23 Mar 2027
Interest Payment
₹933.33 / Bond
23 Apr 2027
Interest Payment
₹933.33 / Bond
7 Jul 2027
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2025-07-23 Matures 2027-07-07
Key Metrics
Coupon Rate
11.20%
YTM (Annual)
12.21%
Credit Rating
A
(CARE)
Remaining Tenure
0.9 Years
Advanced metrics
Modified Duration
0.81 Yrs
Macaulay Duration
0.82 Yrs
Issue Size
₹50 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
0.81 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-07-28
BSE
Trades (30 Days)
1
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 1 secondary-market trade recorded in the last 30 days.
  • Coupon is 1.20 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-07-23
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

ESPL-11.20%-07-07-27-PVT is a secured, rated, redeemable ncd issued by Earlysalary Services Pvt Ltd. The bond offers a fixed coupon of 11.20% p.a. with monthly interest payments and repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-07-28 99.7000 12.2100 6
2026-07-23 99.6800 12.2100 2
2026-07-20 99.6700 12.2200 2
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2025-07-31
Rating Actions History 0
Secondary-Market Trades 3 BSE 2026-07-28
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on EARLYSALARY SERVICES 11.20% Jul 2027 NCD?

EARLYSALARY SERVICES 11.20% Jul 2027 NCD carries a coupon of 11.20%, paid monthly, on a face value of ₹100,000.

When does EARLYSALARY SERVICES 11.20% Jul 2027 NCD mature?

EARLYSALARY SERVICES 11.20% Jul 2027 NCD matures on 2027-07-07, 0.9 years from today.

What is EARLYSALARY SERVICES 11.20% Jul 2027 NCD rated?

EARLYSALARY SERVICES 11.20% Jul 2027 NCD is rated A by CARE. As of 2025-07-31.

Is EARLYSALARY SERVICES 11.20% Jul 2027 NCD secured?

EARLYSALARY SERVICES 11.20% Jul 2027 NCD is a secured bond.

Where does EARLYSALARY SERVICES 11.20% Jul 2027 NCD trade?

EARLYSALARY SERVICES 11.20% Jul 2027 NCD is listed on BSE.

What yield does EARLYSALARY SERVICES 11.20% Jul 2027 NCD currently offer?

The last recorded trade on 2026-07-28 priced EARLYSALARY SERVICES 11.20% Jul 2027 NCD at ₹99.70, implying a yield to maturity of 12.21%.

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