Happy Diwali from all of us at RetailBonds

Editorial and Corrections Policy

RetailBonds.in shows data on Indian bonds and explains how they work. This page sets out who writes the guides, where the figures come from, what keeps the site independent, and how errors get fixed. Last reviewed 9 Nov 2026.

Who writes and reviews the guides

Every guide in the Learn section is written and reviewed by Arindam Sarkar, the founder. Each guide shows its publication date and the date it was last reviewed. A guide is reviewed again whenever a fact in it changes (a rate, a rule, a tax provision), and at least once a year: a weekly check flags any guide not reviewed for twelve months.

Where the figures come from

Numbers on bond, issuer, rating and market pages come from the database the site builds from public sources: RBI, BSE, NSE, NSDL, SEBI and the SEBI-registered rating agencies. The methodology page lists every source, how often it is refreshed, and the checks a figure must pass before it is shown. Where a value is missing or fails those checks, the page shows a dash rather than an estimate.

Credit ratings are shown exactly as the agencies publish them. RetailBonds.in never issues ratings of its own, and it never presents its own summary of an agency's reasoning as the agency's words.

Independence

RetailBonds.in is self-funded by its founder. It takes no money from issuers, brokers or bond platforms, earns no commission on any trade, and does not recommend securities. It is not a SEBI-registered intermediary, investment adviser, research analyst or Online Bond Platform Provider (see the disclosures). If a page ever carries an affiliate or sponsored link, the link is labelled as such.

Reporting an error

Corrections are acknowledged within two business days (as the methodology commits). Each one is checked against the source filing or publication. A confirmed data error is fixed at its source in the database, so every page that uses the value changes together; a confirmed error in a guide is fixed in the guide and its last-reviewed date moves. When a source and a filing disagree, the SEBI filing is taken as authoritative.