E

EARLYSALARY SERVICES 10.70% Jan 2028 NCD

AA / Stable Secured NCD

Earlysalary Services Pvt Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: AA rated bonds · bonds maturing in 2028

Current YTM
10.92%
Market YTM
Coupon Rate
10.70%
Per annum
Maturity Date
08 Jan 2028
1.4 Yrs to Maturity
Interest Payment
Monthly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual)
10.92%
Live, last traded 2026-08-27
10Y G-Sec Benchmark
6.66%
Reference point, not this bond's tenor
Spread over G-Sec
+497 bps
vs 1.4Y G-Sec at 5.95%
Top 24% of similar-tenor peers by spread
Tenure
1.4 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-08-14 2026-08-27
Cashflow Timeline
30 Aug 2026
Interest Payment
₹891.67 / Bond
30 Sep 2026
Interest Payment
₹891.67 / Bond
30 Oct 2026
Interest Payment
₹891.67 / Bond
30 Nov 2026
Interest Payment
₹891.67 / Bond
30 Dec 2026
Interest Payment
₹891.67 / Bond
30 Jan 2027
Interest Payment
₹891.67 / Bond
28 Feb 2027
Interest Payment
₹891.67 / Bond
30 Mar 2027
Interest Payment
₹891.67 / Bond
8 Jan 2028
Principal Payment
₹100,000.00 / Bond

Next 8 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2025-10-30 Matures 2028-01-08
Key Metrics
Coupon Rate
10.70%
YTM (Annual)
10.92%
Credit Rating
AA
(CARE)
Remaining Tenure
1.4 Years
Advanced metrics
Modified Duration
1.25 Yrs
Macaulay Duration
1.26 Yrs
Issue Size
₹200 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.25 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Monthly
Last Trade
2026-08-27
BSE
Trades (30 Days)
19
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • 19 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.70 percentage points above the median for tracked NCD bonds. (based on 18927 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2025-10-30
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Earlysalary Services Pvt Ltd, ESPL-10.70%-08-01-28-PVT is a secured, rated, ncd paying a 10.70% p.a. coupon monthly. The instrument repays principal on maturity.

Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-27 100.3300 10.9200 6
2026-08-26 99.7386 11.2625 None
2026-08-25 99.7386 11.2625 3
2026-08-24 100.1600 11.0900 2
2026-08-21 99.7326 11.0236 None
2026-08-20 99.7321 11.1547 3
2026-08-19 99.7315 11.1288 9
2026-08-18 99.7310 11.0753 4
2026-08-17 100.1600 11.0900 2
2026-08-14 99.7290 11.4618 4
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2025-11-30
Rating Actions History 0
Secondary-Market Trades 10 BSE 2026-08-27
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on EARLYSALARY SERVICES 10.70% Jan 2028 NCD?

EARLYSALARY SERVICES 10.70% Jan 2028 NCD carries a coupon of 10.70%, paid monthly, on a face value of ₹100,000.

When does EARLYSALARY SERVICES 10.70% Jan 2028 NCD mature?

EARLYSALARY SERVICES 10.70% Jan 2028 NCD matures on 2028-01-08, 1.4 years from today.

What is EARLYSALARY SERVICES 10.70% Jan 2028 NCD rated?

EARLYSALARY SERVICES 10.70% Jan 2028 NCD is rated AA by CARE. As of 2025-11-30.

Is EARLYSALARY SERVICES 10.70% Jan 2028 NCD secured?

EARLYSALARY SERVICES 10.70% Jan 2028 NCD is a secured bond.

Where does EARLYSALARY SERVICES 10.70% Jan 2028 NCD trade?

EARLYSALARY SERVICES 10.70% Jan 2028 NCD is listed on BSE.

What yield does EARLYSALARY SERVICES 10.70% Jan 2028 NCD currently offer?

The last recorded trade on 2026-08-27 priced EARLYSALARY SERVICES 10.70% Jan 2028 NCD at ₹100.33, implying a yield to maturity of 10.92%.

More Bonds from This Issuer
E
Earlysalary Services 11.00% Oct 2026 NCD
A
Coupon
11.00%
Maturity
05 Oct 2026
1
Earlysalary Services 10.90% Dec 2026 NCD
A-
Coupon
10.90%
Maturity
04 Dec 2026
E
Earlysalary Services 1.82% Dec 2026 NCD
BBB
Coupon
1.82%
Maturity
27 Dec 2026
E
Earlysalary Services 10.90% Jan 2027 NCD
A
Coupon
10.90%
Maturity
04 Jan 2027
Compare (/) Compare Bonds

← Back to screener