E

EARLYSALARY SERVICES 10.50% Jan 2028 NCD

A / Stable Secured NCD

Earlysalary Services Pvt Ltd

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

Current YTM
No live YTM available
Coupon Rate
10.50%
Per annum
Maturity Date
28 Jan 2028
1.4 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹100,000
Per Bond
Market Position
YTM (Annual) EST
~10.50%
Proxied from coupon — no live trade, not a true YTM
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
+455 bps
vs 1.4Y G-Sec at 5.95% *
Above the median spread for similar-tenor peers
Tenure
1.4 Years
Remaining to maturity
Price vs Yield

Price chart data not available

Secondary market trade data is collected over time as bonds trade on BSE/NSE. Needs at least 3 trade dates.
Cashflow Timeline
23 Oct 2026
Interest Payment
₹2,625.00 / Bond
23 Jan 2027
Interest Payment
₹2,625.00 / Bond
23 Apr 2027
Interest Payment
₹2,625.00 / Bond
23 Jul 2027
Interest Payment
₹2,625.00 / Bond
23 Oct 2027
Interest Payment
₹2,625.00 / Bond
23 Jan 2028
Interest Payment
₹2,625.00 / Bond
28 Jan 2028
Principal Payment
₹100,000.00 / Bond

Next 6 coupons + principal at maturity · per ₹100,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 2026-01-23 Matures 2028-01-28
Key Metrics
Coupon Rate
10.50%
YTM (Annual)
Credit Rating
A
(CARE)
Remaining Tenure
1.4 Years
Advanced metrics
Modified Duration
1.29 Yrs
Macaulay Duration
1.32 Yrs
Issue Size
₹35 Cr
Minimum Investment
₹100,000
(1 Bond)
Market Characteristics
Modified Duration
1.29 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
No recorded trades
Trades (30 Days)
0
Exchange-reported sessions
Security Status
Secured
No call option
Observations
  • This bond is secured.
  • No secondary-market trades recorded in the last 30 days.
  • Coupon is 0.50 percentage points above the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 8 Aug 2026
Instrument Type
NCD
Issue Date
2026-01-23
Day Count Convention
30/360
Listed Exchange
BSE
Call / Put Option
None disclosed

Earlysalary Services Pvt Ltd issued this secured, rated, ncd (ESPL-10.50%-28-01-28-PVT) carrying a 10.50% p.a. coupon, paid quarterly. It repays principal on maturity.

Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CARE 2026-01-31
Rating Actions History 0
Secondary-Market Trades 0
Reg52(4) Payment Disclosures 0
  • No secondary-market trades recorded — YTM figures use the coupon rate as a proxy.
Documents
Entity metadata
Source
bse_bonds
Last Updated
8 Aug 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on EARLYSALARY SERVICES 10.50% Jan 2028 NCD?

EARLYSALARY SERVICES 10.50% Jan 2028 NCD carries a coupon of 10.50%, paid quarterly, on a face value of ₹100,000.

When does EARLYSALARY SERVICES 10.50% Jan 2028 NCD mature?

EARLYSALARY SERVICES 10.50% Jan 2028 NCD matures on 2028-01-28, 1.4 years from today.

What is EARLYSALARY SERVICES 10.50% Jan 2028 NCD rated?

EARLYSALARY SERVICES 10.50% Jan 2028 NCD is rated A by CARE. As of 2026-01-31.

Is EARLYSALARY SERVICES 10.50% Jan 2028 NCD secured?

EARLYSALARY SERVICES 10.50% Jan 2028 NCD is a secured bond.

Where does EARLYSALARY SERVICES 10.50% Jan 2028 NCD trade?

EARLYSALARY SERVICES 10.50% Jan 2028 NCD is listed on BSE.

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