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Earlysalary Services 10.50% Jun 2028 NCD (INE01YL07433)

CARE A / Stable Secured NCD

Earlysalary Services Private Limited

Secured, Rated, Taxable, Redeemable NCD

Browse: A rated bonds · bonds maturing in 2028

18 more bonds from Earlysalary Services Private Limited →
Current YTM
11.00%
Market YTM
Coupon Rate
10.50%
Per annum
Maturity Date
09 Jun 2028
1.6 Yrs to Maturity
Interest Payment
Quarterly
Frequency
Face Value
₹1,00,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 6 Oct 2026 New rating assigned to A CRISIL
  • 25 Sep 2026 New rating assigned to A1 CRISIL

Market Position

YTM (Annual)
11.00%
Last traded 5 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+408 bps
vs 1.6Y G-Sec at 6.92%
Top 22% of similar-tenor peers by spread
Tenure
1.6 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
21 Oct 20265 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

27 Nov 2026
Interest Payment
₹2,625.00 / Bond
₹2,362.50 net of 10% TDS (est.)
27 Feb 2027
Interest Payment
₹2,625.00 / Bond
₹2,362.50 net of 10% TDS (est.)
27 May 2027
Interest Payment
₹2,625.00 / Bond
₹2,362.50 net of 10% TDS (est.)
27 Aug 2027
Interest Payment
₹2,625.00 / Bond
₹2,362.50 net of 10% TDS (est.)
27 Nov 2027
Interest Payment
₹2,625.00 / Bond
₹2,362.50 net of 10% TDS (est.)
27 Feb 2028
Interest Payment
₹2,625.00 / Bond
₹2,362.50 net of 10% TDS (est.)
27 May 2028
Interest Payment
₹2,625.00 / Bond
₹2,362.50 net of 10% TDS (est.)
9 Jun 2028
Final coupon (part period) + principal
₹1,00,370.92 / Bond
₹370.92 coupon + ₹1,00,000 face value

8 coupons remaining, the last paid with principal at maturity · per ₹1,00,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 27 Feb 2026 Matures 9 Jun 2028

Key Metrics

Coupon Rate
10.50%
YTM (Annual)
11.00%
Credit Rating
A
(CARE) · rated 3 Nov 2026, 5 days ago
Remaining Tenure
1.6 Years
Advanced metrics
Modified Duration
1.41 Yrs
Macaulay Duration
1.45 Yrs
Issue Size
₹200 Cr
Minimum Investment
₹1,00,000
1 bond × ₹1,00,000 face value (BSE market lot)

Market Characteristics

Modified Duration
1.41 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Quarterly
Last Trade
5 Nov 2026
BSE
Trades (30 Days)
18
Exchange-reported sessions
Security Status
Secured
No call option

Observations

  • This bond is secured.
  • 18 secondary-market trades recorded in the last 30 days.
  • Coupon is 0.30 percentage points above the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 7 Nov 2026
Instrument Type
NCD
Issue Date
27 Feb 2026
Day Count Convention
ACT/ACT
Listed Exchange
BSE
Call / Put Option
None disclosed

Issued by Earlysalary Services Private Limited, Earlysalary Services 10.50% Jun 2028 NCD is a secured, rated NCD. It pays a 10.50% p.a. coupon, quarterly. Principal is repaid at maturity.

Rating Timeline

2 ratings on file

Every rating we hold for this ISIN, from every agency and source, newest first. NSE listing dates are the day we first saw the rating there, not the agency’s date.

DateAgencyRatingOutlookStatusSource
3 Nov 2026 CARE A Stable Latest CARE press release →
31 Mar 2026 CARE A Stable Superseded BSE listing

Rating Action History

2 actions

Agency actions on Earlysalary Services Private Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-10-06 CRISIL Initial A Stable View →
2026-09-25 CRISIL Initial A1 — View →
Issuer health card · ratings, payment record, defaults, trading, filings 1 item to look at →

Rating Actions on Earlysalary Services Private Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-10-06 CRISIL Initial A / Stable View →
2026-09-25 CRISIL Initial A1 View →
Alert me about Earlysalary Services Private Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE01YL07433: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-05 99.9000 11.0000 1
2026-11-04 99.5500 11.3100 3
2026-11-02 99.8600 11.0400 2
2026-10-30 99.9000 11.0000 1
2026-10-29 100.7200 10.3000 1
2026-10-27 99.4307 11.4034 1
2026-10-26 99.4300 11.4000 2
2026-10-23 99.5100 11.3400 2
2026-10-22 100.6900 10.3400 2
2026-10-21 98.8800 11.8700 3

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 2 CARE 2026-11-03
Rating Actions History 2 — 2026-10-06
Secondary-Market Trades 10 BSE 2026-11-05
Reg52(4) Payment Disclosures 0 — —

Documents

Entity metadata
Source
BSE
Last Updated
7 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹99,900.00
YTM11.00%
Trade Date 5 Nov 2026 3d ago
SourceBSE
Accrued interest (est.)₹1,759.62
Dirty price (est.)₹1,01,659.62
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE01YL07433
Issue Date
27 Feb 2026
Maturity Date
9 Jun 2028
Listing
BSE
Payment Frequency
Quarterly
Put / Call Option
None disclosed
Security
Secured
Day Count
ACT/ACT
View Term Sheet
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Frequently Asked Questions
What is the coupon rate on Earlysalary Services 10.50% Jun 2028 NCD?

Earlysalary Services 10.50% Jun 2028 NCD carries a coupon of 10.50%, paid quarterly, on a face value of ₹1,00,000.

When does Earlysalary Services 10.50% Jun 2028 NCD mature?

Earlysalary Services 10.50% Jun 2028 NCD matures on 9 Jun 2028, 1.6 years from today.

What is Earlysalary Services 10.50% Jun 2028 NCD rated?

Earlysalary Services 10.50% Jun 2028 NCD is rated A by CARE (rating dated 3 Nov 2026).

Is Earlysalary Services 10.50% Jun 2028 NCD secured?

Earlysalary Services 10.50% Jun 2028 NCD is a secured bond.

Where does Earlysalary Services 10.50% Jun 2028 NCD trade?

Earlysalary Services 10.50% Jun 2028 NCD is listed on BSE.

What yield does Earlysalary Services 10.50% Jun 2028 NCD currently offer?

The last recorded trade on 5 Nov 2026 priced Earlysalary Services 10.50% Jun 2028 NCD at ₹99,900.00 per bond, implying a yield to maturity of 11.00%.

More Bonds from This Issuer

E
Earlysalary Services 10.90% Dec 2026 NCD
INE01YL07334
A
Coupon
10.90%
Maturity
04 Dec 2026
E
Earlysalary Services 1.82% Dec 2026 NCD
INE01YL07300
BBB+
Coupon
1.82%
Maturity
27 Dec 2026
E
Earlysalary Services 10.90% Jan 2027 NCD
INE01YL07342
A
Coupon
10.90%
Maturity
04 Jan 2027
E
Earlysalary Services 10.70% Mar 2027 NCD
INE01YL07383
A
Coupon
10.70%
Maturity
05 Mar 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2028

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 10.50%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE0BUS07CH6Indel Money LimitedA-10.50%2028-01-23
INE07HK07866Krazybee Services LimitedA10.50%2027-12-02
INE342T07536Navi Finserv LimitedA10.50%2027-08-27
INE136S07013Neogen Chemicals LimitedA-10.50%2028-02-12
INE08E807142Shri Ram Finance Corporation Private LimitedA10.50%2028-01-22
INE342T07494Navi Finserv LimitedA NSDL record, 202310.50%2027-06-18

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