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Tata Capital Housing Finance 8.55% Jan 2030 NCD (INE033L08270)

CRISIL AAA · NSDL record, 2019 Unsecured NCD

Tata Capital Housing Finance Limited

Unsecured, Taxable, Redeemable NCD

Browse: bonds maturing in 2030

52 more bonds from Tata Capital Housing Finance Limited →
Current YTM
8.46%
Market YTM
Coupon Rate
8.55%
Per annum
Maturity Date
14 Jan 2030
3.2 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000
Per Bond

Issuer events

Last 90 days · company disclosures to the exchanges and agency announcements. Not our assessment.
  • 6 Nov 2026 New rating assigned to AAA CRISIL

Market Position

YTM (Annual)
8.46%
Last traded 4 Nov 2026 (end of day)
10Y G-Sec Benchmark
7.19%
Reference point, not this bond's tenor
Spread over G-Sec
+137 bps
vs 3.2Y G-Sec at 7.08%
Below the median spread for similar-tenor peers
Tenure
3.2 Years
Remaining to maturity

Price vs Yield

— Price (Clean) — Yield (YTM)
18 Sep 20264 Nov 2026

Showing last 10 trades.

Price data as a table: Recent Market Prices

Cashflow Timeline

14 Jan 2027
Interest Payment
₹85.50 / Bond
₹76.95 net of 10% TDS (est.)
14 Jan 2028
Interest Payment
₹85.50 / Bond
₹76.95 net of 10% TDS (est.)
14 Jan 2029
Interest Payment
₹85.50 / Bond
₹76.95 net of 10% TDS (est.)
14 Jan 2030
Final coupon + principal
₹1,085.50 / Bond
₹85.50 coupon + ₹1,000 face value

4 coupons remaining, the last paid with principal at maturity · per ₹1,000 face value · projected dates

Net amounts are estimates: 10% TDS applies to a resident with PAN once interest from one issuer reaches ₹10,000 in a financial year. Below that, or with Form 15G/15H, no TDS is deducted. Not tax advice.

Bond Timeline

— Issue / Maturity | Coupon (projected) ┊ Today
Today Issued 14 Jan 2020 Matures 14 Jan 2030

Key Metrics

Coupon Rate
8.55%
YTM (Annual)
8.46%
Credit Rating
AAA
Rating on NSDL record (CRISIL, 2019)
Not a current agency rating; see below
Remaining Tenure
3.2 Years

AAA (CRISIL): Rating on NSDL record (CRISIL, 2019), dated 27 Nov 2019. The rating NSDL's debt master records for this instrument, often from the time of issue. No current rating from an agency or exchange is on file, so it may be out of date.

Advanced metrics
Modified Duration
2.52 Yrs
Macaulay Duration
2.73 Yrs
Issue Size
₹78 Cr
Face Value
₹1,000
Per bond. Exchange lot size not on file; check the offer document.

Market Characteristics

Modified Duration
2.52 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
4 Nov 2026
NSE CM
Trades (30 Days)
7
Exchange-reported sessions
Security Status
Unsecured
No call option

Observations

  • This bond is unsecured.
  • 7 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.65 percentage points below the median for tracked NCD bonds. (based on 20,403 tracked NCD bonds with a stated coupon)

Structured Overview

Data as of 6 Nov 2026
Instrument Type
NCD
Issue Date
14 Jan 2020
Day Count Convention
ACT/ACT
Listed Exchange
—
Call / Put Option
None disclosed

Issued by Tata Capital Housing Finance Limited, Tata Capital Housing Finance 8.55% Jan 2030 NCD is an unsecured NCD. It pays an 8.55% p.a. coupon, annually. Principal is repaid at maturity.

Rating Action History

6 actions

Agency actions on Tata Capital Housing Finance Limited and its instruments, not only this bond. Rows marked “This bond” carry this ISIN or an exchange filing that names it.

DateAgencyActionRatingOutlookRationale
2026-11-06 CRISIL Initial AAA Stable View →
2026-09-24 CRISIL Update — — View →
2026-09-24 CRISIL Update — — View →
2026-07-29 CRISIL Update — — View →
2026-07-22 CRISIL Initial AAA Stable View →
2026-06-19 CRISIL Reaffirm AAA Stable View →
Issuer health card · ratings, payment record, defaults, trading, filings Nothing flagged →

Rating Actions on Tata Capital Housing Finance Limited

last 12 months

Agencies rate the issuer and its instruments together; an action may cover bank loans or other instruments rather than this bond. This bond marks actions that carry this ISIN or whose exchange filing names it.

DateAgencyActionRatingRationale
2026-11-06 CRISIL Initial AAA / Stable View →
2026-09-24 CRISIL Update — View →
2026-07-29 CRISIL Update — View →
2026-07-22 CRISIL Initial AAA / Stable View →
2026-06-19 CRISIL Reaffirm AAA / Stable View →
Alert me about Tata Capital Housing Finance Limited An email when a rating agency acts on this issuer (including any cut to default grade D) or a payment is disclosed late or short. Free, no account needed.

Recent Market Prices

Recent BSE trades for INE033L08270: trade date, clean price, YTM and number of trades
Trade DateClean PriceYTM (%)Trades
2026-11-04 100.1947 8.4578 —
2026-11-03 100.6132 8.3038 —
2026-10-29 100.3343 8.4057 —
2026-10-26 100.3005 8.4178 —
2026-10-21 100.4177 8.3747 —
2026-10-12 103.6285 7.2387 —
2026-10-08 108.2222 5.7036 —
2026-10-01 102.3862 7.6777 —
2026-09-29 103.1330 7.4198 —
2026-09-18 99.1907 8.8132 —

Data Coverage

DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL (NSDL record) 2019-11-27
Rating Actions History 6 — 2026-11-06
Secondary-Market Trades 10 NSE CM 2026-11-04
Reg52(4) Payment Disclosures 0 — —
  • No current rating from an agency or exchange on file; the rating shown is the one NSDL's debt master records, often from the time of issue.

Documents

Entity metadata
Source
NSDL debt master
Last Updated
6 Nov 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Current Price (Clean)
₹1,001.95
YTM8.46%
Trade Date 4 Nov 2026 4d ago
SourceNSE CM
Accrued interest (est.)₹70.04
Dirty price (est.)₹1,071.99
View on BSE → Calculate YTM for this bond
Bond Snapshot
ISIN
INE033L08270
Issue Date
14 Jan 2020
Maturity Date
14 Jan 2030
Listing
—
Payment Frequency
Annual
Put / Call Option
None disclosed
Security
Unsecured
Day Count
ACT/ACT
View Term Sheet
Rating Alerts

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Frequently Asked Questions
What is the coupon rate on Tata Capital Housing Finance 8.55% Jan 2030 NCD?

Tata Capital Housing Finance 8.55% Jan 2030 NCD carries a coupon of 8.55%, paid annual, on a face value of ₹1,000.

When does Tata Capital Housing Finance 8.55% Jan 2030 NCD mature?

Tata Capital Housing Finance 8.55% Jan 2030 NCD matures on 14 Jan 2030, 3.2 years from today.

What is Tata Capital Housing Finance 8.55% Jan 2030 NCD rated?

No current rating from an agency or exchange is on file for Tata Capital Housing Finance 8.55% Jan 2030 NCD. NSDL's debt master records a rating of AAA by CRISIL, dated 27 Nov 2019, often from the time of issue, so it may be out of date.

Is Tata Capital Housing Finance 8.55% Jan 2030 NCD secured?

Tata Capital Housing Finance 8.55% Jan 2030 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

What yield does Tata Capital Housing Finance 8.55% Jan 2030 NCD currently offer?

The last recorded trade on 4 Nov 2026 priced Tata Capital Housing Finance 8.55% Jan 2030 NCD at ₹1,001.95 per bond, implying a yield to maturity of 8.46%.

More Bonds from This Issuer

T
Tata Capital Housing Finance 8.10% Feb 2027 NCD
INE033L07IE2
AAA NSDL record, 2024
Coupon
8.10%
Maturity
19 Feb 2027
T
Tata Capital Housing Finance 8.04% Mar 2027 NCD
INE033L07ID4
AAA NSDL record, 2023
Coupon
8.04%
Maturity
19 Mar 2027
T
Tata Capital Housing Finance 7.75% May 2027 NCD
INE033L07HQ8
AAA NSDL record, 2022
Coupon
7.75%
Maturity
18 May 2027
T
Tata Capital Housing Finance 7.12% Jul 2027 NCD
INE033L07IO1
Coupon
7.12%
Maturity
21 Jul 2027
Compare (/) Compare Bonds

Comparable NCDs maturing near 2030

Active bonds from other issuers with maturity within 12 months of this one, listed first when they are in the same face-value band as this bond and traded in the last 30 days, then by closest coupon to 8.55%. For comparison only, not a recommendation.

BondIssuerRatingCouponMaturity
INE202E07120Indian Renewable Energy Development Agency LimitedAAA NSDL record, 20148.55%2029-03-13
INE787H07396India Infrastructure Finance Company LimitedAAA8.55%2029-03-27
INE530B07591IIFL Finance LimitedAA8.52%2029-03-06
INE121A07RV3Cholamandalam Investment and Finance Company LimitedAA+ NSDL record, 20248.60%2029-01-31
INE906B07DE1National Highways Authority of IndiaAAA NSDL record, 20138.50%2029-02-05
INE2YB724013Patna Municipal Corporation—8.50%2030-09-21

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