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Tata Capital Housing Finance 8.55% Jan 2030 NCD

AAA Unsecured NCD

Tata Capital Housing Finance Limited

Unsecured, Rated, Taxable, Redeemable NCD

Browse: AAA rated bonds · bonds maturing in 2030

Current YTM
5.47%
Market YTM
Coupon Rate
8.55%
Per annum
Maturity Date
14 Jan 2030
3.4 Yrs to Maturity
Interest Payment
Annual
Frequency
Face Value
₹1,000
Per Bond
Market Position
YTM (Annual)
5.47%
Live, last traded 2026-08-24
10Y G-Sec Benchmark
6.68%
Reference point, not this bond's tenor
Spread over G-Sec
-112 bps
vs 3.4Y G-Sec at 6.59%
Below the median spread for similar-tenor peers
Tenure
3.4 Years
Remaining to maturity
Price vs Yield
— Price (Clean) — Yield (YTM)
2026-07-01 2026-08-24
Cashflow Timeline
14 Jan 2027
Interest Payment
₹85.50 / Bond
14 Jan 2028
Interest Payment
₹85.50 / Bond
14 Jan 2029
Interest Payment
₹85.50 / Bond
14 Jan 2030
Principal Payment
₹1,000.00 / Bond

Next 3 coupons + principal at maturity · per ₹1,000 face value

Bond Timeline
— Issue / Maturity | Coupon (projected) ● Rating action ┊ Today
Today Rating action: by CRISIL on 2026-07-29 Initial rating: AAA by CRISIL on 2026-07-22 Withdrawn: AAA by CRISIL on 2026-06-19 Reaffirmed: AAA by CRISIL on 2026-06-19 Issued 2020-01-14 Matures 2030-01-14

4 rating actions on file since issue — hover a dot for detail.

Key Metrics
Coupon Rate
8.55%
YTM (Annual)
5.47%
Credit Rating
AAA
(CRISIL)
Remaining Tenure
3.4 Years
Advanced metrics
Modified Duration
2.80 Yrs
Macaulay Duration
2.95 Yrs
Issue Size
₹78 Cr
Minimum Investment
₹1,000
(1 Bond)
Market Characteristics
Modified Duration
2.80 Yrs
Price sensitivity per 1% yield move
Payment Frequency
Annual
Last Trade
2026-08-24
NSE CM
Trades (30 Days)
5
Exchange-reported sessions
Security Status
Unsecured
Callable
Observations
  • This bond is unsecured.
  • 5 secondary-market trades recorded in the last 30 days.
  • Coupon is 1.45 percentage points below the median for tracked NCD bonds. (based on 18935 tracked NCD bonds with a stated coupon)
Structured Overview Data as of 16 Jul 2026
Instrument Type
NCD
Issue Date
2020-01-14
Day Count Convention
30/360
Listed Exchange
Call / Put Option
Callable & Puttable

Issued by Tata Capital Housing Finance Limited, 8.55% UNSECURED SUBORDINATED RATED LISTED REDEEMABLE NON-CONVERTIBLE DEBENTURES. SERIES VI  TRANCHE I ISSUE . DATE OF MATURITY 14/01/2030 is a rated, ncd paying a 8.55% p.a. coupon annual. The instrument repays principal on maturity. The issuer holds the right to redeem the bond before maturity date.

Rating Action History 4 actions
DateAgencyActionRatingOutlookRationale
2026-07-29 CRISIL Other View →
2026-07-22 CRISIL Initial AAA Stable View →
2026-06-19 CRISIL Withdrawal AAA Stable View →
2026-06-19 CRISIL Reaffirm AAA Stable View →
Recent Market Prices
Trade DateClean PriceYTM (%)Trades
2026-08-24 109.4000 5.4703 None
2026-08-20 109.4000 5.4792 None
2026-08-19 109.5000 5.4506 None
2026-08-11 109.8000 5.3766 None
2026-07-29 104.0000 7.2204 None
2026-07-21 103.2000 7.4876 None
2026-07-15 104.0000 7.2348 None
2026-07-13 108.9750 5.6878 None
2026-07-09 114.4750 4.0856 4
2026-07-01 104.5110 7.0839 2
Data Coverage
DatasetRecordsDetailFreshness
Credit Ratings 1 CRISIL 2019-11-27
Rating Actions History 4 2026-07-29
Secondary-Market Trades 10 NSE CM 2026-08-24
Reg52(4) Payment Disclosures 0
Documents
Entity metadata
Source
nsdl_master_promoted
Last Updated
16 Jul 2026

Risk warning: This page is for informational purposes only. Bond investments carry credit risk, interest rate risk, and liquidity risk. Credit ratings reflect agency opinion at a point in time. Nothing here constitutes investment advice or a recommendation. Verify all details against the issuer's offer document and the exchange. RetailBonds.in is not a SEBI-registered intermediary. See our full disclaimer.

Frequently Asked Questions
What is the coupon rate on Tata Capital Housing Finance 8.55% Jan 2030 NCD?

Tata Capital Housing Finance 8.55% Jan 2030 NCD carries a coupon of 8.55%, paid annual, on a face value of ₹1,000.

When does Tata Capital Housing Finance 8.55% Jan 2030 NCD mature?

Tata Capital Housing Finance 8.55% Jan 2030 NCD matures on 2030-01-14, 3.4 years from today.

What is Tata Capital Housing Finance 8.55% Jan 2030 NCD rated?

Tata Capital Housing Finance 8.55% Jan 2030 NCD is rated AAA by CRISIL. As of 2019-11-27.

Is Tata Capital Housing Finance 8.55% Jan 2030 NCD secured?

Tata Capital Housing Finance 8.55% Jan 2030 NCD is unsecured; holders rank alongside other unsecured creditors in the event of default.

Can Tata Capital Housing Finance 8.55% Jan 2030 NCD be called or put back early?

Tata Capital Housing Finance 8.55% Jan 2030 NCD has both a call option, letting the issuer redeem it early, and a put option, letting holders require early repurchase, on scheduled dates.

What yield does Tata Capital Housing Finance 8.55% Jan 2030 NCD currently offer?

The last recorded trade on 2026-08-24 priced Tata Capital Housing Finance 8.55% Jan 2030 NCD at ₹109.40, implying a yield to maturity of 5.47%.

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